TCF Bank Monthly maintaince fee $9.95 is a rip off Internet

That will teach TCF! And because that solution is so reasonably thought out, it would be a better world if everyone would only exercise that same recourse. Obviously, rcroadrider, you'll diligently accept the same reproach directed at yourself from other's when they feel inconvenienced, real or perceived.

Have you ever thought of running for president, rcroadrider? We'd be well under way to total utopia. Oh wait...that endeavor is already claimed.

55+, and he actually admits this mindset. 

I had a year and a half of fees taken out. 995 a month. I never looked at the account as it was for emergency use only when I winter down in Arizona. I had online banking and did not recieve any email. I also discovered that there was no email address on file in the online banking profile .  How that happened I have no idea. I have changed to total free checking and paper statements. I had 55+ free checking when I opened the account, which had no service charges at the time. I will let Tcf send me paper statements till I die, with minimal money in the account. In the end they will end up losing way more, just on postage ,not counting paper and labor. 

 where is the notice which says team rebutt will and must rebutt every report????? I can't see where the OP asked for advice, and no that does not give team rebutt the right to rebutt.

banks have a provision allowing them to change account terms.  Customers are notified with a mailing insert or e-mail is electronic account.

That little folded insert with your bill a few months ago would have advised you of this.
Your continued use of the account was your agreement to the new terms.

ALL banks have this proviso, otherwise they could make no changes even when "needed."

I do wonder why it took you 6 months to disccover this charge...you really should have noticed this if you carefully reconciled your account each month.

This is NOT a ripoff.

No, I DON'T work for them OR the banking industry.