First off, I oredered a CD from Grant Funding Research. Charged $1.98 shipping and handling, no biggie. Apparently, GFR is in cahoots with Ideal Wealth Builders, and automatically signs you up for thier program.
IWB supposedly has thier own CD and website login, which I never recieved, which might have convinced me to use them had they contacted me about any of it. It would have been easy; they certainly have my contact info if they can charge my bank account.
I filed an Unauthorized Visa Check Card Form with my bank, and will update the post to let you all know what is going on. I am an insomniac with nothing better to do than read my own words. The complaint I submitted to the bank follows:
"In addition to these charges, there are also accompanying International Transaction Fees associated with them that do not show on this dispute form. I made a phone call to find out more about these circumstances, and apparently this company "CLUBNEV, CLUBNV, IWB (they change thier accounts)" tried to make immediate transaction charges to my account twice in the past when my account showed insufficient funds.
Witthout posting a pending withdrawal date, I had no idea that the charges were coming, and I never received an overdraft fee. Strangely (cunningly), the company(scam artists),did not try to collect this recurring fee but once a month. This seems to suggest that these charges are unauthorized, as I recieve no known product or service from them, for if I did, they would have posted the transaction, thus causing an overdraft fee, and ultimately, alerting me to what is taking place.
Navy Federal should be able to see these attempted transactions in the system. The dates are February 23 2009 and March 04 2009. This method of collecting money; once a month and only when funds are available, easily goes unnoticed and is blatantly subversive if not fraudulent. Please don't let this happen to other members of your Credit Union, especially other service members, if there is anything that NFCU can do to prevent it."
I will update, as promised, when this is all taken care of, hopefully with a return of my static world bank notes on loan from the federal reserve. All hail the Zeitgeist Movement, and the downfall of the economic system!
SAN DIEGO, California