- Report: #280428
Report - Rebuttal - Arbitrate
Complaint Review: Household Bank MasterCard - HSBC Card Services - Salinas, CA
Household Bank MasterCard - HSBC Card Services - Salinas, CAhouseholdbank.com Salinas, California U.S.A.
Household Bank - HSBC Card Services Outrageous bloodsucking overlimit fees and practices even when you make regular payments on time Salinas California
*Consumer Comment: Overlimit
I have always made payments on time -- more often the minimum payment, but sometimes more -- but always on time. There has been an incident or two where I went over the limit (a pathetic $750), but I paid the fee, knowing it was my own doing. But several times over the past few months, I have been charged a $35!!! overlimit fee for reasons I cannot understand.
This week, I received an email that my Household Bank MC balance was over the limit. This was a shock, as I had paid my balance down in September, had made NO purchases, and all I expected for the next billing period was a new statement listing the minimum payment due.
Now my account is $60 over the limit, part of which is their outrageously criminal overlimit fee ..... an over-limit balance built in part by overlimit fees!!!
I can appreciate and sympathize with everyone who has posted here, and I offer my condolences. But after nearly 200 postings, I'm wondering -- how far will situations like this go, before an outfit like Household Bank is dragged before a big-time court and brought to justice???
This report was posted on Ripoff Report on 10/23/2007 02:18 PM and is a permanent record located here: http://www.ripoffreport.com/r/Household-Bank-MasterCard-HSBC-Card-Services-Salinas-CA/Salinas-California/Household-Bank-HSBC-Card-Services-Outrageous-bloodsucking-overlimit-fees-and-practices-e-280428. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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