DEAD- BEAT DAD!
My first meeting with Chappy Chappell was at Denny's in October of 1999. My friend had met Mr. Chappell at Arizona Mills and she thought I might be interested in a business opportunity that Mr. Chappell was promoting. I made a phone call to Mr. Chappell and set a time to meet him at Denny's the following day. Mr. Chappell presented the business opportunity with a great deal of knowledge, enthusiasm, and finesse.
I was impressed with Mr. Chappell and the financial opportunity that this business venture would provide for me. I made a decision to become a member of the LEGAL PROTECTION SERVICE that he was representing.
MR. CHAPPELL NEEDS LEGAL PROTECTION! HE IS A SCAM ARTIST!
We attended several evening meetings together and upon Chappy's suggestion, I enrolled in a FAST START PROGRAM, which would enable me to enhance my business at an accelerated pace.
We approached several business sites together and basically worked together as a team. We became good friends. He and his wife, Dorothy, and my friend enjoyed socializing.
Chappy and I talked several times a day, and he constantly reminded me to always stay focused!
Chappy knew that my home was for sale. He and Dorothy met me at my house and they were excited to work out a plan to purchase the house.
I wanted to paint the interior and Chappy volunteered to help me. He and Dorothy spent extra time replacing the hardware, washing windows, and cleaning mini-binds. During this time together we worked out a plan so they could purchase the house.
THEY COULDN'T WAIT TO MOVE IN.
SUPER SCAM ARTISTS!
Their agreement was to pay the monthly mortgage payments for March, April and May. In June they would pay $20,000, as the down payment, plus the mortgage payments each month, and within a year refinance the mortgage.
They moved into my house in February 1999. They made the March and April payments. In May they were late with the payment and I asked them for the money, Chappy informed me he would be a little late.
On the 15th of May, I asked him again about the payment, and he said, I AM UNABLE TO PAY. I made the May payment. In June, he still had not made the May payment and when I questioned him again for the payment, he said, I DO NOT HAVE THE MONEY!
NOW THE TRUE SCAM ARTIST WAS AT WORK!
Because Mr. and Mrs. Chappell failed to honor their agreement to pay the monthly mortgage payments and exercise the lease purchase agreement with me, I was unable to market my house in January to sell. Therefore, $9,200 is the amount due, which includes the mortgage payments and the utilities payments for May and June.
In June they agreed to move out of my house and make necessary arrangements to pay the back payments. He also agreed to give me the house keys, garage door opener and mailbox key. At that time Chappy said, We NEED TO WORK OUT A PLAN FOR THE PAYMENTS. As of this writing, they have made no effort to resolve the money problem and return the keys.
CHAPPY, KEEP DECEIVING YOUR FRIENDS!
HOW MANY FRIENDS DO YOU HAVE LEFT?
I have placed several phone calls to the Chappell's and only received their voice mail. They will not answer their phone or door (even when I go to their townhouse on Stapley and University.)
Reminiscing, I should have known that the Chappell's would not honor our agreement. Chappy shared with me that he was $70,000 in the rear on child support payments. That should have been a RED FLAG describing his true character.
DEAD BEAT DAD! DEAD BEAT DAD!
I sent a register return receipt letter on July 13th out lining the amount of money Mr. and Mrs. Chappell owe me. He signed for the letter on July 15th but has not responded. I have continued to leave numerous messages and there have been NO return calls from either of them. On August 21, 2000, I begin leaving messages every day. I talked to Dorothy at her work, and she said, "I will give Chappy the message."
APPARENTLY CHAPPY IS TOO BUSY SCAMING WITH HIS COMPUTER!
On the 28th of July 2000, I filed a CIVIL SUMMONS in the North Mesa Justice Court. (WHAT A JOKE!) In order to serve the necessary papers to the Chappell's, one must use the proper procedure---obtaining the service of a Certified Public Server or a Constable. This too WAS A JOKE. I was familiar with Chappy's behavior; that is, he NEVER answers his door unless he recognizes the person. At the time I paid for the service, I suggested to the Server that he meet Chappy away from his home. Chappy's recruiting techniques are very predictable, so this would be a smooth and simple alternative plan. This effort proved to be FUTILE!
THE SYSTEM SUCKS!
DEAD-BEAT TENANT! DEAD-BEAT DAD!
THE SYSTEM WORKS FOR HIM!
TO BECOME INVOLVED AS AN INDEPENDENT ASSOCIATE WITH THIS MULITI-LEVEL LEGAL PROTECTION COMPANY, CONTACT MR. AND MRS. CHAPPELL. BECOME PART OF THEIR DOWNLINE.
PHONE NUMBERS ARE:
E-MAIL Legallifesaver1@aol.com or fax them at 480-649-3737
WHAT A JOKE! WHAT A SCAM!
WHAT A RIP-OFF ARTIST!
........OTHER VICTIMS RESPOND.......
From: Dave Davis [SMTP:firstname.lastname@example.org]
Subject: Chappy and ALSO his wife Dorothy
Sent: 9/6/00 10:01 PM
My Husband and I came across your web-site and much to our interest there are a couple of interesting reports.
1. Primerica Financial
2. Chappy Chappell on Dead Beat Tenant and Dead Beat Dad
We were offered an opportunity with Primeria Financial Services several years ago. We have very strong work ethics and were determined to succeed at this business.
Interestingly enough, we were recruited by Dorothy. She set an
appointment and Chappy was with her. Chappy did all of the sales
presentation and introduced the insurance and investment products.
When they delivered our contracts, it was Dorothy's signature as the licensed agent. We questioned her signature at that time and she simply stated that Chappy was not licensed.
We contacted our lawyer in New York in reference to their business procedure and he pointed out that Dorothy was in violation of her license.
Chappy it appears, was the set up man, sucking us into Primerica. They worked great together. In theory it sounded so attainable to reach our financial goals that they outlined for us.
Dorothy suggested that we give them a list of all of our friends and relatives to recruit. They would monitor the names we supplied so we could reach our goals quickly. She never ever mentioned investments or insurance products.
Once they suck you into Primerica they only want you to recruit and there is no training on investments or insurance products. It is only a MULTI- LEVEL OPERATION CONTROLLED LIKE A CULT.
We lost track of Dorothy and her Side KICK Chappy, but I see they have a new gig==== PRE-PAID LEGAL and LIVING IN OTHER PEOPLE'S HOUSES WITHOUT PAYING THE RENT. WHAT A RIP OFF.
LOOK OUT FOR THOSE TWO!
WHAT IS NEXT?
WHO IS NEXT?
Keep us posted on your progress.
Mr. and Mrs. Davis (the victims)
From: ruth taylor email@example.com
Subject: thank you for helping little people
Sent: 9/2/00 8:58 AM
I'm a 4' 2" BLK female, Chappy Chappell did a number on me. YOU would not believe what de did to me. I tell you what happen'd.
I found his name and de report on your wed site and couldn't wait to tell my story.
U see it was like this. He came on to me at the Mall in Mesa one day, he story was He could teach me how to impove my income by $100's of dollars a day, if I follow his teachings. I followed him to his office and was lucky to get out of there, (his office was also his home.) He mind was not on him teaching me to make money but to get me in bed wit him.
I so glad you found him, I want to help get him before he gets more people my size.
Your ripoffreport is great keep up the good work.
Thank God for peoples like you.
From: Fred lewis firstname.lastname@example.org
Subject: Get this Man
Sent: 9/3/00 10:14 PM
I was on business in Palm Springs a few months ago and spent the week-end with my friend. Jim shared with me about a lucrative business opportunity that he was involved . He spent several hours explaning the multi-level procedure. I was extremely interested and very excited to become an associate with Pre-Paid Legal. After dinner and theater reservations that evening, we were surfing the web and came across your web site. (This was so exciting to read all about the number of people you have been helping).
WHAT A SHOCK to find CHAPPY CHAPPELL'S name connected to the RIPOFFREPORT. Jim is one of Chappy's down line associates. Needless to say, he is terminating his membership with Pre-Paid Legal. What can Jim and I do to help remove this SCUM BAG?
Please keep me informed. I would love to see this man brought down!
Thanking you in advance.
F.C.S. (Sheriff Deputy)