I received a phone call from a man by the name of " Lance Martin ", a lawyer working for " Financial Accountability Association ", a company affiliated with " Fast Cash International ". He stated that I received a payday loan from Fast Cash International and I never paid it back, so the company is pressing charges against me. He stated he was trying to help me resolve the matter. I kept interrupting him, telling him I am not guilty of this charge. He stated he was going to call my employer and have me fired, stating I am a criminal and I need to start looking for a new job. I asked him how is it that I supposely received this loan and it was never paid, as with online payday loans, before the funds are transferred into your checking account, you must electronically sign a form, stating you give the company permission to electronically debit the payments from your checking account whenever they are due. " Lance " advised me that with this company they don't require an electronic signature and there is no contract. I then asked for the date the loan was deposited into my checking account and I wanted the exact amount, along with the direct phone number for " Fast Cash International ". Lance advised me the company will refiuse to discuss any matters with me, and that he did not have access to the deposit date, nor the exact amount. He did tell me that with interest and late charges, I owed them $1089.25 and if I decide to accept the charges and go to court, I would have to pay all court/lawyer costs as well as past due loan amount.
He asked if I wanted to speak with the Senior Manager of his department and I stated yes. As I was on hold, Lance came back on the line and stated that the department I need to speak with was currently busy and If I can callback within 10 minutes. I told him I refused to take anymore from him, that I know for a fact I never did business with " Fast Cash International ". I told Him I would have to hire a lawyer and get back to him, and I hung up.
Lance then called me back twice, stating not to ignore this matter or he will not be able to help me out. I then came to my Aunts house and told her what was happening as she works for a lawfirm. We pulled up the company online and found so many other blogs from people that received the exact same phone calls ! Finally when Lance called back, I answered and told him to never call me again or I will press harassment charges. I told Lance I knew he was a scammer , he continued telling me he will not stop calling and I hung up.
I did speak with a lawyer, and they did advise me to change my cell phone number, change my checking account number and have all of the credit bureaus place a fraud alert on my social.
San Diego, California