I received a call around 7:00 pm last night from a young woman with what sounded to be a middle-eastern accent. She asked for my wife by name and when I told her she wasn't home, she began her schpiel with me: You are entitled to $12k in grant money, $29 fee to send package, $100, etc. It all matched these Rip Off Report complaints to a tee!
Immediately, she requested my checking account number and routing number to start the process. That was all I needed to hear. I then proceeded to act dumb, asking stupid questions like I was actually considering doing it. When I asked, she said they were in Florida and didn't have a call back number, all of a sudden she said to hold (no music, just background voices) and a man picked up the phone saying something to the extent of her being a new-person and how he can answer my questions.
He did give me the 800 number for me to call back on, and the website: http://www.firstnationalgrant.com/index.html full of dummy information. (False address, worthless numbersomebody needs to hack that site and warn people!)
He indicated they were in North Carolina, he was originally from the Philippines, and went into a long story about how he received a grant and so onI kept interrupting him by pretending to yell at my kids in my best Hicksville accent making him have to start over several times. He tried to gather little bits of information at a time like what bank do you use, my name, my kids ages, etc. Each time I gave him misleading information. (He would try to call my wife back the next day acting like he is well informed but she would know the scam-scum by the false info).
While he blathered on about whatever, I called the 800 number finding it to be after hours. I asked him if the 800 number was 24 hrs and he stated 9 -5 EST Mon-Fri just like the recording said.
Jody from Central Lake, Michigan is right. These sorry bags of feces are taking advantage of a lot of gullible folks out there and could very well be funding a terrorist group or something equally as sinister.
Get the word out to your friends and family. Lead them to this website or tell them to call you before they get taken for an expensive ride. Report this to your local authorities and your state Attorney General.
St. Louis, Missouri
U.S.A. EDitor's Suggestions on how to get your money back! HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:
Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.
According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.
If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.
Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent! DO NOT TAKE NO FOR AN ANSWER!
Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.
And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.
Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.
If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form. CHARGES TO YOUR CREDIT CARD
If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.
Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.
And good luck Let us know how you do!
ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com EDitor@ripoffreport.com bad
Don't let them get away with it.
Make sure they make the Rip-off Report!
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We are a Worldwide Consumer Reporting News Agency ...by consumers, for consumers CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.