- Report: #189093
Report - Rebuttal - Arbitrate
Complaint Review: Lean Life PM - E Curves
Lean Life PM - E Curves2060 East Francis Street Ontario, California U.S.A.
Lean Life PM - E Curves Both I Believe Are TRU Genix ripoff dishonest and fraudulet billing Ontario California *EDitor's Suggestions on how to get your money back into your bank account!
I called the number on my bank statement to find out what they were doing. They said I had agreed to a subscription, I said I had not, and wanted them to refund my money to no avail. I asked to speak to a supervisor, and was told there wasn't one,the girl was very rude, and I ended up hanging up. I went to there websight to see if I had missed something on the ad. There was nothing that I could see on the ad that disclosed anything about a subscription and even took a copy of the web sight for my bank to examine. Then I noticed in tenny tiny letters at the very bottom of the websight a lisence agreement, and of course when I clicked on that I found the information regarding a subscription. I was very angry that they didn't have the information visible but hidden and called them back. I has put on hold forever and once again treated very rudley. A lot of laughing going on ect. Anyway I was able to cancel my subscription, and told I would not receive my money back altho I had returned there product to them certified mail.
I notified my bank of what happened and have a claim pending now with them, not sure of results yet. But meantime.....
a month goes by and I get my new bank statement. There is a new charge from a company called E curves a they have debited my account for $28.97. I call to find out what these charges ar for I am told for consultation, that I suposedly signed up for when I accepted the 7 day trial of Lean Life PM, they said theres was also a subscription and would not refund my money. I went back and check the websigt and no where do they disclose that they will be giving your banking informnation to another company to debit your account for Ha Ha consultation.I had to cancel that subscription also along with my debit card. I am very concerned now with any idenity theft that might go along with all this. I have put in a second claim and a complaint to the BBB. These people make me very sad, sooner or later this will come back and bite them in the butt.
San Diego, California
EDitor's Suggestions on how to get your money back!
HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:
Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.
According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.
If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.
Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!
DO NOT TAKE NO FOR AN ANSWER!
Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.
And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.
Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.
If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.
CHARGES TO YOUR CREDIT CARD
If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.
Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.
And good luck Let us know how you do!
ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com
Don't let them get away with it.
Make sure they make the Rip-off Report!
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CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.
This report was posted on Ripoff Report on 04/28/2006 02:01 PM and is a permanent record located here: http://www.ripoffreport.com/r/Lean-Life-PM-E-Curves/Ontario-California-91761/Lean-Life-PM-E-Curves-Both-I-Believe-Are-TRU-Genix-ripoff-dishonest-and-fraudulet-billin-189093. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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