I was looking for Health Ins quotes for "preexisting" conditions. The minute I pushed enter on my computer my phone rang! It was someone (a woman) telling me that I was lucky...they had a company who was just now having an "group open enrollment" and she thought I qualified. She was going to transfer me to the agent who handled that company. Then this guy came on & said his name was Sheldon. He seemed very confused as to what plan he was trying to get me to sign up with. I told him I was not going to sign up on anything today because I wanted to be able to "compare" a few options before I signed up. Sheldon had me go to their website and I could compare them while "on the phone with him in case I had any questions". I did have questions but he seemed not very well informed about the answers. The part where it said they would pay me $250 a day while confined to a hospital was explained as "extra money for the company to use for my care". When in fact it was suppose to be money given to me to use as I needed while I was confined.
Sheldon said the plan covered 2 ER visits a year after 30 days in the plan. No where did he say that it only applied to things AFTER a year and NO "preexisting" health issues. He kept wanting me to give him my credit card # so he could save me a space.
Sheldon told me that it included a $10,000 Life Insurance Policy for me incase something happened. Again it only covered me AFTER a year and would not cover it IF it had anything to do with my "preexisting" issues.
the Plan he wanted to sell me was called the Elite plan and cost $189.90 a month with and additional $99.95 sign up fee. Could he please have my cc# in order to get that started. Everything just sounded too confused and I told him I had someone at my door. He gave me his phone number & ext 1-866-792-5976 *203. I had asked if he was sure it would cover where I live (NH) and he said yes.
When I went back to look further I found they were working for Beechstreet and none of my Dr's or clinic was or would be covered by their insurance!!!