• Report: #54975

Complaint Review: NHCD National Health Care Discount

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  • Submitted: Tue, April 29, 2003
  • Updated: Fri, September 24, 2004

  • Reported By:Bakersfield California
NHCD National Health Care Discount
6520 W. 110th Street, #203 Overland Park, Kansas U.S.A.

NHCD National Health Care Discount BEWARE of "free" deposit when they hire you! dishonest ripoffs cheated employees and screwed the customers even more Overland Park Kansas

*Consumer Suggestion: NHCD Should only hired QUALIFIED Managers

*Consumer Comment: It's not illegal

*Consumer Comment: I'm Glad I Read This

*UPDATE Employee: Piece Of Work ...Stephanie Booher , didn't treat us right nor did she respect us

*UPDATE EX-employee responds: I actually thought Tammy was a great manager... took a week off

*UPDATE EX-employee responds: DEAR ARLINE!!!! GET REAL!!!

*UPDATE Employee: Whose Contradicting????

*UPDATE EX-employee responds: respone to cyndie... I too had Tammy...

*Consumer Comment: The truth and I can prove it - If you honestly want the truth read carefully! Arline I thought you where an honest, GOOD Person? ..hopefully this will open peoples eyes before they get suckered in

*Author of original report: Arline are you living in the real world

*UPDATE Employee: Get Your Facts

*UPDATE EX-employee responds: Let the facts and the REPORTS here speak for NHCD

*UPDATE Employee: Get Your Real Facts

*UPDATE EX-employee responds: WRONG AGAIN ARLINE

*UPDATE EX-employee responds: SCAMMED RIPPED OFF read all ARLINE

*UPDATE Employee: Used Car Salesman Speaks Again

*UPDATE EX-employee responds: Anthony And Arline

*UPDATE Employee: Company's Loss

*UPDATE EX-employee responds: your welcome arline

*UPDATE Employee: To Anthony, Thanks.....

*UPDATE Employee: This Is The Culprit

*UPDATE EX-employee responds: I was one of NHCD's Top Prouducing managers for almost 2 years....

*UPDATE EX-employee responds: I was one of NHCD's Top Prouducing managers for almost 2 years....

*REBUTTAL Individual responds: To The Former Lead Manager and Whatever Else Your Title WAS

*UPDATE EX-employee responds: Just don't understand the whining

*UPDATE EX-employee responds: MS ARLINE Please

*UPDATE EX-employee responds: get real HO0NESTY pLEASE

*UPDATE Employee: Response to Alyscyn

*Consumer Suggestion: HOW TO GET A REFUND WITH NHCD

*UPDATE Employee: In Regard to Tammy Twiselton

*UPDATE Employee: Just a suggestion

*UPDATE Employee: Just a suggestion

*UPDATE Employee: Just a suggestion

*UPDATE EX-employee responds: To Arlien .. the execs and higher-ups know exactly what is going on within their company

*UPDATE EX-employee responds: To Arlien .. the execs and higher-ups know exactly what is going on within their company

*UPDATE EX-employee responds: To Arlien .. the execs and higher-ups know exactly what is going on within their company

*UPDATE EX-employee responds: To Arlien .. the execs and higher-ups know exactly what is going on within their company

*UPDATE EX-employee responds: Good for you, Marie - company is being investigated for some funky activity

*UPDATE Employee: Unbelieveable, I think that this is an employee defending the company, and if so, that person has no interity.

*Consumer Comment: My only affaliation with this company is I am a paying member.

*Consumer Comment: HAHAHA~ oh lookie, another sucker.

*UPDATE Employee: Do The Math? No, ask the questions.....

*UPDATE EX-employee responds: 500 Contacts in 3 Hours??? You're not Rainman. it's people like the above stated, that has made NHCD the company that it's become: A fraudulent deceitful scam

*UPDATE EX-employee responds: I Am Just Quitting

*UPDATE Employee: The mistake was yours

*Author of original report: Getting My $$ Back!!

*UPDATE EX-employee responds: it is not easy work nor will you get rich.

*UPDATE EX-employee responds: it is not easy work nor will you get rich.

*UPDATE EX-employee responds: it is not easy work nor will you get rich.

*UPDATE EX-employee responds: it is not easy work nor will you get rich.

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I was "hired" to work for the NHCD, and scheduled my training for 4/14. Earlier that day I had a huge family emergency and missed my training. The next day I e-mailed my managers to tell them what happened and that I wouldn't be able to work for them at that time. At first they sent me sympathy e-card type things trying to get me to still work for them.

I told them I couldn't and asked for my deposit back, since I hadn't even gone through training. They told me to goto www.themedicinecounter.com to request a refund of my $69.00 (after looking through the other complaints of $49, and $59, I feel even more ripped off). That was on 4/21. Today 4/29 I receive an e-mail saying that my request was REJECTED. We e-mailed back and forth a couple times and it's obvious they are not going to refund it at will.

#1 I never went through training, so I never worked for them and #2 I told the managers the next day 4/15 that I couldn't work for them at that time. But on 4/16 my credit card was charged and they supposidly set up my long distance code (WHICH I NEVER RECEIVED). I'm contacting my credit card company, maybe they will help me get my money back. It would be different if I actually worked for them and just didn't meet my quota or wasn't there long enough, but I NEVER WORKED FOR THEM!!!

If anyone has any suggestions on how I can get my money back I would appreciate it!!

JF
Bakersfield, California
U.S.A.

This report was posted on Ripoff Report on 04/29/2003 04:23 PM and is a permanent record located here: http://www.ripoffreport.com/r/NHCD-National-Health-Care-Discount/Overland-Park-Kansas-66211/NHCD-National-Health-Care-Discount-BEWARE-of-free-deposit-when-they-hire-you-dishonest-54975. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Suggestion

NHCD Should only hired QUALIFIED Managers

AUTHOR: Tracey - (U.S.A.)

There seem to be alot of complaints regarding some of the NHCD managers and how they operate.An easy way to solve this problem is for them to ONLY hired EXPERIENCED homebased managers.I am sorry but telemarketing and or recruiting for a few weeks even if you are doing well is no basis to qualify one as a manager.Just because you can dial a phone and make the opportunity or the product look good does not mean you are management material.Some people do not have what it takes to be in a leadership position.
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#2 Consumer Comment

It's not illegal

AUTHOR: Jillian - (U.S.A.)

In reference to what someone said and I quote "As for recording phone conversations do you know it's illegal to do that without the other person knowing? Obviously not". Just thought I'd let ya'll know that being a collection specialist, I am well aware of the legalities of this matter. The law states that only 1/2 of the persons being recorded need to agree with it. So if you are talking to one other person, the only one that needs to agree on the recording is YOU.
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#3 Consumer Comment

I'm Glad I Read This

AUTHOR: Sharon - (U.S.A.)

I am looking for something I can do to make money from home that is legitimate and I just responded to a post from this company on Career Builders. I am so glad I read all of this before I got sucked into it. TC, where do you find legitimate jobs from home? I've tried MLM's and networking and have never made any money at it.
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#4 UPDATE Employee

Piece Of Work ...Stephanie Booher , didn't treat us right nor did she respect us

AUTHOR: Arline - (U.S.A.)

No, S, whoever you are and didn't have the guts to sign your name. I DID NOT complain every day, I was told time and again that the managers I taught trainings with and myself had the best trained personnel, our reps respected us and we would go to bat for them whenever it was necessary. I was always available for any of my reps, and the only complaining I did was the fact when you were moved up to manager that you should have had the same priviledges as any manager.

It takes a lot of leads and recruting on top of that to become a manager, and a lot of meetings, etc. as well. No one ever gave me a bunch of reps, I had to hire them, and my first hires went to TC.

It was difficult keeping people on when the rules in the lead department keep changing and most of us under managers were the last to know even though we attended every meeting. After awhile the rules were ridiculous and made us look very unprofessinal. I worked my butt off and even as a manager never made more than maybe $200 or so dollars a week, and folks don't stay around long in the leads department as leads rep, they want out because you don't make any money inless you are a top manager.

Yes I am defending the company, because when I went to Grant he helped me and has offered time and time again to do the same if I needed it. I am not the only one he has helped and the folks in the Sales Department care about their reps, not so in leads. If you were fired which you can't be as an independent contractor, it's terminated, but whatever.

If you felt you were wrongly treated and were not being influenced by TC then you should have went to Grant and told him and they would have worked it out with you as well. I never downed Grant in any meetings nor Stephanie, might have questioned some procedures, but your memory is a little tainted.

I always offered to help in any way I could, there were a lot of good people who were being treated badly in that department, but also a lot of used car salesman who spouted the same nonsence at every meeting and stepped all over anyone they could and lied to get ahead.
I rest my case, I don't have to defend NHCD because they have been in business a long time and have helped many people.

No job is perfect, and if you didn't like it you tried to make changes or you left, no one had you hog tied to stay. I needed the job and put my all into it.

I am quite happy in Sales and the company has done all they can and still do to help me.
You all need to let it drop, you were the same folks that were trying to brainwash us all into making you more and more money, now since the company got wise to the bunch of you well there you are suing them.

No, I don't nor did care for Stephanie Booher because I felt she didn't treat us right nor did she respect us. Did I rant and rave at meetings about her, of course not, first she silently sat in on a lot of meetings and secondly whether you like someone or not when someone is in a position of authority in a company you don't embarass them in public you take it to them personally.
Have a great day, and as far as I am concerned I am done talking to any of you because it's a total waste of time and quite beneath any of the good, and honest folks who work for NHCD.
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#5 UPDATE EX-employee responds

I actually thought Tammy was a great manager... took a week off

AUTHOR: Jacob - (U.S.A.)

I used to work for NHCD until I landed a job working for the city, with health benefits. Tammy was a fantastic manager. Always there when you needed her, help when you weren't doing well. After I made manager, I struggled to get a team that would check in on time and work the calls they were given. Tammy gave me 15 reps off of her team, to help me get something going. My checks of course doubled right away.

To say that she is not one who works, I can't remember ever being in a meeting where she was not present. I remember when other managers took a week off where she would take care of their team until they returned. She works more than you know. If I ever come back to NHCD, I will make a request that I go right back to Tammy's team. She was a very considerate person in the year and a half that I worked with her.

I guess some personalities just clash. But she would definitely do everything in her power to help one of her reps, or managers out. I know, I was one who was helped a great deal.
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#6 UPDATE EX-employee responds

DEAR ARLINE!!!! GET REAL!!!

AUTHOR: S - (U.S.A.)

Oh Arline.....
I have to say ONE THING!!!
I was one of the 4 that got FIRED that day along with TC.....and the funny thing is...is that i was NOT even on the phone call that day with the IRS...i just got fired because they THOUGHT I WAS......

I would also like to say to you ARLINE....you were the worse manager there ever was with NHCD...in every meeting all you did was COMPLAIN....you complained about EVERYTHING!!!

You did nothing but put the company down, GRANT WILMS down and STEPHANIE BOOHER down...you had the WORSE ATTITUDE that I have EVER HEARD!!!!

And now all you are doing is defending this company.....I will tell you that TONYA did NOT demote you because she wanted to ....she HAD to do it per GRANT and STEPHANIE....I WAS ON THE PHONE CALL....and heard EVERYTHING STEPHANIE BOOHER SAID.....

I will tell you, however, i was GLAD to see you go...all you did in every meeting was bring all people down.....

I LOVED working for NHCD at one time...however...i will tell you at one time i was a top manager...had over 200 telemarketers under me and the hightest my paycheck had ever been was $350.00...and that is working 60+ hours a week....

I started in January of 2002....promoted to recruiting into Feb. 2002 and prmoted into management in March 2002....became a top manager in June 2002...and still made squat....at one time i had 12 meetings a week...ALL UNPAID....and then Stephanie Booher seen that I was getting too many people under me so she decided to stop that...so I went from making $350 a week to around $100 doing the same job...

It is real funny to me...how someone you complained EVERY SINGLE DAY....can sit and defend the same company....you are a REAL PIECE OF WORK....
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#7 UPDATE Employee

Whose Contradicting????

AUTHOR: Arline - (U.S.A.)

In response to you TC and anyone else. Working for a company is YOUR choice. As an independent contractor Yes, the COMPANY can terminate you with legitimate reason. NO, TC you told me yourself you NEVER paid a phone deposit, that there was no phone deposit when you started with NHCD.

As for recording phone conversations do you know it's illegal to do that without the other person knowing? Obviously not.

Also, you told me yourself you didn't pick up the phone to get leads for a long time, in fact only did it a month or two, and when you were asked to show your under managers that you could and to get a few leads a week you told me yourself you were not going to do it. But you expected us under managers to continue picking up the phone and getting leads, even though we were managers as well. Well, why make us managers if we had to do the same as lead reps and in addition come to your managers meetings as well, which was a total waste of time we could have been working.

As far as all the nonsence that went on, where is it coming from??? THE LEADS DEPARTMENT. The other person on here complaining on what her manager did to her, well it was in the LEADS DEPARTMENT.

When you become a so called manager, which is just a title to make you work harder in the leads department and you start recruiting all your recruits go to the manager above you for a period of time, enabling them manager, most likely a top manager to get more and more money.

Recruiting was better but you didn't make enough if you were honest when hiring to get out of leads. Continued promises and the same speil every meeting by the TOP managers, TC which you were one of the highest. Stephanie Booher was always the villian, but she wasn't at your house strangling you. How she gets away with what she does is beyond me, and I really didn't like dealing with her, thought her quite a bit rude, but all the nonsense was not coming out of her mouth was it TC. As for Marie, not Maria, and I being let go, well that's your word. I heard it straight from the person who gave me the permanent job within the company that YOU and Stephanie created a ruckus when she gave me that job, NOT just Stephanie.

It was GRANT who called me and tried to straighten things out and get to the bottom of what was going on. HE ASKED ME what I wanted to do and said I was a good worker and did not want to lose me, see when people are honest they get further.

We caught you in so many lies, wow did you actually have to work 12 hours a week going to meetings, what a shame. You were late to a lot of them and we heard the same C--- time and again out of your mouth and most times when you got there no over ever got a word in. As far as meetings, etc. being mandatory, no you are an independent contractor and I was told time and again, as were other leads reps and lower managers, that we were not able to "fire" anyone because of this. We worked hard and in the end YOU made the money and we got a kick in the butt. There is a huge turnover in leads and recruiting as well I would think, except for the top managers. The training now is awful and probably was back then except for a few that had the integrity to be honest and train the folks correctly, most times apparently that was not happening.
As far as the Sales Department returning leads and not contacting them, etc. That is very untrue, we work every lead we get, and most of them are pretty awful. The company has resorted to getting leads elsewhere so we will have leads to work with. They are trying different avenues.
All companies have problems, most come from people who don't do there jobs properly and treat those beneath them like dirt. Those are the ones that make the biggest stink when they are caught up with. Just like you are doing. You made a lot of money for basically running off your mouth at meetings. You rarely ever answered your phone and when there was something any of us needed an answer to in a hurry you were never there. Always at some meeting, or something. I was always there for my reps, as were most of the lower so called managers. What a joke.

In the Sales Department calls and classes are available to us when we want to attend them. There are no manditory meetings and the head manager gets back to you when you need help or have a question. We work hard but no way is there any of the nonsense or the prima donnas that were in leads. Recruiting was a little better, but no money there if you are honest and want to hire quality workers. Yes, it's a shame about having to pay a deposit, but many companies charge for uniforms, etc. No you should not have to pay to work, but considering they are giving you free long distance access they need to cover their butts because people are still hired who pay a deposit and never work and it takes weeks to get to that fact, so whose going to pay the phone bill? Advertising is expensive and we are offered individual websites.

If you finally got caught in doing what you obviously were doing and let go by the head of the company, what can I say, that speaks for itself.

But there are still a lot of nice, honest people in this company, and yes we do help many others out there that could not get the discounts on their own. So can it Cran.
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#8 UPDATE EX-employee responds

respone to cyndie... I too had Tammy...

AUTHOR: Anthony - (U.S.A.)

CYNDIE'

I too had Tammy for a manager in recruiting for the first week and i agree with you she is terrible. Tammy is one of those me and Arline mentioned that made their money off there team not by working themselves. I also had many sales generated from the 800 number that i did not get paid for and i took the time to contact those customers i refered and those i didn't get paid for never said i refered them so there would be no way the company would know who to pay. I suspect your are similar. I think we can all agree that nhcd needs to revamp the leads and recruiting depts startng with a lot of pink slips.

I had asked for a new manager after complaining about tammy and was put on kristens team and was pleased with her ethics. She was very proactive with her team so i know there are good people in the company just not very many and untill they get rid of the riff raff no one wil be happy in those depts.
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I wasn't even going to respond to all this, but as I am being totally bashed by you Arline so I will defend myself.

First, I was told to "Let you go" and Maria by Booher, not my choice, I fought to keep you both as a manager as I truly believed in you. Any nonsense that happened after you got a new position was not by me, but I assume you were told it was by me, so believe what you want.

Secondly, Arline you know I worked my tail off! How can you sit there and lie???? You were a manager under me, you were my biggest complainer on the "requirements" that we had no choice but to fulfill, or be fired. As a manager I was required to attend, hold, conduct and in some cases lead 3-5 manager meetings a week. All of them at lease an hour or more long. I was also required to run 3 trainings sessions per week all at least an hour long. I was required to attend a recruiting/manager meeting once a week usually 2 hours long.As a senior manager I was required to attend a meeting on Tuesdays with the VP of the company. I was also required to have meetings alone with my managers directly under me which would last anywhere from an hour to 3 hours usually every week and later every other week.

Total hours of meetings per week would run me anywhere from 12-15 hours per week - REMEMBER all unpaid. I was on commission, but if I missed one I could be fired, if I refused to attend I would be fired. I do have my schedule of requirements direct from Booher in writing, if you would like to challenge it. This was above and beyond taking care of 200 to 300 reps per day. making sure they had leads to call every morning by 7 am my time ( 8 am eastern time) and working until 11 pm my time which was 9 pm Pacific time, calling and helping evening reps. I would then do totals and paperwork until 1 am in the morning every single day. I was required to call in my totals to my manager Booher every single day including Sundays. So I never had a day off and when I tried to take I had to have a manger cover all of my meetings and trainings, and have them return phone calls to all reps, as I was never allowed to let my reps know I was not working, because then they would not work (according to Booher), then the reps would send in complaints because I did not call them back, and I would then be reprimanded even though I was on vacation or off for the day. When people leave vm's they don't always leave a number to be reached, or the number is wrong, or it busy, or you get there vm, what the ever the errors, I can honestly say, that I never ignored a rep, in fact I would go above and beyond to try and reach them. As I know how important that deposit money is.

See Arline, the difference between you and I is that everything I say I can back up in Writing, so you will never catch me in a lie, because I do not lie. When I first started with NHCD I truly believed all the c... I said to my managers and reps, because I truly thought it was true. Then The company threatened to take away $1.00 per lead from every manager. This happened in November of 2002. This would in effect cut all managers pay in half, however at the time each manager was in charge of 2 teams (double the work load) as NHCD was trying a base pay, and had to keep those reps separate from the reps being paid per lead. So right before the Holidays they wanted to cut our pay in half and have us continue with double the requirements.

Needless to say EVERY manager was scared to Death. Luckily one of my managers under me had some Kahuna's and she orchestrated as meeting with 15 managers on the call together and we all called Grant Wilmms the VP, and all threatened to quit if he went through with this plan to cut our pay. Needless to say I was thought to be the ringleader in that whole incident and received a phone call very late that night threatening my job, and my back, and was warned that if I ever pulled a stunt like that again I would regret it. It wasn't even me - lol! But I have big shoulders so fine at least the managers got to keep the little pay that they were getting.

From that day on I was being "pushed out" I was not getting the reps I was suppose to be getting, and I was being targeted in meetings on how to remove me. I worked even harder to try and keep my pay up, but it kept getting lower and lower, but my requirements stayed the same. See Arline I was not a brown noser, quite the opposite! Which is why I was a threat to NHCD. I have a mouth and am not afraid to use it to defend others in what is right and just.

I sent an email to Hermann, Booher, Eason, and Wilms, telling them that I will not be pushed out of a job that I have been there top producer in for over a year, and that if it continued I would get a lawyer, contact the Labor Board, and go the IRS. I sent this in March. A little over 2 months later, At the end of June, the company employees started receiving questionnaire's from the Federal Labor Board. 2 days after the company started receiving these letters (July 1 to be exact) A Monday, my line was deactivated, my team given to another manager, and my access on line was terminated. I then received a call from Grant Wilms, grilling me as to why I contacted the IRS. I told him I merely had questions on the requirements we had to fulfill according to the pay we where receiving. He told me I was malicious and wanted nothing but to destroy the company. I asked him, if the pay was legit then what was there to worry about it? He did not answer, and asked me to send him an email telling him I contacted the IRS and why, and who else I knew of that contacted the IRS, he asked me if I liked my job, I told him I did, because I truly did enjoy working with he reps, and the other managers. He reactivated my line and told me I wasn't fired and that he just wanted these questions answered before I continued working. So by the next morning I still had a job. 2 days later July 3rd I was fired along with 3 other managers. (all 4 managers who admitted to contacting the IRS) The reason we were told we were fired was for abusing our access codes on July 1ST! ONLY PROBLEM WAS I WAS FIRED ON JULY 1ST AND DID NOT HAVE AN ACCESS CODE, BECAUSE THAT WAS THE DAY I WAS QUESTIONED BEFORE ALLOWED TO WORK AGAIN.

The funniest part of all this, is I have every single conversation, recorded or in writing. I can prove every single word beyond a shadow of a doubt.

See NHCD fired me for what is called "Whistle blowing" The attorney that has the lawsuit against NHCD is doing it on a contingent basis, which means he does not make a dime unless he wins. Do you really think he would put a year of his time into this case if he did not KNOW he was going to win?

To all of you out there - I did what was right, and was punished as an example to every manager still with the company. To let them know they better never cross NHCD cause if you do, you will be fired. So even though I am no longer with NHCD, I am still standing up for every manager, lead rep, sales rep, and recruiter with the company.

I do not care if I see a dime from NHCD, all I want is NHCD do be a legitimate company, and stop ripping off the elderly, and innocent people for deposits.

The deposit money is not used to hook up phone lines, NHCD pays a monthly fee to the phone company regardless how many people are activated or deactivated. The money not returned on deposits is used in advertising to lure more suckers into paying a deposit. NHCD hires on average 100 people a day at $69.00 a pop. Figure that out a month. Only about 25% of deposits are returned to the reps. They are making a killing in deposits.

As it being for people like me that make NHCD require a deposit, well that is not true. See I paid a $45.00 deposit when I started with NHCD, and they just keep raising it to make more money. They used to do it for free, but once people started paying $20 they thought they could get more money and have been raising the deposits ever since.

I made decent money with NHCD once upon a time, but never did I ever make minimum wage with tithe hours I was required to put in, all I wanted was to be paid a fair amount for the money that we were generating for NHCD.

All the managers are scared to death of Booher, and are stuck because it. I hope I am able to help them even though I am gone. My theory is this..They either get fired and have no job at all like I did, or they make Booher mad and she punishes them and they get no reps and work their tail for no money, or they stay and try and get no where and make no money. The scenario is not good in any direction, so hopefully this lawsuit, and the investigation being conducted by the Labor board (which NHCD has already been found guilty for paying people as independent contractors when they should have been considered employees) will help these managers wither get a decent job, or force NHCD to do right by their managers.

I dedicated 2 years of my life to this job, and I was really good at it. Because I believed in what I was doing, it took a long time for my eyes to be opened about the company, I hope this stops at least one person from going to NHCD, and that many more can learn from my mistakes. The cheap way - DO NOT pay the deposit. There are real jobs from home and they never ask for money up front. I have 3 legitimate jobs from home and love them all and it costs me nothing to get them and they provide everything I need to work, and train me to do it.

Good luck to all the employees still with NHCD. Your eyes will eventually be opened, and hopefully this will open peoples eyes before they get suckered in.
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#10 Author of original report

Arline are you living in the real world

AUTHOR: CYNDIE - (U.S.A.)

Dear Arline,
In the short time I was with this company.I provide good leads and I have proof that sales never called them yet stated they hung up on them and other reason for which I was not paid .I agree that this is not for everyone but I was told by Tammy Fosse (my recruiting manager) I was moving to fast in this company.

After recieveing many threatening calls from her.I felt I had given it my all.I did recieve my deposit back but I also secure 86 good leads and 20+ sales till this company stop my access to my own site and with over 150 leads I provide the 800 number to which I never recieved any payment.I also provide 10 recruits to Tammy Fosse.After waiting 2 week with no call from Sales as promised I had no choice to end this job .When I was hired I was told a full-time income was possible.I was mislead and lied to .

Should you not believe me call Don Bulter as he can also tell you the same.You can also check my phone records that I worked in excess of 40+ hour and after charge backs and lies I was to be happy with a small check of $8.00 for my efforts.I know for a fact program were sold on the 800 number and I was not given credit.I was not lazy I gave it all my attention.It was NHCD that let the ball drop.

I was continutly told I would hear from someone. Yet no one could give me an answer yet I continued to provide new recruits to this company.Answer me this 4000 calls and 20 + leads and 150 calls to the 800 number and 10 recruits in less than 4 weeks what did I do wrong( also have prove of this).Guess Tammy felt That I would replace her sorry ass.

I am not the only person she has screwed over to make her self like good. To Tammy cash your checks now you are one of the bad apples that should be stopped. Can you tell me why it was Tammy to decide my continuing with this company as it was my lead manager that promoted me. I was always told how well I was doing (also have prove of this). So can you tell me that I don't have reason to have concerns with the way NHCD treats its employee. Enligthen me.

The ball is in your court. I can bet I will not hear a word from you but that is the NHCD way, work you like a slave and screw you.I was told this job is not for you why are you complaining you got your deposit back but in truth I gave them more . Tell me should I let the labor board know what you are doing.
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#11 UPDATE Employee

Get Your Facts

AUTHOR: Arline - (U.S.A.)

First of all Aliscyn I was NOT fired, never was and Tonya did not have the authority to fire anyone. We are independent contractors and I too was a manager, maybe not a head one, but one nevertheless. I was contacted by Grant when Ms. C and her good friend SB messed up the position I was given within the company by their ranting and raving, jealousy, who knows they both were making hefty paychecks for doing nothing and off the sweat and tears of others. I was and still am a hard and dedicated worked but got tired of all the C--- those two handed out and there were quite a few like them. Your friends as long as you were making them lots. When I tried to get away from them and was successful getting a job within the company they made such an uproar that to keep peace the job was withdrawn, but in turn Grant offered me whatever he could to keep me in the company. I was ASKED to stay, NEVER fired at all, and you need to stop getting your information from Ms. Cran because she is and always has been someone who expands on the truth, no let's be totally honest, is a liar. She can fabricate more stories than Grimm did with his fairy tales.

I am still with the company and they have worked with me and in turn I try and be as honest and upfront with them and I have been told time and again that if I ever need anything that both Grant and Robin are there to help me. Yes, I have had my hard times with the company, there is no perfect world, but they have always been there to help me over the bumps. I have had to learn if you have a problem with a company you work for it's best when you feel that you are being treated badly to go to the top, and it's the best thing I did, because there is where I was treated with fairness and told that what happened to me should not have.

If you dislike this company and their practices so much why don't you just let it go. The only thing you all are after is dreams of getting a big fat cash settlement when in fact you are blowing smoke and we all know it. You bled everyone for all you could get and when you couldn't get any more and the company at last had enough of Ms. Cran's nonsense, SHE was terminated. Then she started a campaign to get everyone she could to come along with her, did you all believe her Boo Hoo Stories, I fell for them for awhile then got wise, you should get wise also. Maybe you were and are honest, but you are being taken in. Leads needs a complete overhaul and so does recruiting. There are a lot of good people in those departments but they are being overshadowed by the rotten apples. It happens in all companies, but it's a little different being an independent contractor, companies don't have the control they do when you work in their location and they have direct contact with you. Hence why TC got away with all she did for so long. I got my deposit back when promised, and so did all of us that lived up to our contracts. And you need to read your rebuttals before submitting them and check YOUR spelling.
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#12 UPDATE EX-employee responds

Let the facts and the REPORTS here speak for NHCD

AUTHOR: Aliscyn - (U.S.A.)

1.You never sign in writing a contract all you do is SUBMIT it on the website where is the written proof??
2.NO COMPANY that islegitimate will ask for any kind of money THAT IS THE SCAM
3.THE phoneline DOES not cost ANYTHING to set up
4.No one in the company makes a lot of money in leads unless they are the HEAD of the department or have 1000's of reps and managers under them.
5.To get a refund it takes 500 presentaions you must get through the first paragraph and then sometimes you may be LIED too and told sorry NO REFUND IS DUE!!
6. Leads will be sent back and they will be GOOD QUALIFIED LEADS most of the time the SALES people JUST LIE and the lead reps are turning in QUALIFIED leads sure there may be a few that are not good BUT NOT AS MANY as the ONES that are returnedI KNOW I used to do callbacks ON EVERY lead returned and maybe 5 out of 50 were not good!

7. BOTTOM LINE DO NOT GET SUCKED INTO NHCD BY THEIR LIES AND PROMISES!!!!!!!!!!!
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#13 UPDATE Employee

Get Your Real Facts

AUTHOR: Arline - (U.S.A.)

I am a Sales Manager with NHCD and no one ever has told me or anyone I work with to "kick back" 75% or any other number of leads. The fact is the leads are awful. The leads department sends us anything, leads that typically are NOT qualified, folks that cuss at us or ones that state they never even heard of us or requested a call back, and folks that definitely have full coverage with low co-pays.

You see, I was a leads manager under that very unqualified head manager who made all that money.
I did training with another manager or two, and the lady I did training with the entire time I was with NHCD was a top manager and a very good one. She always told the truth, we trained our new reps thoroughly and were there for them. We never lied to them, but that is not the case with most of the top managers. She also was approached by TC and refused. TC only bothered with people who could get her what she wanted when she demanded it. Lead reps are not trained and to start with the hiring process doesn't even properly interview people, they hire anyone that can come up with a deposit. That is not the company's fault, nor is the poor training on the part of the leads department. In Sales we are given daily support, nice incentives and treated like adult human beings, not slaves.

That is not the company's fault but the few that are trying to get ahead no matter who they step on, and the company has been trying I can guess to get rid of you all, but being independent contractors things are handled differently. NHCD gives everyone a change and if you mess it up that's your problem. No one is told to return any leads. I get leads that are not worth the paper they are written on, because they aren't qualified and that is the fault of the leads department. So know what you are talking about and get the facts, because as I can see you and your bunch are still sprouting the same C--- and lies.

You can make as much as you are making working at MacDonalds, but that is up to you, just stop bothering good folks and get on with your lives.
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#14 UPDATE EX-employee responds

WRONG AGAIN ARLINE

AUTHOR: Aliscyn - (U.S.A.)

I stated I work for [DELETED] also Arline as my full time JOB you can check into f you wish and I am paid HOURLY 10.00 and 10.50 on weekends!! You need to read my other job actually pays .24 a minute talk time but it was just easier to say they PAY 7.00-14.40 which means THEY never pay you less than 7.00 an hour even if you have NO TALK time on average i made anywhere between 11-14.40 was never 7.00 an hour but I am sure others do only make the 7.00.

THE POINT ARLINE NHCD IS A RIP OFF they wont even PAY the 3.00 per lead as they PROMISE because I KNOW for a fact that they are told to KICK back at least 75% of the leads even if they are good ones so they do not have to pay the lead reps for their hard work.

AGAIN WARNING PEOPLE NOT TO GET RIPPED OFF BY NHCD!!
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#15 UPDATE EX-employee responds

SCAMMED RIPPED OFF read all ARLINE

AUTHOR: Aliscyn - (U.S.A.)

First of all Arline you may not have had the PRIVLEDGE of working with me and its obvious you do not KNOW all the facts so before you run off at the mouth get your facts and information correct. I am no ones culprit or follower. I am and always was a very honest person I never lied to my reps or managers about the position or the money as most people in NHCD's recruiting department does they are told DO WHATEVER it takes to hire and get a DEPOSIT that is a scam and a major rip off and people need to be aware of it. A legitimate company needs NO Deposit come on Arline all you have done on here is CONTRADICT yourself saying HOW terrible Stephanie Booher is and what a terrible job leads is and how your manager was not there to help you UNLESS you was making money but truth is STEPHANIE BOOHER made your manager FIRE you because you was not LINING her pockets or the companies the ONLY reason Grant helped you is because he knew if he didnt you could as well get an attorney so please dont be so naive. If it was NOT FOR LEADS you would NOT have a JOB and the company has it priorities wrong. BUT MY POINT AGAIN is to WARN INNOCENT people NOT TO GET INVOLVED WITH NHCD they are a RIP OFF and you will NOT be able to get your deposit back unless you STAY FOR A LONG TIME!!
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#16 UPDATE Employee

Used Car Salesman Speaks Again

AUTHOR: Arline - (U.S.A.)

Yes, there is turnover in leads and probably quite a bit in recruiting. But the reason being for a lot of the turnover is that these folks are not honestly told the truth about the position, and a lot of the others should not have been hired, because they don't do the job. Training has taken a downward quality for a long time, and the pressure on the few decent employees who want to work is terrible.

The head of the leads department thinks she has the right to call people at home and make demands and inquire into things that are not her business. And so was it for these so-called head managers. When you were doing well they couldn't say enough nice things about you, but when you went through a bad time, well they didn't want anything to do with you for long. We are independent contractors and we are told time and again we can't make others do things even though it might be required, we had to be supporting and not make demands on those under us, they had a lot of things to say but didn't live them in their own lives with NHCD.

A lot of lies and treating people badly is what goes on from people that should show some intergrity, but they spend time figuring how much they can get out of people by doing nothing and how much trouble they can make when they don't get their own way.

No, there is NOT a high turnover in the Sales Department. That is because they support their contractors and go out of there way to support and encourage them, both the managers and the head managers and Mr. Wilms.

As Anthony and I both stated, it takes a few rotten apples in the barrel to try and ruin it for others. People that got ahead in the company and made lots of money by stepping on anyone they could to further themselves. And then when they couldn't do it any longer and tried to cause trouble they were terminated. Acting like spoiled children.

Yes there are a lot of other companies out there, and they train their employees properly but most at home jobs, even for major companies, are independent contractor jobs, and you make it look like you make an actual salary, which you do not.
A pay from $7. to $14. an hour is a big difference.

You can make a lot more in the sales department, and we keep our intergrity.
Go peddle your junk elsewhere, there are NOT a lot of folks on here complaining about NHCD. One named Tammy, and maybe one or two others, but basically TC was the instigator and got her buddies to chime in with her. The best thing NHCD did was terminate her because she treated others pretty badly.

Folks like Anthony were an asset to this company, honesty, being kind and understanding and decent may not be in style to get ahead quickly, but in the end it is the best way.

I can speak for myself and I know a lot of others I met through NHCD that did not sacrifice anyone to make a buck, that treated others kindly and our customers honestly and kindly as well. I never force anyone to take a program, I explain what we do and always tell them they have a money back guarantee. We have a lOT of satisfied consumers out there, and a few disgruntled employees who are trying to strike back at the company, but need to look at themselves as the cause and not others.

You can't please everyone, no one makes you stay if you don't want and the contract speaks for itself. I hope you all are more honest in your present situations, if any, or that company better watch out or they too will be involved in a "I'll get back at you, lawsuit, because you didn't give me what I wanted and had the nerve to terminate me even though I was a terrible contractor".
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#17 UPDATE EX-employee responds

Anthony And Arline

AUTHOR: Aliscyn - (U.S.A.)

You guys need to open your eyes and quit blaming others for the truth. NHCD is not an honest or GOOD company to work for there are many other companies that are legitimate and DO NOT REQUIRE aNY FEE TO WORK FOR THEM. I work for Voicelog and am at home making 10.00 an hour I also work for Working Solutions part time and make between 7-14.40 an hour and neither required a deposit and they BOTH trained me as well!
I have stated I worked for NHCD and I will state again THEY are in a LAWSUIT one is a CLASS ACTION lawsuit and the other is an INDEPENDENT lawsuit if you do not believe this ask Mr. Wilms or Stephanie Booher. Ask yourself why the turnaround at NHCD is so high? Do you think it could be because the company lies to get people to work for them? Why are so many here reporting how they got ripped off from NHCD? They were not managers they were EMPLOYEES.
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#18 UPDATE Employee

Company's Loss

AUTHOR: Arline - (U.S.A.)

Thank you Anthony, I truly appreciate that. I try my best and have had my ups and downs with the company, but have stuck it out.

As you say a few sometimes make it bad for the rest.

NHCD lost a good, honest employee in you, or should I say contractor. Sometimes because of a few companies have to inforce difficult rules on everyone just to stop them.
Anyway, I am still here, in Sales and I can say the folks in that department are great overall, Grant has been very decent to me and helped me stay with the company, and I truly appreciate that.

I wish you luck in whatever you have chosen, and are sorry I never had the opportunity to work with you.
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#19 UPDATE EX-employee responds

your welcome arline

AUTHOR: Anthony - (U.S.A.)

You know its not just nhcd but all companies suffer from these lazy, arrogant, good for nothing workers who go out of their way to step on people to get what they want. Debbie my leads manager and kristen in recruiting both went above and beyond to help in any way i needed. I don't think enough mangers, ceos and even workers themselves realize that a companies entire existence hinges on haveing good honest knowledgable people on their staff. Most companies tend to highlight the negative events and very rarely acknowlege the good things.

Its people like TC that cause companies to make policies that punish everyone no matter how good you are. Its people like TC and her cohorts that caused nhcd to institute the deposit in the first place and that turned a lot of potentially top notch employees away. I had a lot of good people i interveiwed who had good work histories and attitudes and really wanted the job but didn't like or couldn't afford the deposit.

Anyway i'm glad it worked out for you and if they get more people like you Arline, then just maybe they can salavge their reputation and integrity.
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#20 UPDATE Employee

To Anthony, Thanks.....

AUTHOR: Arline - (U.S.A.)

Your response was right on the money. I was informed. knew how it was supposed to be, but in the case of the manager responding here, well as I said in a former rebuttal, it's not NHCD, it's the way some of the people who tout themselves as big managers are. These folks were top paid people in the company. Two of those responding here are either friends or relatives. The one who states she is a top manager never worked, never paid a deposit, she attended chat sessions to spout her used car salesman speech, and after awhile we used to laugh about it, because each time she attended. the speech was almost exactly the same word for word. She never picked up a phone to call anyone, she admitted that herself. She got most of her reps when the so called managers under her quit. She did all she could to do that. She never paid a phone deposit and admitted to me she made checks over $1000. per week. All this for really doing nothing. Running to SB with stuff, going to chat sessions and rearely answering her phone. She might have done some paperwork once a week, but otherwise she was making a lot of money not doing much.
I am glad you, as I did, what you felt was best and when you found out it wasn't for you and had fulfilled your contract, then NHCD did as they promised. I also have had many satisfied customers and still do. We help a lot of folks, the thing that has to be done within the company is clean up the leads department, hire people like any good company does, after carefully interviewing them, perhaps after training give them a test, BEFORE letting them pick up that phone, same goes for recruiting. I work in the Sales Department there, and it is a pleasure, good folks, respectfully treating each other the way they expect to be treated, no USED CAR salesmen in this department that I know of, and it's the Sales Department. Thanks Anthony for standing up for the TRUTH.
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#21 UPDATE Employee

This Is The Culprit

AUTHOR: Arline - (U.S.A.)

To TC, And I Know Exactly Whom You Are;
(And The Rest Of Your Merry Band)
You are the one that sat in numerous chat sessions that we were demanded to attend and sprouted off the same "used care salesman" stuff again and again. I hesitate to use the C--- word, but we all knew it was. Keep at it, make people see they need to get this program and all the other stuff you spouted. You are the one who when called for help NEVER answered your phone and either didn't call back or it was days later after numerous emails and phone calls. Only when you knew it was to your best advantage did you respond. You were one of the top managers who ran to SB and kissed her butt telling us how much you disliked her. You were the one who sat on your butt, made no phone calls and reaped the benefits of everyone under you that quit and got their "teams" enabling you to make even more money. You were the one that bragged about what you were making. You were the one that caused me to lose a permanent job with the company when I was offered it by getting SB and yourself together and complaining and ranting and raving until I lost the position. Grant was the one, and The Sales Department head that helped me get ahead in the company, not you. When we ceased making you money that is when you ceased bothering with us, and when we tried to get away from you that was when you did all you could to keep us from getting anywhere to make money in the company. I am not the only one, there are many. I know exactly who you are and what you did to us all. Now after all that NHCD paid you, and now you and your cohorts claim they didn't pay you enough and you should have been this and that. Well Tonya, for sitting on your butt doing nothing or relaxing out by the pool you were paid way in excess of what you deserved. You were paid for others hard work, sweat and tears, not your own. Let it go, and stop trying to get good folks to go in with your nonsense. NHCD is not a perfect company, there is no perfect situation anywhere. Any independent contractor agrees to not getting an hourly wage, they are paid for their work as their contract reads, you signed it. As for a phone deposit, you never paid one, you told me that yourself. The reason for the phone deposit in the beginning was to cover the use for non business that was happening. The added amount was for advertising and much has been done as far as the website, etc. Again, not a perfect company, but there are a lot of HONEST, nice people in it, who actually care about those we are helping. Get off it, and get a job and don't bother us again. You even attempted to contact me and get me into your mess even after what you did to me. You talked I guess a lot of folks into it that shouldn't have been, some of your reps were pretty innocent of your actions, and I feel sorry for them, it took me awhile to believe how you were, and even then I found it unbelievable, but what you did to me and your actions now only verify what type of person you are.
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#22 UPDATE EX-employee responds

I was one of NHCD's Top Prouducing managers for almost 2 years....

AUTHOR: TC - (U.S.A.)

FACT: There is a Class Action and individual lawsuit against NHCD.

FACT: The Federal Labor Board is investigating NHCD for not paying their so called "Independent Contractors" what they are owed, and in addition, the managers with NHCD should be Employee's - not independent contactors.

Fact: A Lawsuit and the Government are going after NHCD, and I am proud to say I am one of the people who initiated all of it!

FACT: NHCD Fired 4 managers for calling an attorney and the IRS, all on the same day, with the same lame made up reason!

I wish there was a way I could a message to every out there that NHCD continues to rip off employee's and the elderly so that NHCD would stop convincing people that this is a good thing. 2 years with NHCD and boy do I have stories that I could tell you about NHCD!!!

Some advice - Please take it or leave it - that is up to you!

1. If you want your deposit back threaten to sue or call the IRS and/or report them to the Better Business Bureau. If you stay strong behind your words and frequently do follow ups with your manger you will eventually get your money back.

2. If this does not work, agree to fulfill the contract and then just there and dial numbers to your hearts content. (They do not pull the seconds on the call, they only pull the amount of dials!)

3. Word of mouth is everything, tell everyone you know, and tell them, to tell everyone they know, that NHCD is not the best choice for an employer nor a customer, and to beware of the call that they may get to hire them and possibly lose their $69.00!

4. ADD YOURSELF TO THE DO NOT CALL REGISTRY AND ENFORCE IT!

5. Finally Ask your self this - If this is legit why do they need your money with all the long distance carriers available to us with unlimited long distance? When they tell you this is to track your calls that is just how they cover up the $69.00, as this money is spent on advertising to get more people to come and work for them. THEY DO NOT WANT TO GIVE YOU BACK YOUR DEPOSIT, AND NHCD WILL DO JUST ABOUT ANYTHING SO THAT THEY DO NOT HAVE TO REFUND IT.
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#23 UPDATE EX-employee responds

I was one of NHCD's Top Prouducing managers for almost 2 years....

AUTHOR: TC - (U.S.A.)

FACT: There is a Class Action and individual lawsuit against NHCD.

FACT: The Federal Labor Board is investigating NHCD for not paying their so called "Independent Contractors" what they are owed, and in addition, the managers with NHCD should be Employee's - not independent contactors.

Fact: A Lawsuit and the Government are going after NHCD, and I am proud to say I am one of the people who initiated all of it!

FACT: NHCD Fired 4 managers for calling an attorney and the IRS, all on the same day, with the same lame made up reason!

I wish there was a way I could a message to every out there that NHCD continues to rip off employee's and the elderly so that NHCD would stop convincing people that this is a good thing. 2 years with NHCD and boy do I have stories that I could tell you about NHCD!!!

Some advice - Please take it or leave it - that is up to you!

1. If you want your deposit back threaten to sue or call the IRS and/or report them to the Better Business Bureau. If you stay strong behind your words and frequently do follow ups with your manger you will eventually get your money back.

2. If this does not work, agree to fulfill the contract and then just there and dial numbers to your hearts content. (They do not pull the seconds on the call, they only pull the amount of dials!)

3. Word of mouth is everything, tell everyone you know, and tell them, to tell everyone they know, that NHCD is not the best choice for an employer nor a customer, and to beware of the call that they may get to hire them and possibly lose their $69.00!

4. ADD YOURSELF TO THE DO NOT CALL REGISTRY AND ENFORCE IT!

5. Finally Ask your self this - If this is legit why do they need your money with all the long distance carriers available to us with unlimited long distance? When they tell you this is to track your calls that is just how they cover up the $69.00, as this money is spent on advertising to get more people to come and work for them. THEY DO NOT WANT TO GIVE YOU BACK YOUR DEPOSIT, AND NHCD WILL DO JUST ABOUT ANYTHING SO THAT THEY DO NOT HAVE TO REFUND IT.
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#24 REBUTTAL Individual responds

To The Former Lead Manager and Whatever Else Your Title WAS

AUTHOR: Arline - (U.S.A.)

Wow, how your attitude has changed, well not really. When you were a leads manager you and your fellow lawsuiters ran off at the mouth about how wonderful NHCD is and what a great opportunity and how much money you can make. Then your, I think she is your sister, but the one that caused all the trouble for me and that WONDERFUL Stephanie Booher who makes mega bucks and treats everyone like dirt and insists you do exactly what she says and if you don't she calls you at home and harresses you, the lead department was awful. There were a few good people in there but most were just like you.... Telling the poor lead reps all the wonderful stuff they can do and the wonderful pay if you just hang in there, boy has your tune changed. Now you state you made no money, your cohorts and yourself made a lot more than the poor lead reps ever made, and when they get discouraged they are promoted to leads managers, and of course that isn't really true because you were still treated the same, like a lead rep, but with a title and making no money. The top ones are the only ones in the leads department that make money. When a lead rep wants to get out of that department they might be allowed to go to recruiting where you still don't make really anything, although the managers tend to be a little nicer. I fought to get into the sales department, at first being offered a permanent job in the company which your friend and the wonderful Ms. Booher made sure they messed up, I was and still am a hard worker. Grant finally helped me get into the sales department and that department is so much different. They care about the reps, and the leads department has not changed, just gotten worse, the leads are awful and one can bet Ms. Booher is still pulling in the mega bucks for sitting on her butt, how does she get away with it, many are curious.

Well I am with the company and intend on staying there, I do get paid for what I do, maybe not mega bucks but I get paid more than I ever did in leads or recruiting, the department head is super and well Grant in my books still watches out and helps if we need it.

Have a great day Alcysn or whatever your name is. The best thing that ever happened to NHCD is when you and your fast talking used car salesmen left the company.
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#25 UPDATE EX-employee responds

Just don't understand the whining

AUTHOR: Anthony - (U.S.A.)

I worked for nhcd and did decent. I didn't make a whole lot but i never expected to since it is commision only. I never had a lead returned and surprisingly never got hung up on. The worst i ever got was a polite no thanks or not interested. When i was hired I was told it was a commision only telemarketing position so i knew what to expect. I did some research and found out where they got ther numbers lists from and how the program worked or is supposed to work and until about 3 years ago there were no "free" programs that offered what nhcd does. I also read thoroughly all the details of the contract and knew excactly what i had to do.

I for one never got ripped off but i went in informed and fulfiled my obligations. In short I TOOK RESPONSIBILTY FOR MY DECISION TO WORK FOR THEM AND DID WHAT WAS NEEDED OF ME. Thus when i decided to move on to something else i had no problems. My deposit was returned to me per the contracted agreement and I left. I did not file any complaints or join any of the idiotic lawsuits sent to me simply because i had no reason to.

The few problems i did find were not with the company but the people working for them. 99% of the lead generators had no clue what they were doing and even less understanding of what they are promoting. Most of the recruiters would hire anyone that answered their phone whitch in turn resulted in a lot of shady and uninformed employees not suited for that type of work and in the end resulted in some of these lawsuits. The way they promoted people got them a lot of managers who have no idea how to manage or how to deal with different types of people. The only fault i foud with company policy was the constant changing of payscale and deposit requirement and the fact that they didn't make those changes active to all employees which as anyone knows creates resentment among workers.

As for the program itself i have yet to find anyone i refered into it that did not get what they paid for or were disatisfied in any way and i refered a lot of people. The only complaint i ever heard was that some medicines cost more than what was listed but thats a manufacturer/suplier issue the company cannot control.

I just can't see how any informed person could get cheated or feel ripped off! Oh, Wait. Thats it! They never got informed! Could it be that simple! Why yes it can. Information is power people so step up and take responsibility for your own stupidity. Stop blaming nhcd because you failed to understand what you got into or that it simply was not the opportunity you wanted.
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#26 UPDATE EX-employee responds

MS ARLINE Please

AUTHOR: Aliscyn - (U.S.A.)

Learn to SPELL ALISCYN!! you also are not a very honest person why not be honest and admit that NHCD card is also bull and the company is scamming elderly because the card can be RECEIVED FREE with no cost and here NHCD charges 98.00 a year to these elderly people because they fill out the application for them spare me!! bEEN THERE DONE THAT SORRY i WAS EVER INVOLVED AND AM SO THANKFUL for the 2 best attorneys representing the TRUTH!
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#27 UPDATE EX-employee responds

get real HO0NESTY pLEASE

AUTHOR: Aliscyn - (U.S.A.)

Let me tell you MORE NHCD is not DONE being sued and NO sweetheart get your FACTS straight I was terminated because I went to the IRS not for any other reason and If you would like I am sure you can get my number from Pam Longworth, Jennifer Grannan, Grant Wilms, Stephanie Booher and I will be more than HAPPY to discuss the CURRENT lawsuit., Also I never made a WHOLE lot of money for the hours as you know when you average your pay it averages as a manger about 2 maybe 2.50 an hour which is not even MINIUM waGE. aLSO MAYBE YOU OUGHT TO contact cLEAVE MARBOROUGH HE IS WITH THE labor bOARD WHO IS STILL INVESTIGATING nhcd SO maybe YOU SHOULD TRY some hONESTY. i AM C URRENTLY EMPLOYED AT HOME TAKING CALLS AND MAKING 10.50-14.40 AN HOUR SUREBEATS nhcd AND i ONLY WORK 40-45 HOURS INSTEAD OF 70-80 A WEEK!! aMAZING WHAT YOU CAN FIND THAT IS LEGITMATE when you look and talk to honest people!
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#28 UPDATE Employee

Response to Alyscyn

AUTHOR: Arline - (U.S.A.)

I still work for NHCD and have for about 3 years now. Yes I struggle and have struggled, but we do help others, and that is the reason I have stayed. I enjoyed helping people and never force the program on anyone it won't help. The Sales Department works hard and we just don't refuse or reject leads that we are given without a legitimate reason. Some of them are this person was never contacted, this person did not want a call back, already have coverage, disconnected phone number.

We are hung up on and cussed at in some cases, and the reason being, the LEADS department does not do their job. We are supposed to get legitimate leads, most of them are not, leads reps that just put down anyone so they can get their pay. I understand it is not an easy job, but it is a telemarketing job, and the recruiting person should make the new reps aware of this, show some integrity when you accept this job. It's all about helping folks and being able to do that from home. It's what you put into it, but from a Sales point of view it would be so much better if the Leads Department showed some responsibility and do what they were supposed to. It seems that anyone is hired that can come up with a deposit. I think so rethinking in the recruiting and leads department would make this job a whole lot easier and the pay would be better.

As far as Alyscyn is concerned, you and your merry band made a lot of money with NHCD and there is at least one person in particular who instigated this lawsuit that got her reps from others, never really worked and made all her money off of the reps under her. She treated those who were having difficulty and wanted to get ahead very badly, several of us were under her. It is so much better working in the Sales Department.

Basically those in this lawsuit are leads managers and that lawsuit as far as I know was lost by them. It had something entirely different to do than hiring/working practices. Show some honesty Alyscan, you just jumped on the bandwagon. I was asked also, after this manager treated me like dirt to join in, as was many others, let it go. You and the rest of those 16 made nice big paychecks and when you couldn't get anything else then you started a lawsuit. Most of you were the big earners. I am still struggling, but at least I work honestly and don't use others the way you all did. Let it go, it's over and you lost.
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#29 Consumer Suggestion

HOW TO GET A REFUND WITH NHCD

AUTHOR: Aliscyn - (U.S.A.)

Sharon bowen is in charge of refunds you can contact her through NHCDS toll free number 1-800-720-5055 and ask for her extension and let them know you will file a report at THE BBB and any other places such as here against them YOU will see how fast you get a refund I was a PREVIOUS manager with NHCD!! Now have filed a lawsuit with 16 other individuals so far :) We are trying to put a STOP to NHCD!
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#30 UPDATE Employee

In Regard to Tammy Twiselton

AUTHOR: Don - (U.S.A.)

First of all Tammy, you never worked for the company! You were hired on and quit within 3 days. Who are you to say that this is an illegitimate company? You didn't even try to work. You have absolutely no right to bash a company who gave you an opportunity to earn a living from home. How do I know this? Gee, let me see, oh yeah, I HIRED YOU.

I never gave you any incorrect or false information about the job you were hired for. Not a bit! I certainly can appreciate any concerns the people may have who actually gave it an honest attempt and found that it wasn't for them. But you didn't even try. You definitely have issues yourself. You say that the company is ethically wrong in some way. HELLO!

Take a long hard look at yourself. Ms. Twiselton, you have a nice day!
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#31 UPDATE Employee

Just a suggestion

AUTHOR: Melinda - (U.S.A.)

I am an independent contractor with NHCD. I am a manager. I just thought that I would say to the 1st complaint that you did sign a contract stating that you would complete the 500 presentations in 5 weeks. You also signed a binding contract with VerTech stating that it was ok for NHCD to place a security code on your phone line, which you wouldn't know was there unless you used it.

We do realize that emergencies happen and if you would have talked to your lead manager I am sure that he/she would have been more than happy to explain that you have 6 months to reactivate yourself with in the company. If an emergency happens, we understand, you can come back to us after your emergency, provided that it is before the 6 month time period and we would be more than happy to retrain you and get you working for us.

The deposit that has caused such a rukus is 1/2 of the cost that NHCD pays to have the access code put on your line. They also paid $74 on your behalf.

I am sorry that this has been such a bad experience for you, but NHCD is a GREAT company to work for as far as I am concerned. It has provided me the opportunity to stay at home with my kids and bring in income.

It is stated that we are not a get rich overnight. As in any job that you work, you have to start from the bottom and work up. I know no other company who promotes their employees in just 2-3 weeks of working with them. I know of no ther legitimate job that affords me the opportunity to stay at home and take care of what is most important to me, and now days, the most forgotten, abandoned part of peoples lives...their kids. I thank NHCD for that.

Please check our rating with the BBB. We have an excellent rating with them. Not alot of work at home jobs can say that.
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#32 UPDATE Employee

Just a suggestion

AUTHOR: Melinda - (U.S.A.)

I am an independent contractor with NHCD. I am a manager. I just thought that I would say to the 1st complaint that you did sign a contract stating that you would complete the 500 presentations in 5 weeks. You also signed a binding contract with VerTech stating that it was ok for NHCD to place a security code on your phone line, which you wouldn't know was there unless you used it.

We do realize that emergencies happen and if you would have talked to your lead manager I am sure that he/she would have been more than happy to explain that you have 6 months to reactivate yourself with in the company. If an emergency happens, we understand, you can come back to us after your emergency, provided that it is before the 6 month time period and we would be more than happy to retrain you and get you working for us.

The deposit that has caused such a rukus is 1/2 of the cost that NHCD pays to have the access code put on your line. They also paid $74 on your behalf.

I am sorry that this has been such a bad experience for you, but NHCD is a GREAT company to work for as far as I am concerned. It has provided me the opportunity to stay at home with my kids and bring in income.

It is stated that we are not a get rich overnight. As in any job that you work, you have to start from the bottom and work up. I know no other company who promotes their employees in just 2-3 weeks of working with them. I know of no ther legitimate job that affords me the opportunity to stay at home and take care of what is most important to me, and now days, the most forgotten, abandoned part of peoples lives...their kids. I thank NHCD for that.

Please check our rating with the BBB. We have an excellent rating with them. Not alot of work at home jobs can say that.
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#33 UPDATE Employee

Just a suggestion

AUTHOR: Melinda - (U.S.A.)

I am an independent contractor with NHCD. I am a manager. I just thought that I would say to the 1st complaint that you did sign a contract stating that you would complete the 500 presentations in 5 weeks. You also signed a binding contract with VerTech stating that it was ok for NHCD to place a security code on your phone line, which you wouldn't know was there unless you used it.

We do realize that emergencies happen and if you would have talked to your lead manager I am sure that he/she would have been more than happy to explain that you have 6 months to reactivate yourself with in the company. If an emergency happens, we understand, you can come back to us after your emergency, provided that it is before the 6 month time period and we would be more than happy to retrain you and get you working for us.

The deposit that has caused such a rukus is 1/2 of the cost that NHCD pays to have the access code put on your line. They also paid $74 on your behalf.

I am sorry that this has been such a bad experience for you, but NHCD is a GREAT company to work for as far as I am concerned. It has provided me the opportunity to stay at home with my kids and bring in income.

It is stated that we are not a get rich overnight. As in any job that you work, you have to start from the bottom and work up. I know no other company who promotes their employees in just 2-3 weeks of working with them. I know of no ther legitimate job that affords me the opportunity to stay at home and take care of what is most important to me, and now days, the most forgotten, abandoned part of peoples lives...their kids. I thank NHCD for that.

Please check our rating with the BBB. We have an excellent rating with them. Not alot of work at home jobs can say that.
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#34 UPDATE EX-employee responds

To Arlien .. the execs and higher-ups know exactly what is going on within their company

AUTHOR: Tammy - (U.S.A.)

"Like in life, there are alway some rotten apples in the barrel."~~~~~~~~~~~~~~~~~~yes indeed, and the sad part is, the execs and higher-ups know exactly what is going on within their company.

No CEO of their own company, and/or this one no less, is blind to the NHCD infrastructure~ because it's all about making money, yes. And after all this time, the investigations, the possible civil action suits, you bet your rear end they know what's going on, and they're still allowing questionable practices while trying to sugar coat things and make it basically an illusion of grandeur~ it's a shame that even though, they occasionally help someone, (or make the person feel as if they do), they're basically screwing the very people working for them, and that's what ruins it~ sort of oxymoronic...........that's the kicker~

And I hand it to Arlien for having some honesty there~ and to her, I say~

You didn't state how long you've been with NHCD or what position is held, but whether it's 2 months or 2 years, save every receipt, every record, every time, every hour worked, every date, every name, every pay stub............... because, if you're as dissatisfied as you seem in your post toward certain company aspects, you won't be there much longer, and eventually, you'll need as much evidence as you can in order to get your just pay in case something happens~ trust me on this~ save everything.
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#35 UPDATE EX-employee responds

To Arlien .. the execs and higher-ups know exactly what is going on within their company

AUTHOR: Tammy - (U.S.A.)

"Like in life, there are alway some rotten apples in the barrel."~~~~~~~~~~~~~~~~~~yes indeed, and the sad part is, the execs and higher-ups know exactly what is going on within their company.

No CEO of their own company, and/or this one no less, is blind to the NHCD infrastructure~ because it's all about making money, yes. And after all this time, the investigations, the possible civil action suits, you bet your rear end they know what's going on, and they're still allowing questionable practices while trying to sugar coat things and make it basically an illusion of grandeur~ it's a shame that even though, they occasionally help someone, (or make the person feel as if they do), they're basically screwing the very people working for them, and that's what ruins it~ sort of oxymoronic...........that's the kicker~

And I hand it to Arlien for having some honesty there~ and to her, I say~

You didn't state how long you've been with NHCD or what position is held, but whether it's 2 months or 2 years, save every receipt, every record, every time, every hour worked, every date, every name, every pay stub............... because, if you're as dissatisfied as you seem in your post toward certain company aspects, you won't be there much longer, and eventually, you'll need as much evidence as you can in order to get your just pay in case something happens~ trust me on this~ save everything.
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#36 UPDATE EX-employee responds

To Arlien .. the execs and higher-ups know exactly what is going on within their company

AUTHOR: Tammy - (U.S.A.)

"Like in life, there are alway some rotten apples in the barrel."~~~~~~~~~~~~~~~~~~yes indeed, and the sad part is, the execs and higher-ups know exactly what is going on within their company.

No CEO of their own company, and/or this one no less, is blind to the NHCD infrastructure~ because it's all about making money, yes. And after all this time, the investigations, the possible civil action suits, you bet your rear end they know what's going on, and they're still allowing questionable practices while trying to sugar coat things and make it basically an illusion of grandeur~ it's a shame that even though, they occasionally help someone, (or make the person feel as if they do), they're basically screwing the very people working for them, and that's what ruins it~ sort of oxymoronic...........that's the kicker~

And I hand it to Arlien for having some honesty there~ and to her, I say~

You didn't state how long you've been with NHCD or what position is held, but whether it's 2 months or 2 years, save every receipt, every record, every time, every hour worked, every date, every name, every pay stub............... because, if you're as dissatisfied as you seem in your post toward certain company aspects, you won't be there much longer, and eventually, you'll need as much evidence as you can in order to get your just pay in case something happens~ trust me on this~ save everything.
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#37 UPDATE EX-employee responds

To Arlien .. the execs and higher-ups know exactly what is going on within their company

AUTHOR: Tammy - (U.S.A.)

"Like in life, there are alway some rotten apples in the barrel."~~~~~~~~~~~~~~~~~~yes indeed, and the sad part is, the execs and higher-ups know exactly what is going on within their company.

No CEO of their own company, and/or this one no less, is blind to the NHCD infrastructure~ because it's all about making money, yes. And after all this time, the investigations, the possible civil action suits, you bet your rear end they know what's going on, and they're still allowing questionable practices while trying to sugar coat things and make it basically an illusion of grandeur~ it's a shame that even though, they occasionally help someone, (or make the person feel as if they do), they're basically screwing the very people working for them, and that's what ruins it~ sort of oxymoronic...........that's the kicker~

And I hand it to Arlien for having some honesty there~ and to her, I say~

You didn't state how long you've been with NHCD or what position is held, but whether it's 2 months or 2 years, save every receipt, every record, every time, every hour worked, every date, every name, every pay stub............... because, if you're as dissatisfied as you seem in your post toward certain company aspects, you won't be there much longer, and eventually, you'll need as much evidence as you can in order to get your just pay in case something happens~ trust me on this~ save everything.
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#38 UPDATE EX-employee responds

Good for you, Marie - company is being investigated for some funky activity

AUTHOR: Tammyn - (U.S.A.)

As far as the program being free, I can't remember under which NHCD category here it's posted, but there are a couple of free programs posted here among these somewhere~

And yes, even though you're not getting an AARP card yet, you too, can sign up for the program. I'm sure you heard, "Well ma'am, is anyone else in your household paying over 30 dollars a month for prescription medications?" And Bam. They got 'you'. They'll offer the program to anybody over 18, but they primarily target senior citizens.

It boils down to, if you personally, are happy with the program, good for you~ no one else pays your bills, and it's your money.

Just keep in mind that this company is being investigated for some funky activity, and be glad you didn't actually work for them.

Oh, and be prepared~ your plan will probably go up a few dollars next year. Take care~
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#39 UPDATE Employee

Unbelieveable, I think that this is an employee defending the company, and if so, that person has no interity.

AUTHOR: Arlien - (U.S.A.)

I am responding to the so-called consumer that answered here.

I find this response if anything, doubtful, since this co-pay program only started and has not been around for any more than a month.
If this is the case there is no way this lady bought and has used this program, many times. No way.

I think that this is an employee defending the company, and if so, that person has no interity.
Yes the company helps a lot of people, but yes there are also questionable practices by some of the contractors.

Like in life, there are alway some rotten apples in the barrel.

I am still an employee, though I am concerned with a lot that goes on, not necessarily by the company itself, but but some of the people who work for it.

This Marie, I doubt is a consumer, but any employee who feels she needs to go to bat for the company, and these are the folks who think they are doing good, but in fact are the ones that cast shadows on the company.

Don't lie to defend the company, let the product and the way business is done speak for itself.
Yes some of us are and have been dissatisfied with business practices, and still are in a lot of cases, but we do help legitimate people.
The co-pay program just started and there is no way you have used it or had it for any length of time, as well as the dental. This is a company contractor, trying to kiss butt, knock it off and let NHCD's product speak for itself.
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#40 Consumer Comment

My only affaliation with this company is I am a paying member.

AUTHOR: Marie - (U.S.A.)

I am nothing but happy with the service I get from NHCD. Their staff is courteous, knowledgeable and prompt.

I am on the prescription copay program & the dental program with them. My prescriptions are $10 or $20 with their services no matter what the prescription is, My dental expenses are a huge 75% savings using this program with the same dentist I have been going to for years.

I was one of the unsuspecting solicitees that this company called, however I must say I am glad I got the call. I am glad I helped several people earn a paycheck. Most of all I am glad I can now afford my prescriptions & dental needs.

Also when I signed up with them I was given a free vision discount card which I have not had the opportunity to use yet.

I am sorry but I have never seen this program offered for free anywhere. Online/Offline and also (for the record) I am not a senior. By these posts it sounds only seniors are being called but that is not true. I wont say how old I am, but I will say I am not over 45

Anyway, thank you NHCD and thank you to the lady that called me with her kids playing in the back ground for introducing me to your company. I am a satisfied customer.
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#41 Consumer Comment

HAHAHA~ oh lookie, another sucker.

AUTHOR: Tammy - (U.S.A.)

Hi Chris.

HAHAHA~ naive people are so cute. They try so hard~

*"I am currently working with NHCD as a Lead Generator and am beginning to take on the opportunity for Advertising / Recruiting."~~~~~~~~~~~~~~~~~~~~~~~~~~~~~hahaha~ I'd be willing to bet you your whole NHCD pay during the duration that you, a new medicinecounter.com puppet (which will probably amount to a week at a McJob) that you won't be with that company exactly one year from the date of your above post. (Oh, have you set up your TRIPOD webpage yet?) lol

And on top of that, I'd give my right eyeball to see your face, covered in pure disbelief when you see that all of those countless $3.00 leads that you've calculated and scribbled down on the back of an envelope, thinking 'Woweeeeeeee, I'm REALLY gonna get a big check when it comes!' turns out to be a lethargic letdown~ ya know why???? Many of those so call leads are going to be refused because the sales rep didn't think this lead or that lead qualified, and that 300 buck payday turns out to be like, 24 bucks. But hey, good luck to ya.

Now~

*"In response to Tammy's rather lengthy math lesson, she could have saved herself a lot of time by asking questions."~~~~~~~~~~~~~~~~you should have directed this at Anthony, man. He's the one that can't add.

*"As the contract states you must make 500 "contacts" in 5 weeks. It does not say you have to read the script 500 times. A simple question to your manager, such as "what exactly is defined as a contact?"~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~um, what do you think 500 contacts 'are'? If a contact qualifies up to 20 seconds of the script, that means, you're not getting through the whole script because people are telling you to take a hike~ therefore, do you think that NHCD is going to hand you a whopping 3 dollars for THAT? hahaha~

This is like a really bad Amway cult~ I may have to make a cross sign with my fingers at this one for this is so ironically occult-like that my head may start spinning around while I vomit pea soup.

*"Get your crayons out and try to figure that one out. And remember, the THE ONLY STUPID QUESTIONS ARE THE ONES YOU DON'T ASK."~~~~~~~~~~~~~~I have bigger chunks of crayons and people like you in my stool~ and if the only stupid questions are the ones you don't ask, I'll ask one now: Do you honestly think that you'll be an NHCD minion a year from now?

Oh, and here's another question:
How does it feel knowing that you're trying to con poor old people out of a hundred bucks, knowing that they can get that very plan at other places for FREE?

If this doesn't bother you, give me your grandma's number. I have a ghost in a jar I'd like to sell her.

Oh look, another question!
Do you just wait with baited breath-like anticipation for those conference calls where your so called managers are telling you that you have to 'hire' all of those unknowing applicants, making them think that they have a "great personality", and they'd "be a superb asset to 'my' company", no matter if they don't have a tongue and can't talk without slobbering into the phone?

One more:
Do you know how much the company that you're currently working for, is being investigated for fraud and being considered for countless class action law suits at this very moment? Did YOU happen to ask 'your' manager this question when they *ahem* hired YOU? lol

Oh, but I'm sure when NHCD is found guilty of it eventually, you'll be waiting in line for your share of the profits to be doled out though, won't ya? But for now, defend away, oh ye merry one!

Whew, I'm glad these questions aren't stupid now that I've asked them.
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#42 UPDATE Employee

Do The Math? No, ask the questions.....

AUTHOR: Chris - (U.S.A.)

In response to Tammy's rather lengthy math lesson, she could have saved herself a lot of time by asking questions. I am currently working with NHCD as a Lead Generator and am beginning to take on the opportunity for Advertising / Recruiting. As the contract states you must make 500 "contacts" in 5 weeks. It does not say you have to read the script 500 times. A simple question to your manager, such as "what exactly is defined as a contact?" would have saved you a lot of grief, and fulfilled your obligation. A "contact" is defined as any attempt to give your presentation that shows on the phone tracking record of at least 20 seconds. Therefore, if you can fulfill 3 "contacts" per minute, that means you can fulfill 180 "contacts" per hour. So Tammy, how many can you fulfill in 3 hours? Get your crayons out and try to figure that one out. And remember, the THE ONLY STUPID QUESTIONS ARE THE ONES YOU DON'T ASK.
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#43 UPDATE EX-employee responds

500 Contacts in 3 Hours??? You're not Rainman. it's people like the above stated, that has made NHCD the company that it's become: A fraudulent deceitful scam

AUTHOR: Tammy - (U.S.A.)

HAHAHA~

Anthony, from Stockton, CA said,
"It took me 3 hours to make my 500 contacs and get my deposit back."

HAHAHA~ someone needs a math lesson here.

The script says that it only takes 2 minutes per lead to get through your script, get
the information, and move on to the next call.

Ok, so there are 60 minutes in an hour. With each call the average of
2 minutes, that's 30 calls per hour. On the average, in order to make 500 calls, it's going to take someone at LEAST 16 straight hours of calling.

Even if each call was one minute long, that's still 60 calls within an hour, and over 8 straight hours of calling~
meaning, Anthony has one hell of a bladder and bowel control, and there is absolutely no mathematical, logical way, that a person can make 500 calls within 3 hours.

And trust me, I know because I made over 2000+ calls within a 2 week period, and I was
pushing myself hard just to get through every script reading without whipping myself
down to the floor and convulsing.

Therefore, if ol' Anthony was able to make his 500
call requirement within 3 hours, he either:
1)got a hell of a lot of bogus contacts and moved on to the next one, and he's not only a calling machine, he's a 'SuperCalling' machine,
2)left out a lot from the script, or,
3)he's lying.

I vote on choice #3, and I'd
bet my right arm that he's no longer with the company as of this date.

In conclusion, it's people like the above stated, that has made NHCD the company that
it's become: A fraudulent deceitful scam that thrives upon the above kind of people~

Shame on those who have fallen for it,
and shame on YOU for the attempted degradation of people's intelligence and for trying to defend that company to those
who can now see it for what it's worth~ nothing.
hahaha 500 calls in 3 hours~ hahaha Carry on, NHCD minions.
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#44 UPDATE EX-employee responds

I Am Just Quitting

AUTHOR: Arline - (U.S.A.)

I have just filled a complaint against this company, which was a complaint long coming. I do not agree with any of the former employees who rebutted here. On any legal contract you have three days to cancel, and it happens all the time in recruiting. Within that three day period you have entitled to your money back immediately in full. Apparently the company charged her account after she tried to cancel, is this the way to do business, too much of this goes on in this company. In the end the company doesn't lose it's the poor person who got mixed up with it in the first place. I am glad you are finally getting your money back.
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#45 UPDATE Employee

The mistake was yours

AUTHOR: Anthony - (U.S.A.)

JF I wor for NHCD and no I have not gotten rich but i have made some money and have met some really nice people, some whom i still talk to once in a while.

First you must realize that you signed a contract to provide certain services for the company(I.E. 5 weeks and 500 contacts). As you stated you did not attend your training nor atempt to do so by setting another start time.

As for getting your deposit back you in no way shape or form fullfiled you end of the agreement.

In legal terms this is known as "BREECH OF CONTRACT" therfore nhcd is not obligated to refund your money. What you should have done is what i did which was set up another training sesion and fulfill your contractual obligation they are more than happy to work with you on these matters and if you had so much as an hour a week to work you could have done it.

It took me 3 hours to make my 500 contacs and get my deposit back. Also as to your comment on the ripoof to the customers; you as a lead generator do not know all the information noro do yopu need to as you are not selling but merly refering people and as long as the info on the lead is accurate you do get paid for it.
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#46 Author of original report

Getting My $$ Back!!

AUTHOR: Jo - (U.S.A.)

I may not have attended training, but I did download the scripts so I know exactly what they tell people. And them ripping off customers had nothing to do with my complaint.

Anyway... my credit card company seems to agree with me because they're giving me my money back. So to those of you who got skrewed by this company- file a complaint with your credit card. Not only will the CC company refund your money, but it counts as a "chargeback" on NHCD's merchants account (which if they're chargeback % gets to high they will lose their merchants account). YAY!
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#47 UPDATE EX-employee responds

it is not easy work nor will you get rich.

AUTHOR: Leslie - (U.S.A.)

I am a former leads manager and company trainer for NHCD.

First let me point out that JF states that NHCD rips off the customer, but at no time did JF state how the company Rips off the customer. I would like to hear the basis for that statement since as was stated JF never even attended training.

As far as the refundable deposit goes,JF signed a binding contract agreeing to complete 5 weeks of work and 500 presentations(numbers dialed and answered not leads)which can be completed within one week for those who choose to work. If you signed any other binding contract, say a lease agreement or a car rental agreement, would you expect to get your money back under the same curcumstances?

My advise would be read before you sign.

I worked with NHCD for one year and I will tell you that it is not easy work nor will you get rich. But if you want a part time income from home and you are willing to really work 4 hours a day this is a nice avenue.

If you want a full-time income from home,have an out going personality, can lead a team and are willing to work 8 or 9 hours a day NHCD is also a nice avenue.
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#48 UPDATE EX-employee responds

it is not easy work nor will you get rich.

AUTHOR: Leslie - (U.S.A.)

I am a former leads manager and company trainer for NHCD.

First let me point out that JF states that NHCD rips off the customer, but at no time did JF state how the company Rips off the customer. I would like to hear the basis for that statement since as was stated JF never even attended training.

As far as the refundable deposit goes,JF signed a binding contract agreeing to complete 5 weeks of work and 500 presentations(numbers dialed and answered not leads)which can be completed within one week for those who choose to work. If you signed any other binding contract, say a lease agreement or a car rental agreement, would you expect to get your money back under the same curcumstances?

My advise would be read before you sign.

I worked with NHCD for one year and I will tell you that it is not easy work nor will you get rich. But if you want a part time income from home and you are willing to really work 4 hours a day this is a nice avenue.

If you want a full-time income from home,have an out going personality, can lead a team and are willing to work 8 or 9 hours a day NHCD is also a nice avenue.
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#49 UPDATE EX-employee responds

it is not easy work nor will you get rich.

AUTHOR: Leslie - (U.S.A.)

I am a former leads manager and company trainer for NHCD.

First let me point out that JF states that NHCD rips off the customer, but at no time did JF state how the company Rips off the customer. I would like to hear the basis for that statement since as was stated JF never even attended training.

As far as the refundable deposit goes,JF signed a binding contract agreeing to complete 5 weeks of work and 500 presentations(numbers dialed and answered not leads)which can be completed within one week for those who choose to work. If you signed any other binding contract, say a lease agreement or a car rental agreement, would you expect to get your money back under the same curcumstances?

My advise would be read before you sign.

I worked with NHCD for one year and I will tell you that it is not easy work nor will you get rich. But if you want a part time income from home and you are willing to really work 4 hours a day this is a nice avenue.

If you want a full-time income from home,have an out going personality, can lead a team and are willing to work 8 or 9 hours a day NHCD is also a nice avenue.
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#50 UPDATE EX-employee responds

it is not easy work nor will you get rich.

AUTHOR: Leslie - (U.S.A.)

I am a former leads manager and company trainer for NHCD.

First let me point out that JF states that NHCD rips off the customer, but at no time did JF state how the company Rips off the customer. I would like to hear the basis for that statement since as was stated JF never even attended training.

As far as the refundable deposit goes,JF signed a binding contract agreeing to complete 5 weeks of work and 500 presentations(numbers dialed and answered not leads)which can be completed within one week for those who choose to work. If you signed any other binding contract, say a lease agreement or a car rental agreement, would you expect to get your money back under the same curcumstances?

My advise would be read before you sign.

I worked with NHCD for one year and I will tell you that it is not easy work nor will you get rich. But if you want a part time income from home and you are willing to really work 4 hours a day this is a nice avenue.

If you want a full-time income from home,have an out going personality, can lead a team and are willing to work 8 or 9 hours a day NHCD is also a nice avenue.
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