• Report: #345002

Complaint Review: COUTRYWIDE HOME LOANS

  • Submitted: Fri, June 27, 2008
  • Updated: Thu, November 20, 2008

  • Reported By:forked river New Jersey
COUTRYWIDE HOME LOANS
7105 Corporate Dr Plano Texas, Texas U.S.A.

COUNTRYWIDE HOME LOANS COUNTRYWIDE made a workout agreement/ THEN FORECLOSED MY HOUSE/ 5kids homeless. corporate greed Plano Texas Texas

*Author of original report: to randy in texas /and to CAT

*Author of original report: to randy in texas /and to CAT

*Author of original report: to randy in texas /and to CAT

*Consumer Comment: Rip Off'd too!

*Consumer Suggestion: questions for tom

*Consumer Suggestion: Update?

*Author of original report: COUNTRYWIDE HOME LOANS

*Author of original report: update

*Author of original report: COUNTRYWIDE HOME LOANS /GOT PUT IN THERE PLACE now im laughing at them HA HA HA JERK OFFS

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ive had countrywide for 4yrs and its been nothing but a nightmare.i fell behind with them, called to try and arrange workout. they agreed to a workout,only to send them 11000.00dollars, for them to go and still put me in foreclosure. ive tried companys that help in this situation,and there nothing but money hungery peple like the mortage company.HOMES ASSURE is one that people should stay far away from, they took 2000.00dollars from my family and said they could help save my home ,to find out the day before the sheriffs sale on my house,they did nothing.we had a 3way phone call conversation,with me, countrywide an home assure, that day, an the representive from countrywide said to go file for emergency bankruptcy,and that would stop the sale of the house.so i went down to trenton and did the process ,and that stop the sale, only to find out that the house was bought back from the back. the only way i knew this ,was that a sheriff showed up at my door ,and told me that my family had to be evicted from my house.i didnt understand ,filed for bankruptcy ,stop the sale,and still lost my house.COUNTRYWIDE has been known to pull fast ones ,and leave people homeless, check there record,there very heartless, and would love to see one of those corporate people go threw this. now that me ,wife,and 5 kids are homeless.were do you go . something must be done for the citizens of america to stand up to this money hungry corporate world.all i no is i did everthing my mortgage ask me to do and still got screwed in the end .thats not right, (seems to be the legal way of stealing in this polictal world

Tom
forked river, New Jersey
U.S.A.

This report was posted on Ripoff Report on 06/27/2008 10:33 AM and is a permanent record located here: http://www.ripoffreport.com/r/COUTRYWIDE-HOME-LOANS/Plano-Texas-Texas-75024/COUNTRYWIDE-HOME-LOANS-COUNTRYWIDE-made-a-workout-agreement-THEN-FORECLOSED-MY-HOUSE-5ki-345002. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Author of original report

to randy in texas /and to CAT

AUTHOR: Tom - (U.S.A.)

if you read the report you would have seen that the 11,000,was for a workout agreement that they did not hold up to there end of the deal,they took the money , and future mortgage payments and still put it in foreclosure,so why would i go rent a house ,and cut my losses,if i held up my end of the deal.. sounds like to me that your one of those corporate countrywide workers ,that try to justify ripping people off,right bet you are. ps this site is for people that been ripoff by people like you,so go find another site to ruin, countrywide will be one of those companies going belly up real soon see yea to cat,i was behind 4months with them and they made out a workout agreement with me. sent them 11000 dollars they said would take care of all the arears and legal fees.then said that my next mortgage payment would be ontrack like usual, i paid them every month the mortgage payment that was due, and to my surprise the house was still in foreclosure ,and had the sheriff at my door telling me that the house was up for sheriff sale.all the workout papers and agreements that we made with them didnt mean anything, they still did what they wanted and didnt even send a letter of foreclosure to notify us after all this, i do have the department of banking investigating this but till then still had to leave the house,im renting but dont plan on dueing this for long,all i no is that i paid my end and still got taken advantage of, im not one for letting things go if i no im not wrong,they shoundnt have made a agreement and took the money and still proceeded with the foreclosure as you can see im not the only one in here with them with this company, theyll get theres
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#2 Author of original report

to randy in texas /and to CAT

AUTHOR: Tom - (U.S.A.)

if you read the report you would have seen that the 11,000,was for a workout agreement that they did not hold up to there end of the deal,they took the money , and future mortgage payments and still put it in foreclosure,so why would i go rent a house ,and cut my losses,if i held up my end of the deal.. sounds like to me that your one of those corporate countrywide workers ,that try to justify ripping people off,right bet you are. ps this site is for people that been ripoff by people like you,so go find another site to ruin, countrywide will be one of those companies going belly up real soon see yea to cat,i was behind 4months with them and they made out a workout agreement with me. sent them 11000 dollars they said would take care of all the arears and legal fees.then said that my next mortgage payment would be ontrack like usual, i paid them every month the mortgage payment that was due, and to my surprise the house was still in foreclosure ,and had the sheriff at my door telling me that the house was up for sheriff sale.all the workout papers and agreements that we made with them didnt mean anything, they still did what they wanted and didnt even send a letter of foreclosure to notify us after all this, i do have the department of banking investigating this but till then still had to leave the house,im renting but dont plan on dueing this for long,all i no is that i paid my end and still got taken advantage of, im not one for letting things go if i no im not wrong,they shoundnt have made a agreement and took the money and still proceeded with the foreclosure as you can see im not the only one in here with them with this company, theyll get theres
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#3 Author of original report

to randy in texas /and to CAT

AUTHOR: Tom - (U.S.A.)

if you read the report you would have seen that the 11,000,was for a workout agreement that they did not hold up to there end of the deal,they took the money , and future mortgage payments and still put it in foreclosure,so why would i go rent a house ,and cut my losses,if i held up my end of the deal.. sounds like to me that your one of those corporate countrywide workers ,that try to justify ripping people off,right bet you are. ps this site is for people that been ripoff by people like you,so go find another site to ruin, countrywide will be one of those companies going belly up real soon see yea to cat,i was behind 4months with them and they made out a workout agreement with me. sent them 11000 dollars they said would take care of all the arears and legal fees.then said that my next mortgage payment would be ontrack like usual, i paid them every month the mortgage payment that was due, and to my surprise the house was still in foreclosure ,and had the sheriff at my door telling me that the house was up for sheriff sale.all the workout papers and agreements that we made with them didnt mean anything, they still did what they wanted and didnt even send a letter of foreclosure to notify us after all this, i do have the department of banking investigating this but till then still had to leave the house,im renting but dont plan on dueing this for long,all i no is that i paid my end and still got taken advantage of, im not one for letting things go if i no im not wrong,they shoundnt have made a agreement and took the money and still proceeded with the foreclosure as you can see im not the only one in here with them with this company, theyll get theres
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#4 Consumer Comment

Rip Off'd too!

AUTHOR: Nancy - (U.S.A.)

Regardless how many months behind you are - Countrywide could care less - Trust me, I have read you have to be 3 months or 6 months behind before foreclosure - I WAS NOT BEHIND ANY, I REPEAT ANY MISSED PAYMENTS - DOCUMENTS TO PROVE MY CASE - and before Countrywide would drop my house from being foreclosed - I HAD TO PAY - yes pay $4000.00.... Although, I KNEW I had NOT MISSED ANY PAYMENTS - I was backed against the wall, single parent protecting my family - and believe me I contacted ALL FROM A - Z including the WHITE HOUSE...Figure out that one for me.... It's still a mystery with NO ANSWERS. It was a traumatic setback and to this day NOT ONE STRAIGHT ANSWER IS GIVEN TO ME... EXCEPT some lawyer from Lousiana emailed me showing interest in my case and for me to FED-EX documents to him - then he would contact me - WELL, WELL, WELL, guess what (I made copies for the lawyer) I NEVER HEARD FROM HIM AGAIN, I figure it was some Countrywide lawyer.... Have the emails to prove that, too. Anyone who is interested in sharing theirs stories - go to WWW.USATODAY.COM website, click Polictics (spelling ?) they are searching for horror stories regarding this MESS..... Good Luck!
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#5 Consumer Suggestion

questions for tom

AUTHOR: Cat - (U.S.A.)

How far behind were you with CW? You said you were behind and you gave them $11k? Apparently if you were still put in fc then you were still behind or at least owed them money or fees for being behind? I am just trying to see the full picture. Forclousre happens usually at 6 months unless you had a work out plan once before and fell behind again at which they will then file fc because mortgage companies feel that they will not see their money. Since you did not give us any of those details it is hard to get the entire picture of how far behind you were. I am trying to figure out why a general bk would have lost you the house? That is another part of this I do not understand. Perhaps you can shed some light into some of this so we all have a clearer understanding of the picture. Thanks! Where are you now? Are you renting?
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#6 Consumer Suggestion

Update?

AUTHOR: Randy - (U.S.A.)

Tom, do you have an update to as what happened to your home? If I would have been you, instead of giving countrywide that $11,000.00, I would have rented a home with that money so my wife and five kids wouldn't be sleeping out on the streets. I would have cut my losses and just moved on.
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#7 Author of original report

COUNTRYWIDE HOME LOANS

AUTHOR: Tom - (U.S.A.)

Anyone having a Mortgage situation with Countrywide Mortgage Home Loans,Try contacting your States Attorney General to file a complaint to stop this company from treating people in need of keeping their homes.There has recently been a Class Action suit opened by The State of California and Alabama Attorney Generals,We need to get people in New Jersey area together to STOP this company from their wrong doing.We need to get a Class Action suit going in New Jersy anyone interested may contact me Tom on this site.Time is of the essence for all families stuggling to keep our homes.
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#8 Author of original report

update

AUTHOR: Tom - (U.S.A.)

You need to click on UPDATE Report at the top of any page and file your UPDATE ..



or use this link and sign in... http://www.ripoffreport.com/login.asp?E=Y



no one will know what you are talking about if you file this as a new Report.



the copy you submitted is below so you will not have to re create it.



================================





ROR Staff

www.ripoffreport.com



Countrywide Home Loans ANYBODY WHO HAS PROBLEM W/ COUNTRY WIDE HOME LOANS / HERES SOME HELP Plano /van Hyns/ Texas



ANYBODY AND EVERYBODY WHO HAS A PROBLEM WITH COUNTRYWIDE HOME LOANS CAN CONTACT THE DEPARTMENT OF BANKING TO GET THE HELP YOU NEED,IVE HAD PROBLEMS WITH THIS MORTAGE COMPANY(you can read my report of this site ,its the one titled from forked river nj and says COUNTRYWIDE HOME LOANS MADE A WORKOUT AGREEMENT THEN FORECLOSED ON MY HOUSE/AND LEFT 5 KIDS HOMELESS.I CONTACTED THE DEPARTMENT OFBANKING AND THEIR DOING A COMPLETE INVESTIGATION ON THIS HALF BREED MORTAGE COMPANY. THERE THE ONLY ONES THAT CAN PUT THESE CORPORATE CROOKS IN THERE PLACE.IF YOU CONTACT THEM /OR Y0U CAN GO ON THE INTERNET AND DOWNLOAD THE FORMS YOU NEED TO GET THE BALL ROLLING.I RECEIVED LETTERS FROM THEM 3 DAYS AFTER I FAX OVER THE FORMS TO THEM.THELL DO THE PROPER STEPS TO INVESTIGATE THIS COMPANY AND MAKE SURE THE FOLLOW PROPER PROCEDURE TO CORRECT THE PROBLEM. THERS ALOT OF COMPLAINTS ABOUT THIS COMPANY AND THEY NO ABOUT COUNRTYWIDE BAD DEALS. SO IF YOU NEED TO GET THE PROPER PEOPLE TO HELP YOU I HIGHLY RECOMMEND THAT YOU CONTACT THEM .THERES ALSO ANOTHER INTERNET SITE OUT THERE YOU NEED TO GO ON ITS CALLED COUNRTYWIDE HOME LOANS SUCKS.COM .IF YOU NEVER BEEN ON THIS SITE YOU NEED TO GO AND READ ABOUT THE COMPLAINTS NOT ONLY FROM HOMEOWNERS BUT FROM EMPLOYEES THAT WORKED THERE AND HOW _UCK UP THEY RUN THIS COMPANY.SO IF YOU WONT TO PUT A END TO THIS CONTACT THE DEPARTMENT OF BANKING AND YOULL GET YOUR SATISFACTION.



Tom

forked river, New Jersey
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#9 Author of original report

COUNTRYWIDE HOME LOANS /GOT PUT IN THERE PLACE now im laughing at them HA HA HA JERK OFFS

AUTHOR: Tom - (U.S.A.)

I CONTACTED THE DEPARTMENT OF BANKING AND NOW IM GETTING THE SATISFACTION THAT I DESERVE. HOPE ALL YOU COUNTRYWIDE CORPORATE JERKS GET IT SHOVED RIGHT UP YOUR A$, AND NOW MAYBE YOULL GET WHAT YOU DISHED OUT AND PAY FOR IT IN THE END.ONCE AGAIN HA HA HA START TO SQUIRM LIKE THE SNAKES THAT YOU MONEY HUNGRY PIGS THAT YOU ARE.HOPE YOU SAVED YOUR MONEY CAUSE D DAY ON ITS WAY.
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