Clarity Services doing business for Experian Applied to Big Picture Loans for a 200 dollar loan.... got denied as Clarity Services said I was late for a loan payment and had several late payment plus several cell phones in my name.... a rip off here for sure... ruined my creidt FLA

when they report to  anyone the info they sent to me it hurts my credit that I have tried to get  my scores higher... I thought a small loan with good payment history would hellp... I did not join experian for their help and looks like they got me back for not doing that.... Clarity said I could dispute the  charges on my file but that doesn't mean they will take them off... even If I have proof.... what kind of credit reporting services is Experian as this Clarity is their company they work for Experian.... This is fraud and experian should be shut down period for these practices....  worse than scammers as they  have to much power over  the average person...