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Report: #413164

Complaint Review: U. S. Fidelis - Wentzville Missouri

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  • Reported By: St. Louis Missouri
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  • U. S. Fidelis 100 Mall Parkway Wentzville, Missouri U.S.A.

U. S. Fidelis READ YOUR WARRANTIES Wentzville Missouri

*UPDATE EX-employee responds: Sold over phone taking a stranger's word

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When you buy a warranty READ it! I tells you all the information you need to know. What is covered. Waiting periods are in big bold print on the first page. Most people try to buy warranties and insurance after it is too late and try to get over on the insurance companies. That is why all of our insurance rates are so high.

People get the warranties and never READ them. When is the last time you read your homeowner or car insurance policy. Insurance is to protect you but it you don't read it. You are just waiting for trouble.

OPEN THE WARRANTY UP AND READ IT! IT IS THAT SIMPLE!! It is all in writing in black and white. If you don't like it you don't have to keep it. But for god sakes you are big people now. Read it.

If I was selling a car for $5000.00 would you want to know the details.

Buying warranties NOW is the only protection we poor people have. I can't afford a new car just so I can have a warranty. That new car warranty will cost of at least $20,000 if not more.

If you read the warranty you will know what is coverage. I had an insurance company try to rip me off and I read my policy after several months of think there was nothing I could do. Boy was I wrong.

You are only a Victim if you let yourself be one. But the correct warranty and you will be fine.

Victim A person who is tricked, swindled, or taken advantage. Take advantage of all the great warranties out there. Just pick the right one and READ IT!!

Wake up and read your warranty
St. Louis, Missouri
U.S.A.

This report was posted on Ripoff Report on 01/17/2009 03:15 AM and is a permanent record located here: https://www.ripoffreport.com/reports/u-s-fidelis/wentzville-missouri-63385/u-s-fidelis-read-your-warranties-wentzville-missouri-413164. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 UPDATE EX-employee responds

Sold over phone taking a stranger's word

AUTHOR: Former Employee - (U.S.A.)

POSTED: Thursday, January 22, 2009

People read this first.......

US Fidelis sells you auto warranties over the phone. You don't see a contract until you get it in the mail after you make a down payment. Then if you try to cancel it, they will send you to a department that will harass you into keeping it and then offer you a great savings.

Before you do business with US FIDELIS, I BEG YOU TO READ THISI USED TO WORK THERE! I could go into so much more about this company but I am praying that you will read this entire post and it will be enough information to trust that I am doing this in hopes of saving people from being scammed.

**** US FIDELIS is now advertising
their CAR WARRANTIES on
TELEVISION COMMERCIALS****


Please notice that I have backed up this content with
web sites from government websites and organizations that protect consumers. I also have links from media sources.

PEOPLE DO YOUR HOMEWORK!!!! DO A SEARCH AT THE BETTER BUSINESS BUREAU for DEALER SERVICESTHEY ARE NOW US FIDELIS and they HAVE A GRADE OF ** F ** A+ is the highest, F is the lowest; just like an academic report card.

Don't believe me? Go to the Better Business Bureau's website and do a search. If you need to narrow down your search, go to the St. Louis area of the BBB site. Wentzville is on the outskirts of the St. Louis Metro area. They are at 100 Mall Parkway and also 200 Mall Parkway in WENTZVILLE, MO.
http://stlouis.bbb.org/WWWRoot/Report.aspx?site=142&bbb=0734&firm=310016763

The BBB has received numerous complaints regarding this extended vehicle service contract broker. Complainants primarily allege difficulty cancelling policies and obtaining refunds, misleading advertisements, misleading, high pressure or improper sales tactics, poor customer service, failure to pay for vehicle repairs, difficulty contacting the company, misrepresentation of coverage, harassing phone calls and failure to remove names from mailing lists. These complaint patterns are reflected in the complaint statistics below.

Scroll down to Business Contact and Profile and you will see all the names this company uses. http://stlouis.app.bbb.org/report/310016763?noskin&fax=Y


I was shocked when I found out that US Fidelis will be sponsoring Rusty Wallace racing for 35 NASCAR races. Steve Wallace, Rusty's son will be driving the US Fidelis car. I cannot imagine why his business Rusty Wallace Racingwould do business with US Fidelis when they are under investigation by several state Attorney General's; most notably the one in their own stateMissouri. See the link below.

Rusty--- go to the Missouri Attorney General Website and to the Better Business Bureau of the St. Louis Area and look who you are dealing with!

http://www.consumer.ago.mo.gov/Know_MO/

You will see that they are also US FIDELIS and NAWS and NATIONAL AUTO WARRANTY SERVICES; and THE ATKINSON GROUP OF COMPANIES. The company changed its name to US FIDELIS because Of bad publicity. They have been investigated and fined by the MISSOURI ATTORNEY GENERAL'S office as well as ARIZONA'S and no doubt several others.

http://ago.mo.gov/newsreleases/2008/030608.htm
The name of the company at that time..National Auto Warranty Services of Wentzville, MO

Postcards sent out from Dealer Services/NAWS/US Fidelis can be seen in the links below.They had a special group of employees that worked calls that came in as a result of these cards. 90% of the people who called were under the impression that these cards were from their car manufacturer. I know; as I worked in this group for about 3 months.

Channel 13 News in Jefferson City, MO:
http://www.connectmidmissouri.com/news/news_story.aspx?id=87338

Florida Attorney General investigatingHere is a report on Channel 6 in
Miami, FL
http://www.nbc6.net/ciu/18211518/detail.html

Reports from MSNBC---the first link has been aired on MSNBC during the last few weeks of December 2008:
http://www.nbcconnecticut.com/traffic_autos/autos/Bogus_Car_Warranty_Offers_Invading_Mailboxes_All__National_.html

http://www.msnbc.msn.com/id/23147777/

ALL OF THE ABOVE ARE reports on the company who has changed their name to US FIDELISNotice the cards are all the same.

Here is a document on the Missouri Secretary of State's website to prove that
this company is in fact owned by the Atkinson brother's:
http://www.sos.mo.gov/imaging/18755163.pdf
Notice the 100 Mall Parkway address; sometimes the address will be 200 Mall
Parkway; depending on the correspondence and if they are using National
Auto Warranty Services or US Fidelis.

Here is something else..the building that NAWS/DEALER SERVICES/US FIDELIS is in the owners also opened an alcohol free nightclub called EXODUS. Funded no doubt by the money they have made using unethical and possibly illegal business practices.

Darain and Cory Atkinson own US Fidelis in Wentzville, Missouri. Out of the blessings from their business, it was their desire to do something significant that would honor God and be purposeful to the community. From this desire, the EXODUS concept was formed. http://exodusstl.com/documents/staff.html

This statement almost sickens me. I have seen first-hand the unethical business tactics used to make the owners money. It would be better fitting to say the
Business practices are sleazy and underhanded. They target the elderly and undereducated people and use strong arm business tactics. How can they
keep a clear conscience? Moreover, sales people acquire banking and credit card information by creating a sense of urgency.Buy it now or you won't get this great offer again. This is the standard sales tactic. The sales people avoid
informing the potential customers of the fine print in the warranty such as ridiculously long waiting transition periods before the warranty can actually be used. Because the sales people work for commission only, they will avoid They will process the banking or credit card information before a customer gives the ok to continue so that they (the salesperson) will have the deal. This is very common towards the end of the month when the salesperson needs to reach a level for a bonus or to make more commission (they are paid per deal).

The Atkinson brothers also provide space for their church in the building. It is
non-denominational and is called The Element'. Ironically, the majority of the
US Fidelis management attends THE ELEMENT church. This church is very much like a cult, focusing on money and success. Watch the QUICK TIME presentation at the website below. There is a married couple on this video in which the husband is an assistant manager and the wife is
a manager at the newly named US Fidelis. They are the bi-racial couple (and please note that I am only stating that they are bi-racial to point out who they are.I am not being prejudiced.

.http://www.elementchurch.com/elementchurch/Element_Church_%7C_Welcome.html

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