- Report: #584872
Report - Rebuttal - Arbitrate
Complaint Review: Regions Bank
Regions BankBiringham, Alabama United States of America
Regions Bank Another victim of CREATIVE ACCOUNTING to generate NSF fees Biringham, Alabama
*Consumer Comment: No..
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What I'm talking about only effects the poorer clientele, that have their account with minimal money in it most of the time. Recently I had less than $20 in mine. The bank claims they had a HOLD on money going to an online charge, another online charge came in, and they bounced it (But paid) and charged me $35 fee. They then PROCEEDED to bounce (And Pay) the charge they were HOLDING the money for, adding a 2nd OVERDRAFT FEE. If they were HOLDING the money, out of my account, then that charge was already paid, and ONLY ONE BOUNCED, but with some CREATIVE BOOKKEEPING, they managed to charge me 2 OVERDRAFT FEES. My problem is IF THEY HELD THE MONEY, technically it was ALREADY paid and no 2nd over draft. IF THEY WEREN'T holding the money, then NO OVER DRAFT on the first one...
THIS IS BULLSHIT, and maybe someone needs to initiate a CLASS ACTION SUIT. I know I'm only one fee, BUT HOW MANY OF THOSE FEES DOES IT TAKE TO BE RIDICULOUS.. 28,572 of them = $1 MILLION DOLLARS. Think that many a week, a month, 2 months?...
This report was posted on Ripoff Report on 03/24/2010 07:43 AM and is a permanent record located here: http://www.ripoffreport.com/r/Regions-Bank/Biringham-Alabama-55555/Regions-Bank-Another-victim-of-CREATIVE-ACCOUNTING-to-generate-NSF-fees-Biringham-Alabam-584872. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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