Cashnet USA and it's affiliats EX-21 3 d258270dex21.htm SUBSIDIARIES OF THE COMPANY EXHIBIT 21 SUBSIDIARIES OF CASH AMERICA INTERNATIONAL, INC. and Many other names this company is known by or associated with as of December 31, 2011. Atlanta Georgia

I have been receiving threatening and harrassing contact from this company. I have been receiving these emails since 2019 and they are being sent to an email address that 1 I no longer have any further and 2 I would never use for loan documentation. I have never applied for a loan with Cashnet USA or it's affiliates. Highlighted in bold are other companies connected with them that have threatened and stalked me. I have always reported these as phishing and scams. The emails are finally dwindling down but I still get them periodically.  Below is the first one but there is always

National Debt Solution  
PO Box 105028
Atlanta, GA 30348

This was my original letter to the Attorney General of the state of Iowa that I filed.

I am writing to you to file a formal complaint against this company as they have been contacting me by phone which I have blocked their numbers and I have to block their email ad well due to fales allegations against me.

I am teraminally Ill and I do not work outside the home and I am being accused of having a loan with a company I have no idea who they are and have never heard of them. I have been previously a victim of identity theft in the past and I have had my pc hacked in the past as well.

The only company I have an outstanding Loan with is Green Arrow Loans. I do not have any other loans with any other company and this company who is harrassing me claims that I have an outstanding loan in the amount of 650.00 and with a company I know nothing about.

Here is the first of MANY emails they've sent me:

(The location and company keep constantly changing too that are trying to pursue me for a non existent loan that I have never had. They keep changing the loan repayment amount, adding on court costs and the loan amount they claim I took out constantly changes as well).

National Debt Solution  
PO Box 105028
Atlanta, GA 30348

LEGAL DEPARTMENT OF DEBT RECOVERY (many other places on their behalf have contacted me as well)

Police Case# USA-046610
             LOAN RECOVERY/REMINDER              

 Dear Debtor, E. SPELLMAN

 This Legal Proceeding will be issued on your Docket Number CV-03849-1289 with one of Cash Advance Inc. Company to let you know that after making calls to you on your phone number we were not able to get hold of you. So, the account's department of Cash Advance has decided to mark this case as a flat refusal and press legal charges against you.

 CASE NO: 17-30673-XQ

Amount Outstanding: $650.00 (amounts keep changing as do the "charges")

Our company has authorized us to recover the full amount due to them.

We are going to file a lawsuit in next 4 hours at United States District Court #312 N Spring St, Los Angeles, CA 90012, USA Against your Name and SSN. After giving several notifications but we did not received any Response From your side. We will consider that you are ignoring this matter and you want to dispute. We are in a Process to inform the Social Security Administration & Major Credit Bureaus as well.

 Do revert if you want to get rid of these legal consequences and make payment arrangement today or else we would be proceeding legally against you, and this notification will also send to your current employer. The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so, you must take immediate action.

Note - If we don't receive any response from your side today,   your case   file will be downloaded automatically against you. After that, we are unable to help you and you will receive court summons at your door steps with the cost of the lawsuit around $4203.86.

 Please let us know your intention by today itself so we can hold the case or else we will send the paperwork to your local county sheriff department and you will we served by court summons at your doorstep.

 We informed you, and we have more than 17 kinds of scientific proof against you to prove that you are guilty and committed the following frauds.

 1. Violation of Federal Banking Regulation.

 2. Collateral Check Fraud

 3. Theft by Deception

4. Electronic Fund Transfer Fraud.

 Note: This notice provided to you for: Cash Advance Inc. and its parent company, and their respective family of businesses including Cash Advance, its parent company, Cash America International, Inc., and all their respective subsidiaries and affiliates, (after this... takes effect collectively called the “Cash Advance Related Companies,” “we,” “our,” or “us”). The Cash Advance Related Companies include, but are not limited to: Cash Advance, Cash America International, Inc., and all of their respective subsidiaries and affiliates, including those that work under the trade names Cash Advance, 100 Day Loan, Net loan USA, Fax free Cash, Payday one, Sonic Cash, Money tree, Egg loans, Check cash Loan, Quick Payday, Personal Cash Advance, Rapid Cash, Sonic Payday, Speedy Cash, My Cash Now, National Payday, Payday OK, Cash Central Loans, Cash Net 500,Cash Net USA, Allied Cash, Super Pawn, Check into Cash, Check Smart, Cash America, Cash America Pawn, Cash land, Super Pawn, Cash America Payday Advance, or any company-owned Mr. Payroll locations. “You” or “You're” means you as a participant in or as a user of the products and services offered by a Cash Advance Related Company.

 WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS. LATE PAYMENTS, MISSED PAYMENTS, OR OTHER DEFAULTS ON YOUR ACCOUNT MAY REFLECT ON YOUR CREDIT REPORT.

 TERMS AND CONDITIONS, YOU AGREED.

By electronically signing this Loan Agreement by clicking the “I AGREE” button below, you are confirming that you have agreed to the terms and conditions of the Consent and that you have downloaded or printed a copy of this Consent for your records.

 Note: To make payment you would have to contact our email address

 cashadvancedeptresolution@gmail.com

I know nothing about this company and I can prove this information is wrong because:

1- I never received a loan ever in that amount
2- I never signed anything stating an agreement between this company I know nothing about
3 The funds were never ever deposited it my bank account and my bank watches ANY loan deposit.
4 I am terminally ill and dying with lung failure and do not work at all.

None of these allegations are true against me and I need to request a cease and desist letter be sent to them. I do not wish any contact with them either by phone or email and I will not be held accountable for a loan I never took out or recevied with a company I know nothing about. My email spam filter even marked this as suspicious and I have filed it as phishing.

I do not know how to get this company off of my back as I will not tolerate these threats of intimidation against me for a loan I do not have, never authorized and do not have actual documentation for nor did I ever.

Again, I have in the past been a victim of identity theft and have had my pc hacked in the past and It is possible someone may be posing as me as I have had to remove multiple errors on my credit report that have been successfully been resolved.

I'm asking for your help to intervene on my behalf and to get a cease and desist letter or something sent to them to prevent them from contacting me any further. Again, I do not know this company, I did not request this loan they are claiming I owe and are asking for money in return that I never received. Again, I also did not rececive ANY paperwork stating my agreement for this loan no do I have anything in my computer stating I ever agreed to this "loan" or authorized anything requesting a loan.

I hope you can file a complaint against this company for me and btw, I have credit monitoring service for my credit report and this "loan" has never shown up on my report.

Please let me know if you can help me in anyway. I just know these are false allegations against me and there is no legitimate proof of my ever having received or authorized this loan. I would have known from the bank if a deposit of this amount was ever made. Please get them off my back and I would have known about a loan in this amount but my knowledge of this loan is zero and one that was not asked for. Nor do I have any paperwork anywhere on my pc of this taking place.

I have no current loans being taken out now or in the past.  I'm sorry to say I dont know anything about which they speak and there are many Erin Spellmans and several in Iowa. I do not know how they obtained my email address but I am not the person they are looking for. It appears my identity was used apparently and I am not responsible for this amount as I never received this loan nor did I receive paperwork on this nor do I have knowledge of who these companies are that claim I owe them 650.00

I am formally filing a harassment complaint against them and I am at the point of changing my phone number if they continue to contact me via an unlisted number. If there are any steps that I need to take to prevent communication with this company I have never heard of nor know anything about, then please let me know. Thank you for your help in this matter.

These are the Email adresses that have contacted me that are working with Cashnet USA and it's affiliates

CASH ADVANCE <acs.inc.manager.net@gmail.com>
    Alexander Solano <atty.alexander.solano@outlook.com>
    NATIONAL CREDIT COLLECTIONS <debt.nationalcollectios@gmail.com>
Rosa Usher <atty.rosausher@outlook.com>   
    Lending Network at Advantage Loan USA <lendingnetwork@finance-groupsocial.com>
    ACS LOAN COLLECTION <advance.americacash.debt@gmail.com>   
    Acs INCORP <advancecashservices.collection@gmail.com>   
    Debt Settlement Department <debt.settlement.usa24@gmail.com>
Attorney David Knight <davidknightlawsuit@outlook.com>
Attorney Patricia Croft <attorneypatriciacroftt@debtcollectiondp.in>
Dawn Hanson <atty.dawnhanson@outlook.com>
Andrew Law Firm <andrew.lawfirm2@gmail.com>
Lana Shaffer <lanashaffer.bakerlawsfirms@gmail.com>
CASH NEON <trustednetworkusa@gmail.com>   
    Mark Smith <marksmith.bakerlaw@gmail.com>
Michael Brown <atty.michaelbrown.16@outlook.com>   
    Patricia Crumble <atty.patriciacrumble@outlook.com>

Everyone of these emails have come from the company and it's affiliates but the big problem is that for 1, Cashnet USA and it's affiliates do not serve the state of Iowa. Second of all, my bank has confirmed that no such loans exist. This only happened because my email address that is no longer in use as a result of being found on the dark web, was submitted to their system to generate a false loan and documents I've never seen nor had and false accusations stating I signed for a loan. The loan amount constantly changes but I have been harrassed non stop by them since 2019 and they are realizing that by my reporting them as phishing that they aren't getting anywhere, but I can't report it to the BBB because they I don't think will take this type of report. So I'm warning EVERYONE!!!!!! if you want to apply for a loan stay far away from Cashnet USA and it's affiliates.