• Report: #569529

Complaint Review: ACCOUNT NOW PREPAID DEBIT CARD

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  • Submitted: Sun, February 14, 2010
  • Updated: Sun, February 14, 2010

  • Reported By: AJA B — NEW YORK New York United States of America
ACCOUNT NOW PREPAID DEBIT CARD
2603 CAMINO RAMON Internet United States of America

ACCOUNT NOW PREPAID DEBIT CARD ACCOUNT NOW META BANK HELD TAX REFUND, NO REASON AND NOT GIVING BACK!! Internet

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This company is stealing hundreds of thousands of dollars from consumers!!

I had my federal tax refund direct deposited like many of you as well, and of course my funds have been held since Feb 1st, 2010. TOTAL $4887. Im not going to go into what happened bcuz the same story is happening to all of us!

I'M GOING TO SHOW YOU HOW TO TAKE DOWN THIS COMPANY:

WE CANNOT START A CLASS ACTION LAWSUIT!!
READ TERMS AND CONDITIONS!!!! We've waived our rights per terms and conditions!

WE CANNOT SUE, WE'VE ALSO WAIVED THAT RIGHT!:
''As used in this Arbitration Provision, the term "Claim" means any claim,

dispute or controversy between you and us arising from or relating to the Card or

this Agreement as well as any related or prior agreement that you may have had with

us or the relationships resulting from this Agreement, including the validity, enforceability

or scope of this Arbitration Provision or the Agreements. "Claim" includes claims

of every kind and nature, including but not limited to initial claims, counterclaims,

cross-claims and third-party claims and claims based upon contract, tort, fraud

and other intentional torts, statutes, regulations, common law and equity. The term

"Claim" is to be given the broadest possible meaning that will be enforced and includes,

by way of example and without limitation, any claim, dispute or controversy that

arises from or relates to (i) your Card, or the Cards of any Additional Cardholders

designated by you; (ii) the amount of Available Funds on the Cards; (iii) advertisements,

promotions or oral or written statements related to the Cards, goods or services

purchased with the Cards; (iv) the benefits and services related to the Cards; and

(v) your enrollment for any Card. We shall not elect to use arbitration under the

Arbitration Provision for any Claim that you properly file and pursue in a small

claims court of your state or municipality so long as the Claim is individual and

pending only in the court.''

ALSO THIS IS WHAT THEIR TERMS SAY ABOUT BREAKING LAWS:
"If

any provision of this Agreement shall be determined to be invalid or unenforceable

under any rule, law, or regulation of any governmental agency, local, state, or

federal, the validity or enforceability of any other provision of this Agreement

shall not be affected. This Agreement will be governed by the law of the State of

South Dakota except to the extent governed by federal law.
"

BUT WHAT WE CAN DO!!! THEY'VE BROKEN ONE MAJOR FEDERAL LAW THAT IS CALLED:

Expedited Funds Availability Act

The Expedited Funds Availability Act requires

all banks, savings and loan associations, savings banks, and credit unions to make funds

deposited into checking, share draft and NOW accounts available according to specified

time schedules and to disclose their funds availability policies to their customers. The

law does not require an institution to delay the customer's use of deposited funds but

instead limits how long any delay may last. The regulation also establishes rules designed

to speed the return of unpaid checks.

SO HERE'S WHAT HAS TO BE DONE BY ALL OF US:
1. File a complaint with BBB. STAY ON TOP OF IT!
2. File a complaint with the FTC!
3. File a complaint with the Consumer Affairs office in CA.
4. File a complaint with your local Attorney Generals office.
5. File a lawsuit in small claims court. Most states limit is $5000.
6. Seek legal aid.

KEEP ALL DOCUMENTS WITH DATES AND TIMES YOU'VE SENT THEM! KEEP A SCREEN SHOT OF YOUR ACCOUNT BALANCE AND RECEIPTS! RECORD DATES AND TIMES OF EVERY CALL, AND WHO YOU SPOKE WITH!

When the government and state offices keep getting a complaint they will be stopped and our legal system will take them down! Companies like this never last, its just unfortunate that i didn't do my research until now!

WE WONT GET OUR MONEY BACK UNTIL ENOUGH OF US KEEP COMPLAINING! TRUST ME, THE FTC AIN'T NUTHIN TO PLAY WITH....

This report was posted on Ripoff Report on 02/14/2010 08:36 PM and is a permanent record located here: http://www.ripoffreport.com/r/ACCOUNT-NOW-PREPAID-DEBIT-CARD/internet/ACCOUNT-NOW-PREPAID-DEBIT-CARD-ACCOUNT-NOW-META-BANK-HELD-TAX-REFUND-NO-REASON-AND-NOT-GI-569529. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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