They raised my insurance rate based on these three reasons:
(1) earliest reported account or loan opened after age 35
(2) 1 credit inquiry in the past 24 months
(3) Most recent reported car loan or lease opened 1 to 4 years ago.

(1) Is a lie and I have got that straightened out and knocked $30.00 off my premium.
(2) My bank did a credit check when I got a loan for a new central heat and air unit for my house. My credit score was over 800 but the insurance company said a credit inquiry is a sign I might file a claim. I have never heard such lies before. I wish I could punch the b***h in the face but she was on the other end of the phone.
(3) I still dont know what this means. Does it mean I dont get a new car often enough and they can raise my rates? The b***h never did explain this to me.
Im supposed to just pay the increase and shut up. Consumers have no recourse and they know it. Anybody know a good motorcycle insurance company?

John
Ripley, Oklahoma
U.S.A.