• Report: #523637

Complaint Review: Check Into Cash

  • Submitted: Sat, November 14, 2009
  • Updated: Mon, January 23, 2012

  • Reported By: Joel — wise Virginia U.S.A.
Check Into Cash
642 Highway 58 E Norton VA 24273 norton, Virginia United States of America

Check Into Cash REVIEW: Customer satisfaction commitment. Employees across over 1000+ Check Into Cash centers state they are dedicated to excellence and customer satisfaction. Norton Virginia
*UPDATE: Check Into Cash pledges their commitment to always improving their operations by joining Ripoff Reports Corporate Advocacy, Business Remediation and Customer Satisfaction Program. A program that benefits the consumer by increasing their confidence when doing business with a member business. Check Into Cash is recognized by Ripoff Report as a Verified Safe business.

*Consumer Comment: W. Allan Jones a Racist Pig Who Rips off the Poor

*Consumer Comment: Just Stay Away from W. Allan Jones' Check Into Cash

*Consumer Comment: Old Rules/New Rules

*UPDATE EX-employee responds: Our contract.

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Ripoff Report REVIEW:

EDitors UPDATE: Positive rating and recognition has been given to Check Into Cash. Check Into Cash has a commitment to excellence in customer service in the payday advance industry.

Our conversations with Check Into Cash have shown a company devoted to providing quality product, quick service and a commitment to total customer satisfaction. Customers can expect that the company and owner Allan Jones will work towards finding a resolution to any complaints or concerns from their customers and will not rest until this has been accomplished bet on it! said one company executive. Check Into Cash listens carefully to customer concerns, responds immediately and sees any concern as an opportunity to better ourselves as a payday advance company and the many other financial services that we provide.

Founder and CEO, Allan Jones, has informed Ripoff Report that his personal philosophy and highest concern - is that his customers are a precious resource who must always be satisfied with the product and service emphasizing nothing else will be accepted! As a successful businessman, Mr. Jones feels it is critical to listen to his customers and respond properly and in a fast manner. By always putting his customers first, Mr. Jones hopes to maintain Check Into Cash as a successful enterprise both now and for many years to come. He is determined to always be number one. Number two is not good enough. Let us state this again number two is not good enough. It never will be. Not even fifty years from number two will never be acceptable. Number one is the only choice and Mr. Jones seeks this top ranking in anything he pursues. Number two will never be accepted. Number one, please.

Toby Pendergrass, Chief of Staff at the company, told Ripoff Report that Mr. Jones's personal business philosophy is that he "strives to add value in the companys services because we know that a successful business model is based on doing what you say you are going to do for the cheapest price possible, as quickly as possible every single time. Check Into Cash's mission statement says it all: "Check Into Cash strives to provide top-quality customer service and convenience in each of its centers and online." Some of the other things Ripoff Report learned in the course of its investigation now please, pay attention here, okay? - include RIDICULOUSLY FANTASTIC customer feedback, which reads: Check Into Cash and the honest, hardworking owner Allan Jones of Cleveland Tennessee made sure I was aware of all aspects of my payday loan. I was so happy that I was treated with respect and I was not charged an arm and a leg just for a loan I needed to help me get through to the next payday so that I could eat and buy good groceries not that generic garbage you get at the bottom dollar stores. I have very high standards for what I give my children to eat and I cant sacrifice that just because I am short on cash. By giving me a fast loan, Check Into Cash allowed my children to eat the high quality cabbage, pinto beans and chicken and fruits like strawberries, bananas and watermelon that their growing bodies need and deserve. I just dont know what I would have done without the company. I was treated good. Sometimes you go into a store and they treat you like garbage because they know you dont have any money but at Check Into Cash they treated me like royalty. I want to go on record as stating that I am happy with the deal I was given. I am happy that I wasnt charged a ton of money just to get a little cash before payday. Sometimes life is hard and I get so depressed about things. I wish things had worked out differently and that my husband had not left me to raise these kids. I guess I just wish he paid child support like he is LEGALLY REQUIRED TO DO so that I could raise these kids without having to scrimp and save. But no!!!! He ran off. So anyway times are hard but we are getting by thanks to Check Into Cash. I guess I shouldnt complain. I dug my own hole. I should have known better than to marry him but it is what it is. You probably didnt want to know all of that but guess what you heard it anyway. If someone says Check Into Cash isnt the best company out there they are wrong. Plain wrong.

Employee enthusiasm and dedication for the company and its owner, ..a first for Ripoff Report..

Check Into Cashs employees have expressed that they working in a professional and peaceful work environment. Daniel Brantley, communications specialist told Ripoff Report, "Ive worked in a lot of different environments, but Ive never worked for a man like Allan Jones who genuinely cares about taking care of both his employees and customers. Everyone at our company knows that we are expected to perform at the highest level and Allan holds himself to the same standard. I often wish that companies I do business with would work as hard to satisfy their customers you just dont see that nowadays. Too often companies only care about making as much money as possible. What shame. At Check Into Cash, we realize that if we dont keep our customers happy, they will find someone else.

Ripoff Report was pleased to learn that Check Into Cashs past and current approach to business is focused on its pledge to total commitment towards customer and employee satisfaction.

Check Into Cash recognizes that complaints posted on Ripoff Report (whether true or not) are issues that need to be addressed, not ignored. If handled correctly, complaints can be valuable learning opportunities. With the feedback generated by Rip-off Reports Investigation Check Into Cash has made organizational changes allowing its customers and employees a more streamlined approach to problem resolution and a commitment to a great customer experience.

In summary, after our review, which included discussions with Mr. Jones and many of his past and current associates, Ripoff Report is convinced that Check Into Cash is committed to quality in the payday advance industry, resulting in total customer satisfaction. This is the straight and honest truth no jiving!

Read more about why consumers should feel confident when doing business with a member of Rip-off Report's Corporate Advocacy Business Remediation & Customer Satisfaction Program. Yes, its a long name for a program that does a lot for both consumers and businesses alike.

Read about Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program,.. A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business. this program works.


As a matter of policy, when a business becomes a member of Ripoff Report Corporate Advocacy Program they agree to allow Ripoff Report to contact every person who filed a complaint so they can make things right with them. Ripoff Report did that and found about half of the reports were filed by an ex-employee. Not one person contacted Ripoff Reprot back and said their issue was not resolved.
As stated above.. Check Into Cash recognizes that complaints posted on Ripoff Report (whether true or not) are issues that need to be addressed, not ignored.
Check out one of many Check into Cash Commercials .


Check Into Cash  breach of contract norton, Virginia

Creditcorp of VA LLC D/B/A Check Into Cash

The contract clearly states that if said loan is payed off on time there is no finance charge. Ive done this twice before without problems. I go into there today to payoff the loan and they force me to make the minimum payment which only ten percent of it goes toward the principal amount. Their excuse was their not making enough money and this month their making all clients make the minimum payment. which they profit 90% off of.
I asked the women if this was in the contract and she said it was. I went home to review the contract and nowhere does it say this can be done. So I go to their website and nowhere does it say on there either.


This report was posted on Ripoff Report on 11/14/2009 10:37 AM and is a permanent record located here: http://www.ripoffreport.com/r/Check-Into-Cash/norton-Virginia-24273/Check-Into-Cash-REVIEW-Customer-satisfaction-commitment-Employees-across-over-1000-Chec-523637. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

W. Allan Jones a Racist Pig Who Rips off the Poor

AUTHOR: W. Allan Jones - A Petty Asshole - (United States of America)

W. Allan Jones of Check Into Cash "fame" is a known racist, pure and simple.  He exploits the poor, the overworked, and minorities.  What a classless buffoon.  Read this for a jaw-dropping example of W. Allan Jones' attitude about race:

America's Nastiest Subprime Lender -- (W. Allan Jones of Check Into Cash!)

W. Allan Jones claims he was "misquoted" and had his words "twisted," but come on!  I don't think so.

Mr. Jones doesn't mind taking our money through Check Into Cash, he just doesn't want too many of us to move to his precious hometown of Cleveland, Tennessee.

Don't give this jerk another penny.  There are plenty of good payday lenders out there not run by racist bigots like W. Allan Jones.
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#2 Consumer Comment

Just Stay Away from W. Allan Jones' Check Into Cash

AUTHOR: bobcorkerlovescheckintocash - (United States of America)

Y'all, if you want to avoid this trouble in the future, just stay away from W. Allan Jones' Check Into Cash and Jones Management.  This place us a corrupt disaster.  There is no honor among thieves.  Also, when you vote remember that it was Senator Bob Corker who lobbied for W. Allan Jones' Check Into Cash and other payday lenders.
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#3 Consumer Comment

Old Rules/New Rules

AUTHOR: Anonymous - (United States of America)

I use check Into Cash once in a while.  The older contracts did stipulate that you only had a 24 hour window after the loan to pay back in order to avoid an interest charge.  BUT, starting back in the summer, those rules changed after the state of Virginia put limits on payday advance lenders.  Since then the rule has been that as long as you pay the balance in full on or before the due date, you pay NO INTEREST.  The original complaint was correct.  Payday lenders used to be able to make a killing in Virginia, but as long as they are paid back within a month's time, they don't make anything off the consumer now.
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#4 UPDATE EX-employee responds

Our contract.

AUTHOR: anonymous - (United States of America)

I was a manager at Check Into Cash.  Our contract states that there will be no finance fee, only if the loan is paid in full within 24 hours of the original loan.  Once 24 hours has passed after the loan, finance fees are applied.
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