Premium Advantage ripoff dishonest fraudulent scam Fort Lee new jersey

i was contacted by premium advantage on the 23 of january
by jason clark he told me my application i sent in for master card has been accepted i do have derogitory credit though (wich is true) so we have waved and eliminated all hidden charges for you so there is no apr, service or financial charges, monthly or yearly fees
i would have to make a one time payment of ten percent of my cards credit limit that is used as a finacial check to ensure that if i did use up the limit i would be able to make the first payment on my card
it also eliminated the hidden charges we would do a draft on my account of ten percent of the limit it had to be done within a week otherwise the financial check would not clear (i would would make late payments on my master card) i liked it this gave me a chance to build my credit i gave him the info required some he already knew like my banks routing number and telephone number i would also recive a secured card so if i did miss a payment it automaticaly did a balance transfer on to my mastercardrestoring the limit my phone then died
half an hour later i was called by joe carson of premium advantage i told him how i was just called by them and that my phone died he transfered me to a verification system and never heard of my card or my 300 dollars again

Jason
dallas, Texas
U.S.A.