Fisher Enterprises Llc.com Rip off financial company New York New York

10] Development in Horry County (South Carolina) Damien Sobieraj, Esq 843-881-2244

I am not the customer listed above as referenced in Fisher Enterprises rebuttal.  I am the attorney for the customer who was retained to recover the deposit paid to Fisher Enterprises after it refused to return the same when Remington Financial Group (RFG) did not provide my client a loan commitment pursuant to the terms in Fisher Enterprises engagement letter.  To say that my client or I received the retainer back is inaccurate and misleading.  Fisher Enterprises agreed to return only one-half (1/2) of the retainer and only after several contentious communications between its managing partner David Franklin and myself.  It was clear from these communications that if not for my involvement as an attorney, Fisher Enterprises would not have even entertained the idea of returning the retainer or any portion thereof to my client.

Furthermore, Mr. Franklin misrepresents the relationship between Fisher Enterprises and Remingtion Financial Group in his rebuttal as he did during my efforts to obtain a refund for my client.  At first he informed me of RFG's strong reputation as a lender and defended the public claims made by borrowers on sites like this one and with the BBB.  He further indicated that any investigation of RMG by the FBI or securities regulators was unfounded per the direct assurance of RMG's president.  However, later in our communications, Mr. Franklin asserted that Fisher Enterprises only worked with RMG on a limited basis and does not research the standing or reputation of the lender' it works with like RMG.  This contradicts the earlier representations of their continued working relationship and many loans, and especially, Mr. Franklin's ability to readily speak with RMG's president as he so adamantly represented shortly after initial discussions.

Whether or not Fisher Enterprises continues to do business with RMG or similar lenders or continues to practice in the same manner it engaged my client, I cannot say nor which about I will speculate.  However, the representations asserted in Mr. Franklin's rebuttal as to my client are inaccurate and misleading, and I have written this reply to clarify his reference to me and my client's situation.

Sincerely,
Damien A. Sobieraj, Esq.
Cooper River Legal Services, LLC
Mt Pleasant, SC

 

These type of reports are very hurtful especially since they are totally without merit or any basis in fact.

 

I went on the BBB website on  January 21, 2010 and pulled off the report on our firm which anyone can pull up as as you will see gives us an A rating on a scale of A+ to F.

 

Given the great number of transactions we work on ( over 5,000 a year )our record would have to be seen as very very good, with a total of seven complaints and NONE unanswered. We are in business since 1995.

 

We stopped referring transactions to Remington Financial in September of 2008 when an article in the Wall Street Journal stated that they were under a federal investigation.

 

On this particualr case Remington offered conventional terms based on the initial representations made by the borrower but when it was discovered through their due diligence that the representations were not as presented to them they had to offer more expensive financing. IF that is not true the borrower should take Remington to court for a full hearing of the matter. 

 

Furthermore when and if we can't perform as agreed we ALWAYs return the retainer in full and we have a documentable track record to prove that.

 

Any client can bring a dispute to the American Arbitration Association to be adjudicated ( as per our agreement with the client) and if and when that happens ( 4 times in all of the years we are in business) we abide by their decision if ruled against.

 

I am in the office everyday and answer my own phone and if ANYONE has a complaint they should call me directly ( 212-223-1044 ext 222 ).

 

I am also attaching a list of references, a list of clients who last  year alone received the retainer paid to us back because the lender who had given us a pre-approval changed their policy AFTER  we were retained and we were unable to honor the agreement, as well a piece I wrote about our company and our background a couple of years ago and finally a piece from our website regarding our retainer and lender due diligence costs in general.

 

For those brokers who say an internet site says we don't do what we say we will do I can only say that according to over a dozen internet sites our own President is not only a Muslim but also a terrorist and not even a U.S. citizen. So much for the veracity of the internet.

 

List of clients who received their retainer back in 2009 because the lender who had given us a pre-approval could not provide a proposal in accordance with the agreed upon terms or for some other reason we could not honor the agreement:

 

1] 306 East Moore St

(Florida) Caroline Bauer 305-296-4573

 

2] 5 Properties in Mobile (California) Alonzo Jones 323-573-2299

 

3] 500 NW 60th (Connecticut) Robert Priest 203-345-1333

 

4] Autoplex (Missouri) Dominic & Patrice Pica 636-227-0274

 

5]

81 Asylum Street

(Connecticut) George Wang 860-579 8005

 

6] Chateaus at Lake St Louis (Kansas) Tom Longeway 847-382-1130

 

7] Gainesville CPA firm (Florida) Steve Krpata 352-727-8876

 

8} Seibert Travel Plaza (Colorado) John Stickel 303-840-4438 or 303-909-9300

 

9] Spartanova (Illinois) Otto Faulbuam 618-939-1812

 

10] Development in Horry County (South Carolina) Damien Sobieraj, Esq 843-881-2244

 

11] Raw Land Loan in Walnut (California) Mary Mosakowski (626-710-2822)

 

12] Company in Holland Twnp. (Michigan) Steven Nachman 516-305-4550

 

13] Bleeding Heart Movie (Nevada) Chris Buzzell 702-499-2128

 

14]

4938 Central Ave

(North Carolina) Walter Schultz 704-201-7854

 

15] Couture Wealth Management (Massachusetts) Jim Couture 877-712-2263

 

16] 124 Brighton Dam (Maryland) Roderick Loss 301-299-2323

 

17] 168 Units in Murphy (Texas) Vince Sarabia 469-422-5176

 

18] Mixed Use in New Brighton ( Pennsylvania) Tom Meehan 724-846-4450

 

 

 

The following are names and contact information of finance professionals who can provide a general reference for our firm:

 

 

Michael Bernstein, CPA, who is the principal at our accounting firm, at (973) 535-0555

 

Maria Palacios, of J.P. Morgan Chase Bank,, New York, NY who handles our business account, at (212) 740-4069

 

d**k Tribe, President of Crown Financial in Houston, TX at (281) 646-2905

 

Casey Minshew, Sterling Commercial Birmingham AL 800-497-8606

 

Phillip Newman, President, Advisco Capital Corp, New York, NY 212-288-5706

 

You may also investigate us further through the New York Better Business Bureau or through Dunn and Bradstreet (DUNS # 008412582)

 

The following are names and contact information on transactions where we have arranged financing:

 

Jim Couture, 877-712-2263 [Equipment Acquisition Financing in Southborough, MA]

 

Ben Rukevitz, 201 262-6910 [$2,000,000 Acquisition Financing of Shopping Center in Florissant, MO]

 

Mitchell Bobrow, Ft Lauderdale, FL 516-561-504-0832 [$1,640,000 acquisition loan for Office Condo]

 

Louise Schoenthal, 479 715-6530 [$1,400,000 Start-Up Financing of a Sports Bar in Rogers, AR]

 

Robert Cappiello II, 910 599-9279 [$350,000 Start-Up Financing of a Nursery in Wilmington, NC]

 

Dennis Demase, Paradigm Mortgage Corp, 561-626-6000 [ $600,000  Refinance / Cash out on Owner Occupied Commercial Property in Washington DC ]

 

Phil Newman, Advisco Capital 212-288-5706 [$100,000 Equipment and Inventory Secured LOC for a Motorcycle School in Groton, New York]

 

Ken Markizon, Apex Mortgage 800-262-2739 x262 [$260,000 Refinance of Light Industrial Property in Bend, OR]

 

Beth Holmes 479-636-4512 [$1,411,000 SBA financing for start-up restaurant in Atlanta Georgia]

 

Jason Frankovich, Iron Clay Consulting 718-568-3617 [$450,000 first mortgage against investment property in Bloomsburg, PA]

 

Roly Ramirez, Doral Auto Collision & Refinishing, Inc. 305-500-9011 [$340,000 acquisition loan for auto shop in Miami, FL]

 

Peter Fabbio 585-733-1030 [$225,000 first mortgage against raw land in New York]

 

Russell Brooks, Guardian Mortgage Associates 516-364-6663 [$464,000 first mortgage against mixed use property in New York, NY]

 

Scott Libman, Libman Realty, LLC 401-583-2000 [$217,950 first mortgage acquisition of commercial property located in Rhode Island]

 

Carmelo Calascibetta, US Virgin Islands 585-370-2790 [$1,600,000 construction loan]

 

Peter Fabio, St. Johns, US Virgin Islands 340-514-7326 [$2,600,000 construction loan]

 

Jennifer Squillante, Gainesville, GA 305-644-7768 {$663,000 first mortgage refinance of a partially owner-occupied office property]

 

Judith Raines, Maysville, MO 816-449-2569 [$141,312 first mortgage for the acquisition of a mixed-use property]

 

John Ward, Equity One Inc. Philadelphia, PA 781-849-8734 [$201,600 first mortgage for acquisition of mixed-use property]

 

Wayne and Carol Crider, Adventure Mortgage, Dalton, GA 706-278-0846 [$247,500 first mortgage refinance of owner occupied property]

Suhail Rizvi, Greenwich, CT 917-209-4957 [$1,950,000 first mortgage refinance of a vacant residential lot]

Kris Bialas, Holland, MI 616-218-9633 [$100,000 first mortgage for the acquisition of an investment property]

DeeDee Tulanda, Carson, CA 323-559-0731 [$575,000 first/second mortgage for the acquisition of an investment property]

Christopher Han, Lewisville, TX 972-208-5004 [$248,000 first mortgage for commercial real estate acquisition]

 

William McGee, Bert Ernies General Store, Austin, TX 512-636-5807 [$322,000 first mortgage for commercial real estate acquisition]

 

Steve Bagnashi, Comac Builders Supply, Rochester, NY 585-458-1920 [$3,200,000 acquisition of builders supply company structured using real estate, inventory and equipment]

 

Bruce Clukay, Advanced Technical Solutions, MA 603-396-4099 [$1,000,000 accounts receivable factoring facility]

 

Rose Regas, Individually Owned, San Diego, CA 858-337-2196 [$725,000 Refinance of a Light Industrial Property]

 

Abbagail Denson, Abbys Little Angels, Palm Beach, FL 561-252-5201 [$157,500 Refinance of a Day Care]

 

Bruce Clukay, Advanced Technical Solutions, Acton, MA 603-396-4099 [$500,000 Accounts Receivable Factoring]

 

Joshua Sheilds (lender to:) Abundant Life Christian Center, Elria, OH 800-692-1111 [$609,000 Church Refinance out of Chapter 11]

 

Robert Scofield, Scofield Tax Service, Inc. Orem, UT 801-226-3339 [$480,000 Refinance of Office Property]

 

Pastor Robert Foat, The Living Body of Christ Fellowship, Philadelphia, PA 215-227-0309 [$120,000 Acquisition of Investment Property]

 

Thomas Miller, North American Equities, Inc. Charlevoix, MI 313-410-0943 [$280,000 secured raw land loan and cash out]

 

Jim Peebles, C-Ventures, New York, NY 478-453-8777 / Adam Glick 212-681-8700 [$5,000,000 Real Estate Bridge Loan]

 

Andrew Rachlin, Sirenity Investors, Ltd. Lakepark, FL 561-989-8800 [$1,700,000 secured real estate loan]

 

Maynard Austin, Waterford Furniture Makers, Lynchburg, VA 434-847-4468 [$800,000 Refinance of Furniture Manufacturing Facility]

 

Marvin Adler, HealthChem Corporation, York, PA, 631-367-9715 or 914-948-1500 ext 680                   [$2,000,000 acquisition financing on a secured basis]

 

Donald Brand, Crofutt & Smith, Landing, NJ, 973-347-0154 [$2,100,000 refinancing of transportation company structured against AR, equipment and real estate]

 

Herb Lefkowitz, Hayes International Mailing, Inc./dba Supermarket of Savings Woodcliff Lakes, NJ, 201-307-8888 ext 115 [ $2,000,000 Credit line structured against AR, inventory and equipment for mailing company]

 

Bryan Davis, Bryan Davis Enterprises, Washington, DC 919-730-2855 [$1,500,000 secured real estate bridge loan]

 

Joseph Anderson (First International Bank), Dawson Metals, Inc., Jamestown, NY, 716-246-0430              [$1,100,000 Real Estate Loan]

 

Vic Solano, 541 East Flaming Gorge Way, Green River, WY 307-875-5272 [$234,000 first mortgage for commercial real estate acquisition]

 

Melinda Rowe, Taylor Learning Center, Lakeland, FL (713) 425-3924 [$668,000 business acquisition]

 

Terry Koo, I Love Sushi, Holt, MI (847) 257-1130  [$586,000 expansion financing for a Japanese restaurant]

 

Mark Vernon (broker), Wilmington, NC 910-452-3555 [$560,000 secured bridge loan against raw land and commercial properties]

 

Frank Fenwick (broker) Mountain View Welding, Longmont, CO 214-596-0040  [$500,000 accounts receivable factoring facility]

 

Carol Graham (banker), Longwood Laundromat, Chicago, IL 773-384-4047 [$234,000 acquisition financing]

 

Wilhelmina Smith (broker), Hatian Salesian Association, Brooklyn, NY 718-221-9610 [$200,000 real estate refinance of property in Brooklyn, NY]

 

Robert Fendrick, Precision Tile & Stone, Inc., Marietta, GA 404-237-9371 [$250,000 equipment acquisition financing]

 

Laura Martinez, Supermercado La Lupita, Dobson, NC 336-988-2735 [$281,250 financing for acquisition of commercial property]

 

Dan Campa, Grand Prairie, TX  214,247-0104 [$480,000 financing for acquisition of raw land]

 

Eric Gustafson, Vaughn Station, LLC, Woburn, MA 781-632-5291 [$450,000 refinance of a land]

 

Joseph Anney, Aneeys Insulation, Lagrange, OH 440-355-5448 [$400,000 first mortgage and $150,000 revolver secured by accounts receivable]

 

Thomas Miller, North American Equities, Inc. Charlevoix, MI 231-237-0072 [$280,000 secured raw land loan and cash out]

 

I am David Franklin, the principal and founder of Fisher Enterprises LLC in New York City. We are commercial loan brokers and DO NOT handle consumer loans ONLY business loans.

In 14 years of operations we have worked on over 25,000 business loan requests and have had a total of 4 complaints with the Better Business Bureau all resolved in our favor. We represent over 900 non bank funding sources who provide financing to businesses that cannot obtain traditional or bank financing.

We charge NO upfront fee. IF we find a lender willing to provide specific terms for a commercial loan, based on the representations made by the borrower, then and only then do we issue formal engagement documents that require a $2500 REFUNDABLE retainer IF the borrower chooses to engage us to proceed.

If we cannot obtain a proposal from the funding source in accordance with the terms agreed upon, we return the retainer. If we have met our obligation as per the agreement signed by the borrower to provide the proposal and the loan does not close for reasons that we cannot control that are the fault of the borrower then the retainer is NOT refundable.

If the client falls into the second category and asks for the retainer to be refunded and we disagree, then they have legal recourse as per the agreement to take their claim to the American Arbitration Association. If they do, we will provide our documents and position as will they and we will abide by the decision of the arbitrator.

For the record in 14 years of business we have had 4 arbitration cases; 2 resolved in our favor and 2 against us, in which case we paid back the retainers. I have voluntarily returned scores of retainers where we were unable to meet our obligation because the funding source changed their policies between the time we got a pre-approval from them and the time the borrower engaged us to proceed and where we could not provide another source with the same terms.

Any company or individual who has engaged us to arrange financing that did not happen should contact me directly so that I can have the file reviewed in order to respond accordingly. If we are wrong and have not met our obligation as agreed the retainer will be returned.

Best Regards,

David A Franklin
Managing Partner

Fisher Enterprises LLC
The Rodin Studios
200 West 57th Street, Suite 602
New York, New York 10019

Phone 212-223-1044 ext 222
Fax 212-223-0104
email- david@FisherEnterprisesLLC.com

I am David Franklin, the principal and founder of Fisher Enterprises LLC in New York City. We are commercial loan brokers and DO NOT handle consumer loans ONLY business loans.

In 14 years of operations we have worked on over 25,000 business loan requests and have had a total of 4 complaints with the Better Business Bureau all resolved in our favor. We represent over 900 non bank funding sources who provide financing to businesses that cannot obtain traditional or bank financing.

We charge NO upfront fee. IF we find a lender willing to provide specific terms for a commercial loan, based on the representations made by the borrower, then and only then do we issue formal engagement documents that require a $2500 REFUNDABLE retainer IF the borrower chooses to engage us to proceed.

If we cannot obtain a proposal from the funding source in accordance with the terms agreed upon, we return the retainer. If we have met our obligation as per the agreement signed by the borrower to provide the proposal and the loan does not close for reasons that we cannot control that are the fault of the borrower then the retainer is NOT refundable.

If the client falls into the second category and asks for the retainer to be refunded and we disagree, then they have legal recourse as per the agreement to take their claim to the American Arbitration Association. If they do, we will provide our documents and position as will they and we will abide by the decision of the arbitrator.

For the record in 14 years of business we have had 4 arbitration cases; 2 resolved in our favor and 2 against us, in which case we paid back the retainers. I have voluntarily returned scores of retainers where we were unable to meet our obligation because the funding source changed their policies between the time we got a pre-approval from them and the time the borrower engaged us to proceed and where we could not provide another source with the same terms.

Any company or individual who has engaged us to arrange financing that did not happen should contact me directly so that I can have the file reviewed in order to respond accordingly. If we are wrong and have not met our obligation as agreed the retainer will be returned.

Best Regards,

David A Franklin
Managing Partner

Fisher Enterprises LLC
The Rodin Studios
200 West 57th Street, Suite 602
New York, New York 10019

Phone 212-223-1044 ext 222
Fax 212-223-0104
email- david@FisherEnterprisesLLC.com

I am David Franklin, the principal and founder of Fisher Enterprises LLC in New York City. We are commercial loan brokers and DO NOT handle consumer loans ONLY business loans.

In 14 years of operations we have worked on over 25,000 business loan requests and have had a total of 4 complaints with the Better Business Bureau all resolved in our favor. We represent over 900 non bank funding sources who provide financing to businesses that cannot obtain traditional or bank financing.

We charge NO upfront fee. IF we find a lender willing to provide specific terms for a commercial loan, based on the representations made by the borrower, then and only then do we issue formal engagement documents that require a $2500 REFUNDABLE retainer IF the borrower chooses to engage us to proceed.

If we cannot obtain a proposal from the funding source in accordance with the terms agreed upon, we return the retainer. If we have met our obligation as per the agreement signed by the borrower to provide the proposal and the loan does not close for reasons that we cannot control that are the fault of the borrower then the retainer is NOT refundable.

If the client falls into the second category and asks for the retainer to be refunded and we disagree, then they have legal recourse as per the agreement to take their claim to the American Arbitration Association. If they do, we will provide our documents and position as will they and we will abide by the decision of the arbitrator.

For the record in 14 years of business we have had 4 arbitration cases; 2 resolved in our favor and 2 against us, in which case we paid back the retainers. I have voluntarily returned scores of retainers where we were unable to meet our obligation because the funding source changed their policies between the time we got a pre-approval from them and the time the borrower engaged us to proceed and where we could not provide another source with the same terms.

Any company or individual who has engaged us to arrange financing that did not happen should contact me directly so that I can have the file reviewed in order to respond accordingly. If we are wrong and have not met our obligation as agreed the retainer will be returned.

Best Regards,

David A Franklin
Managing Partner

Fisher Enterprises LLC
The Rodin Studios
200 West 57th Street, Suite 602
New York, New York 10019

Phone 212-223-1044 ext 222
Fax 212-223-0104
email- david@FisherEnterprisesLLC.com

I am David Franklin, the principal and founder of Fisher Enterprises LLC in New York City. We are commercial loan brokers and DO NOT handle consumer loans ONLY business loans.

In 14 years of operations we have worked on over 25,000 business loan requests and have had a total of 4 complaints with the Better Business Bureau all resolved in our favor. We represent over 900 non bank funding sources who provide financing to businesses that cannot obtain traditional or bank financing.

We charge NO upfront fee. IF we find a lender willing to provide specific terms for a commercial loan, based on the representations made by the borrower, then and only then do we issue formal engagement documents that require a $2500 REFUNDABLE retainer IF the borrower chooses to engage us to proceed.

If we cannot obtain a proposal from the funding source in accordance with the terms agreed upon, we return the retainer. If we have met our obligation as per the agreement signed by the borrower to provide the proposal and the loan does not close for reasons that we cannot control that are the fault of the borrower then the retainer is NOT refundable.

If the client falls into the second category and asks for the retainer to be refunded and we disagree, then they have legal recourse as per the agreement to take their claim to the American Arbitration Association. If they do, we will provide our documents and position as will they and we will abide by the decision of the arbitrator.

For the record in 14 years of business we have had 4 arbitration cases; 2 resolved in our favor and 2 against us, in which case we paid back the retainers. I have voluntarily returned scores of retainers where we were unable to meet our obligation because the funding source changed their policies between the time we got a pre-approval from them and the time the borrower engaged us to proceed and where we could not provide another source with the same terms.

Any company or individual who has engaged us to arrange financing that did not happen should contact me directly so that I can have the file reviewed in order to respond accordingly. If we are wrong and have not met our obligation as agreed the retainer will be returned.

Best Regards,

David A Franklin
Managing Partner

Fisher Enterprises LLC
The Rodin Studios
200 West 57th Street, Suite 602
New York, New York 10019

Phone 212-223-1044 ext 222
Fax 212-223-0104
email- david@FisherEnterprisesLLC.com