Innovative Wealth Builders Inc Lied about "negotiating" a lower interest rate on credit cards, saving " $10000". Charged $1700 up front, $799 twice on existing cards. No change in rates. Clearwater, Florida

Company promised to reduce interest rates on our credit cards, saving "at least" $10000. Charged $2500 for the service...refundable if don't perform.

Charged $1700 up front on an existing card...has charged $799 TWICE on other cards, despite protests to the card companies that the debt was FRAUDULENT.

The company had only sent a simple brochure showing how to reduce interest charges by making more than minimum payments. Really? Am I that simple minded to pay $3300 to find that out?? Apparently so, if there is no suit to recover.

The company promised, though I argued I was sceptical, to reduce interest rates by negotiating with the card companies. They had influence that I didn't. Money back guarantee. They lied, and the recording of our conversation would prove that.

I will pursue this, and every other scam I find out about.