My son joined karate classes-I explained owner Mike Casamassa and his wife, that he never been in karate and wants to try. I was asked to sign the EFT authorization form to secure the payments. I agreed and signed. The copy of the application was never given to me, when we decided to leave the school, I was told by the owner that accounts has a balance close to $400 and I signed the 12 months contract. I stated that we never discussed any contract, the form I signed was presented solely as EFT authorization form with no any terms and sale price. He showed me the paper with my signature-12 months term and auto renewal of contract were added without my knowledge or permission!!! Since I did not request a copy (never thought it could be used against me) I ended up paying this amount to ASF INTERNATIONAL-fradulent schaming Collection agency (697 reports presently against them at ripoff website) and had a very difficult time to cancel the membership. Please, note-ASF International DO NOT TELL you that your contract will be auto renewed even if you pay the balance. You have to submit the written request to them-better via email, otherwise they say that never got it (review their 697 complaints). I had a very hard time to cancel the auto renewal portion of the Contract (had them to send me the confirmation of cancellation via email) as a proof. The main confusion of the situation is the fact, that people file the Complaints against ASF INT, but they are only the third party schamers, living off a percentage of the Client(S) Their Clients are dishonest karate school owners, who turn the well respectable sports like karate into first rate scam operation to make money by misleading and lying to the parents.