This Richard Duckett, is saying I owe EZmoney loans inc, In California for a payday loan which I never took out, because I haven't been to california. Los Angeles California

I recently received what is probably the best scam email I have ever received, which is very much like the poster of this ripoff report.

This email contained an old address, telephone number, social security number, and information regarding a supposed payday loan with this company, claiming that I had opened a payday loan in 2016, and offering me payment options.

This email also had a (very fake) document indicating that a lawsuit against me had been filed with the Superior Court of California. Obviously, this information was obtained in one of the numerous leaks throughout the past few years. Thankfully, I'm generally pretty savvy, so a few things stood out to me in this email.

First, the supposed document from the court was written in-line in the email, and had a 'stamp' from the court which was a JPG, and had clearly been altered.

Second, this loan never happened. No such loan was ever taken out by me, especially in that time frame, and certainly not at or from the address listed within that timeframe. 

Third, and most importantly, the company indicated by these scammers has seemingly only been in operation since May 2019, and only provides payday loans in select ZIP codes in California.

This particular scammer is VERY good at what they do, and provides so much information, that it's virtually impossible to ignore. I took quite a bit of time to pick this one apart, making 100% sure it was fake, before choosing to ignore it.

Hopefully others receiving the same scam will see this comment and know that it is definitely a scam!