Temopo leasing and Sears whynotleaseit Tempo leasing Sears Misrepresentation of a lease purchase OkC Ok

I had gone to Sears to purchase a stove and a micro wave. I paid cash for both. I returned to the store 2 days later shopping for a refrigerator. I had picked out a frig for around 1000.00  I approched the sales person and explained I was interested in the frig. I ask him what the lease sign was about. I noticed a placard with a pay scale for a lease  purchase. If an item that sold for 1000.00 was paid off, within in a 6 month period i would only pay 120.00 in interest I was told I could pay 179.00 down on it and 179.00 a month.

I believed at the time this would help with my cash flow, since I have owned my own business for the last 35 years. I told him "sounds good, lets do it." I was directed to a cash register. I gave him my debit card. he charged 179.00 on my debit card. The register printed out a reciept, about 2 ft long and I signed it. I load the refrigerator went home. I recieved an email from a company called whynotleaseit which is now tempo leasing. I dont know how long it was before I opened up one of their emails.

I keep deleting it thinking it was junk mail The email stated that I was leasing the frig from whynotleaseit t not Sears. I had payment of 179.00 every month and the frig would cost me 4000.00. The payments were taken out my Bank acount for about 5 months. I went to pay them off after paying them around 900.00.The pay off was still around 900.00. I knew then I had been had. I told them just come get the frig. I will go spend another 1000.00 cash on a frig and move own. They never came and picked up the frig. Maybe 2 years later I noticed on my credit reoport I had a collection for 2019.00. They had waited untill their misleading lease ran out. They never once sent me a letter or email.

I disputed the collection with the credit bureau. Two of reporting agencys took it off my credit report. Transuion claims they met the requirements for collections. I still have a great score I also pulled the company up on the better business bureau web site WOW! The company started out as whynotleaseit and changed the name to Tempo leasing, to continue practicing their deception They have a terrible reputation. I not sure they are practicing the same misrepresentation scam with Sears. I assummed  that Sears was a ligitimate company. I have my own business I been a member of the BBB. I am familiar their with process. If I pulled a stunt like they have I would be on the 6 oclock news and in jail.

I somtimes, sign 800 or more contracts a year with customers. I have never mislead a person into signing a contract or heard of any of my salemen misleading an individual into signing contract Now its been 4 or 5 years since I have heard from them untill today I recieved a letter from a lawyer Trying to sue me. I will be counter sueing for Misrepresntation and Fraud. {civil and criminal}.  I will let you know how it works out. I advise people to stay away from these people. They take advantage of people that cant fight back.