I received a call last fall from a company that said I have been pre-approved for an unsecured platinum credit card with a $4500.00 credit limit and a $2000.00 additional cash advance and a 8.9% fixed rate. They said this card was designed to help Americans improve their credit. The man said I would need to authorize a bank to bank draft of $200.00. He said that when I receive the card in the mail, I will also receive $250.00 worth of vouchers good towards payments on my new 1st National Card Service account. I went ahead and authorized the $200.00 draft.

When I received the card in the mail a few weeks later, it looked like a toy credit card. I thought I was to receive a major credit card like a Visa or Mastercard. The payment vouchers looked like play money. They sent 5-$50.00 vouchers. I immediately called the company and told them that I had been mislead and I want my money back. They said no. They said the card is only good for their product catalog. I was not originally told anything about a product catalog or I would not have agreed to the offer. I went to the website and did not see anything I was interested in.

I let a little time go by and went back to the internet catalog. I placed an order and never received the shipment. I attempted to call the company to find out the order status, only to find out that their phone was disconnected and out of service. What a horrible scam. My family has been struggling financially due to my husband's job loss. I thought that having this card would help us out. Instead, losing that $200.00 really hurt us.

Maggie
Milwaukee, Wisconsin
U.S.A.