In the beginning, I kept noticing this strange phone number on our caller i.d., they were calling during the daytime when no one was home. Finally, I just happened to be home and caught the call. A Mr. Buckli came on the phone, in a very rude tone, and asked if my husband was home, but of course, like normal human beings, he was at work.
I told him that I could help him, and he said no he would call back, I said no that we had been noticing his number on our phone and would he please tell me what he was calling for. He said NO! He couldn't talk with me, he had to talk to my husband.
I said I could take care of his business and again he said NO! He wanted my husbands work phone number. But I told him No! I told him if he couldn't give me the information not to ever call my house again. By this time he was VERY threating and Loud and rude. I told him I was going to call the police, and he just laughed.
Next, he finally gave me a number for my husband to contact him. My husband called him directly back and told him he could talk to his wife about all of his business or just to not call back. He then explained that the debt was from 1995 on a Credit Card. My husband told him to call me back.
He then called me back and explained that the debt was from 1995, nine years ago, and was from a credit card. I then explained to him that it was not our card that he had the wrong people.
He kept on asking alot of personal questions and I would not give him any information, but I asked him to repeat the information he had and the only thing that matched us was our current address.
I told him that none of the information was correct, and still yet, he demanded that I send him payment that day, and that he could settle for alot less money! I told him I'm sure you can but I'm not paying something I don't owe! He couldn't verify the social security number, our past address, our names or anything. My husbands name is a pretty common name and I new he probably just got the information he had off of the Yellow Pages on the internet.
Next, he finally gave me the credit card name, and I told him I had never owned that type of card, as you can see this went on and on. I finally, told him I would do some investigating to clear up this matter and I would contact him the next day.
To clear this up I immediatly contacted by Credit Bureau to check my credit history and current status. And everything was ok. I had nothing anywhere remotely close to the information he was giving me.
I do currently, have a similar credit card and I contacted them to see if possibly there was maybe identity theft going on. But my current credit card said no that everything was fine, past and present! And they also suggested that I contact the police.
So I then went to my local police department and filed a report. They said in my area they had a similar report. I then contacted and attorney to find out what I should do.
I got all the information and contacted Mr. Buckli again. In the previous conversation with him he told me, he had made numerous attempts to send me collection notices, but they have not. I told him I not received anything from them and that don't you think I would have received something from this credit card company in 9 years saying that I owed them something.
He basically said, that he couldn't trust what I was telling him since I hadn't received anything from him either. I asked him if he was calling me a liar and he said no and I told him that insinuation was the same thing.
I told him that I had contacted my lawyer and that my lawyer said that he could give me the last four digits of the social security number that he had. He said no that I could give HIM my husbands last four digits. I said NO that I couldn't do that, that my lawyer said for him to give me the digits or to just call him. He then gave me the last two digits only, AND OF COURSE THEY DID NOT MATCH!
I then told him they did not match and he said hum! Well, then he said that he would have to turn this over to his audit department for review and good bye. I said no hang on a minute, I'm telling you that this is not the correct social security number and that I do not want you to ever call my house again and that this matter is resolved. And that if he needed to contact me, that my lawyer said,that he could send me a CERTIFIED LETTER RETURNED RECEIPT REQUESTED, or that I could give him my lawyers number and he could contact him. I again repeated that this matter has been resolved and not to contact me again. He said ok and hung up.
Now, about two weeks later, I am receiving a letter, but the name is incorrect but it has my current address on it. And it was not certified mail, so you know what they will say if I don't respond.
But what they don't know is that before talking with this very rude, obnoxious man the last time, I had a little more knowledge on the legalities of this matter. And I simply made a $5.00 purchase to record our conversation. And now I have everything to go to court if necessary. Along with the wrong social security number!!!!
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