- Report: #305192
Report - Rebuttal - Arbitrate
Complaint Review: Cavary Portfolio Services
Cavary Portfolio ServicesPO Box 1030 Hawthorne, New York U.S.A.
Cavalry Portfolio Services Attempted to Collect on a Discharged Bankruptcy Debt by Filing Suit! Hawthorne New York
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The original debt was a Texaco (Citibank) account, and the lawsuit explained that the old debt had been sold to Cavalry Portfolio Services. I felt I had no choice but to retain an attorney to appear on my behalf. I had my attorney file an 'Order of Dismissal' for this frivolous claim and ask that Cavalry Portfolio pay my attorney's fees.
The Claim was dismissed in court, however, my attorney's fees were not covered. Furthermore, about 4 months after this was over, I ran a credit report. This collection was STILL on my credit report and had not been removed! I immediately phoned Cavalry Portfolio Services and asked them to kindly remove the negative collection account information from my credit report. I was not successful. I faxed the discharge paperwork, I faxed the 'Notice of Dismissal' and I couldn't get them to correct the information with the credit bureaus. Finally, I contacted their attorney. After several weeks, and disputing the information to the credit bureaus myself, the information was removed.
What about Due Diligence? No effort was made on behalf of Cavalry Portfolio Services. If Cavalry Portfolio Services had just contacted me (I've had the same address and phone number for 4 years), all of this could have been avoided. I never received a letter or phone call from the collection company.
This report was posted on Ripoff Report on 02/01/2008 10:23 AM and is a permanent record located here: http://www.ripoffreport.com/r/Cavary-Portfolio-Services/Hawthorne-New-York-10532/Cavalry-Portfolio-Services-Attempted-to-Collect-on-a-Discharged-Bankruptcy-Debt-by-Filing-305192. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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