I was scammed out of money from this company, when I realized that it was not a legit credit card I tried to cancel the account. This was done an 1 1/2 after talking to one of their reps. The rep I talked to when I called back was named Linda she told me that it was to late for canceling my account that I needed to cancel 48 hours prior to start of service.
I told her I was not aware that service was to start soon that I just was contacted by a man named Jim who opened the account but did not explain all services and cancellation to me. I asked if there would be a cancel fee she said I could not cancel service and hung up on me. I called back got Linda again (strange got same exact person and not another call center person) that got me thinking one person operation, scam I told her I wanted to cancel or I will report their practice she stated legally I could do nothing I gave all information willingly to them.
I tried to explain that things were fraudentlently explained to me. She got disconnected from me, I then went to my bank and spoke with a representative of my bank who helped me try to contact this ameritrust again. No response from their end. She looked them up on internet we found many fraud reports, she helped me close my bank account and open new account, unfortunately some funds from ameritrust tried to go through and got returned due to I did not have enough in my account for the payments they wanted anyway. So I ended up with 2 bounced checks, my bank refunded me fees had me fill out a fraud form, my bank fees were refunded to me I heard no more from company.
Now that was back in Oct 2007, now in March 2008 I get a letter from an accredited check recovery place based on the checks that got bounced from ameritrust who explained to me I had to 2 days to pay fees and bounced checks or else I would be prosecuted and put up to 5 years in jail. I contacted my bank and was told that because these did go through as bounced they do have right to come at me for check fraud, but I found out if I would of filed a police report that could of gotten out of paying for fees and for checks.
]I was afraid of getting my credit report a bad remark and didn't want the check situation to show as I never had this done before. But I was in a bind and had no where else to turn as I could not afford a lawyer at this time. So I called back check recovery place and paid the fees and what I owed and it totaled $708.00 which is far more than anyone else that got ripped by this company. Basically if I would not of had the checks bounce I would of only been out 200.00 rather than 708.00 now. But this company is a rip off and I have filed a complaint with the BBB. And to further help me the check recovery place gave me the name and full address of Ameritrust. Basically they have heard what I told them about this company many times before already. But they were more helpful to give me information on them then anyone else.
Mt. Airy, Maryland