NCI Ocwen
Box 740616
Alanta Georgia 30374-0616
U.S.A.
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NCI Ocwen Harassment.. after paying the agreement settlement amount Alanta Georgia
*General Comment: Don't be afraid of them...
1Author
1Consumer
1Employee/Owner
I am on disablity, which means I live on a very limited income. I recently called this company {Ocwen} to try and settle the account. After explaining my situation to them and discussing possible payment arrangements.
We agreed that if I paid them nine hundred dollars it would settle the account and they would close it and report the account closed to the credit agencies.
I did not have that kind of money, but I was able to borrow it from someone I knew. I sent them a cashiers check priority mail. I also included a letter with the check stating it was the settlement amount agreed upon and it would close the account, meaning the account was paid in full.
They called the message number I agve them a few days later and informed me they received the check, but they wanted more money. I refused to pay them any more money and told them I was going to get legal help.
Now they are calling the message number I left and harassing the person who lives there.
It's a crime that companies like this can hassle people and cause them so much emotional and financial distress. I hope that every lawsuit against them is won and their company is forced to close for good.
Judy
Tillamook, Oregon
U.S.A.
Click Here to read other Ripoff Reports on NCI Ocwen
REBUTTALS & REPLIES:
1Author
1Consumer
1Employee/Owner
Updates & Rebuttals
#1 Ex-Employee
AUTHOR: D. G. Jr - Binghamton (U.S.A.)
SUBMITTED: Monday, November 03, 2008
POSTED: Monday, November 03, 2008
I am sorry, but NCI is a debt collection agency, and were contracted because of an outstanding debt that you had. I do sympathize with you about your disabled nature, but that doesn't entirely obsolve you of your debt. Based on personal experience, companies are more apt to work with you if you are upfront about your situation. However, if you let it get to the point of a 3rd party agency, then they are less likely to work with you.
#2 Consumer Comment
AUTHOR: Annoyed - Milpitas (United States of America)
SUBMITTED: Monday, August 22, 2011
POSTED: Monday, August 22, 2011
"#1 Ex-Employee
AUTHOR: D. G. Jr - Binghamton (U.S.A.)
SUBMITTED: Monday, November 03, 2008
POSTED: Monday, November 03, 2008
I am sorry, but NCI is a debt
collection agency, and were contracted because of an outstanding debt that you had. I do sympathize with you about your disabled nature, but that doesn't entirely obsolve you of your debt. Based on personal experience, companies are more apt to work with you if you are upfront about your situation. However, if you let it get to the point of a 3rd party agency, then they are less likely to work with you."
I do not trust these people. We came to an agreement of 75% of the settlement, the amount to be forgiven. The next day they tried to tell me they agreed to 25%. They outright lied! They will just have to wait. NCI is the fourth collection agency the account has moved to. If they cannot settle the debt in a certain amout of time, another agency will be found.