• Report: #918895

Complaint Review: Amerisave

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  • Submitted: Sat, July 28, 2012
  • Updated: Thu, August 02, 2012

  • Reported By: XU666 — Collierville Tennessee United States of America
Amerisave
Atlanta, Georgia United States of America

Amerisave screwed up the short sale that we had waited over 6 months Atlanta, Georgia

*Consumer Comment: Amerisave Customer Service

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Our experience with Amerisave is a disaster.  Here Im warning anyone who is trying to buy a foreclosed or short sale property, stay AWAY from Amerisave.

 We have waited for 6 months for a short sale deal, Amerisave lured my husband with good interest rate, discounted closing cost, etc, by that time I just feel there is no free meal in this world, their offer is sound to be too good, but my husband insisted to do business with them, he believed its our excellent credit score earned us that good deal.  The short sale is sold as is which is typical to most short sales, we can put 20% down payment, also we paid off our current residence, the appraisal price is about $27K higher than the purchase price, everything looks good, the only issue is its a short sale, if I cant close the sale in 30 days, the bank will foreclose this property, that will be another 6-8 months process.

Amerisave kept telling us everything looks good, the loan is preapproved, we provided all documents they requested, even answered questions related to my tax return like why I claimed certain deduction in one year and didnt claim similar deduction in another year,  they wont able to find anything wrong with us, then two days before the deadline of the short sale, they asked for our inspection report, we provided the report to them, its a short sale property, condition isnt as good as a normal sale, but the appraisal price already included those negative adjustment, its well below the average recent sale price, however, one day before the dead line, Amerisave asked us to have the seller make all major repairs listed on the inspectors report, which we know there is no way for the seller to do it, its sold as is condition, and its written in the contract, Amerisave know that, Id rather they reject our loan from the beginning, that way we wont waste our time and money (appraisal, inspection, etc).  now the 6 months waiting period is wasted due to our own mistake to choose Amerisave.

This report was posted on Ripoff Report on 07/28/2012 01:00 PM and is a permanent record located here: http://www.ripoffreport.com/r/Amerisave/Atlanta-Georgia-/Amerisave-screwed-up-the-short-sale-that-we-had-waited-over-6-months-Atlanta-Georgia-918895. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

Amerisave Customer Service

AUTHOR: Amerisave Customer Service - (United States of America)

Please contact Amerisave Customer Service at 8669707283 to discuss your experience. I look forward to speaking with you. Thank you!



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