- Report: #147206
Report - Rebuttal - Arbitrate
Complaint Review: Card Service Center-formerly Providian National Bank
Card Service Center-formerly Providian National BankP.o. Box 5877 Hicksville, New York U.S.A.
Card Service Center-formerly Providian National Bank bad credit, no credit - rebuild your credit at a great rate 14.99%- BEWARE RIPOFF Hicksville New York
*Consumer Comment: hERES A SUGGESTION
In 6 months or so they raised the rate to 19.99%, I called and asked why because I never missed a payment ever(even to this day with them, I had them for 3or 4 years now), they were selling their account to another service was the outcome.
So, I basically maxed out the card after a year and called them in middle of the year. They told me I was a "great customer", and they didn't lose me but I just missed the grace period to lower my rate(it was running from Jan. to June). So, I called back the following year in January and they had no such program. They were very rude on the phone and when I got upset and told them I was going to the Attorney Generals Office, the woman on the phone really never cared. I did file a report but never followed up on it.
So, guess what I got another letter stating that they were selling all their accounts again and the rates were going to be 29.99%.(and have been paying that). It doesnt end I just got another letter from them stating that they are selling their account again and now I have to pay 31.99%.
This report was posted on Ripoff Report on 06/23/2005 07:18 AM and is a permanent record located here: http://www.ripoffreport.com/r/Card-Service-Center-formerly-Providian-National-Bank/Hicksville-New-York-11802/Card-Service-Center-formerly-Providian-National-Bank-bad-credit-no-credit-rebuild-your-147206. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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