• Report: #433840

Complaint Review: Debt Relief USA, INC

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  • Submitted: Fri, March 13, 2009
  • Updated: Wed, March 18, 2009

  • Reported By:Mt. Vernon Indiana
Debt Relief USA, INC
16200 Addison Rd; Suite 105 Addison, Texas U.S.A.

Debt Relief USA Do not use Debt Relief agencies unless they are affiliated with the government or none profit Addison Texas

*Consumer Comment: A little internet research could have avoided this

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I signed a contract with Debt Relief USA to resolve my $30,000 + credit card debt over a four year period at $400.00 a month. I made payments for 14 months in addition to a $39.00 monthly processing fee that I was not aware of, accruing almost $4,000.

I lost my $60,000 a year job and could no longer continue the payments to Debt Relief USA. After repeated phone calls to stop my automatic payment withdraws and to get a refund of my money, they reluctantly refunded $745.00 and kept over $3100.00 claiming it as their 10% fee for doing business with me. They also told me I could restart the program within 6 months.

They probably did nothing wrong because I signed a contract with them but I was not aware that I was paying their 10% commission upfront. I basically paid them to do absolutely nothing for me except to collect my money. I never in my entire have felt so ripped-off and scammed.

The morel of the story is: Do not use these debt relief agencies without consulting a lawyer. I could have filed a chapter 13 for a $1000 and resolved my debt for pennies on the dollar. My input is to make you aware of the many other options available to you to resolve your debt. Seek a Debt Relief Agency affiliated with the government.

Klaus
Mt. Vernon, Indiana
U.S.A.

This report was posted on Ripoff Report on 03/13/2009 10:32 AM and is a permanent record located here: http://www.ripoffreport.com/r/Debt-Relief-USA-INC/Addison-Texas-75001/Debt-Relief-USA-Do-not-use-Debt-Relief-agencies-unless-they-are-affiliated-with-the-govern-433840. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

A little internet research could have avoided this

AUTHOR: Laurie - (U.S.A.)

The Federal Trade Commission website has CONSUMER PROTECTION INFO on SCAM - questions to ask and what the answer should be so that YOU KNOW ITS NOT A SCAM - you failed to do this quick research and got scammed.

There have also been news reports etc - WHEN YOU DO NOT BOTHER TO LOOK you have no one to blame but yourself

The FTC just went after several credit repair scams - you can read the article on consumeraffairs.com

YES I KEEP THE FTC WEBSITE UNDER MY FAVORITES!
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