Allied Interstate Collections ripoff Ohio

Where can you report a debt collector for an alleged violation?


Report any problems you have with a debt collector to your state Attorney Generals office and the Federal Trade Commission. Many states have their own debt collection laws and your Attorney Generals office can help you determine your rights.


The following actions are illegal:

A debt collector calls you at work and knows that it is inconvenient or that your employer forbids it.

A debt collector calls you before 8:00 am or after 9:00 pm in your time zone.

A debt collector makes an excessive number of phone calls to annoy or harass you.

A debt collector knows that an attorney, whose contact information is known or is easy to locate, represents you and the debt collector continues to dun you.

A debt collector tells a person other than you, your spouse, or your attorney that you owe money. (If you are a minor, the debt collector can tell your parents or guardians about the debt) Debt collectors can only communicate with other people to obtain contact information about you.

A debt collector misrepresents the amount, character, or legal status of a debt.

A debt collector gives others credit information about you that is false, or should be known to be false.

A debt collector fails to honor your dispute or cease communication rights.

A debt collector threatens to take your property or garnish your wages if this action would not be legal or if the debt collector does not intend to do it. Your property can not be taken and your wages can not be garnished without a court order (judgment).

A debt collector uses, or threatens to use, violence or any other illegal means to harm you, your family, your reputation, or your property.

A debt collector uses profane or obscene language in communicating with you.

A debt collector threatens you with criminal prosecution or implies that you have committed a crime. Debt and credit issues are matters of civil law, not criminal law.

A debt collector tricks you into accepting charges for collect calls, telegrams, C.O.D.'s, etc.

A debt collector cashes, or threatens to cash, a post-dated check before the date written on the check, if the check is post-dated by 5 days or more.

A debt collector does not give 3 to 10 days advance notice before cashing a check that is post-dated by 5 days or more.

A debt collector claims to be an attorney or sends a letter made to look like it is from an attorney (unless the debt collector really is an attorney).

A debt collector sends a letter that is made to look like a government or court document when it isn't.

A debt collector sends a government or court document that is not recognizable as such.

A debt collector threatens any action against you that is not legally feasible or that the debt collector does not intend to take.

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Fair Debt Collection Practices Act