READ THIS - I have usefull information regarding; Student loans, BCTI's prior class action lawsuit, and the Department of Education.
Like a lot of you, my wife and I too had made the mistake of talking to BCTI. It was simple: Fill out these forms, pick a time to go to school, and you would be well on your way. Well for me - after I signed up for school at BCTI I was involved in a major car accident and had to spend some time in the hospital learning how to walk again. Consequently, I withdrew from the school & my girlfriend (now wife) did the same.
The outcome of all of this: My wife and I currently owe over $22,000.00 dollars to the Department of Education and are currently in default on our student loans. Apparently when we withdrew from BCTI, BCTI did not submit our "formal withdraw" nor did they refund our student loan money back to the Department of Education.
I have personnaly been trying to clear up this matter with the DOE (Department of Education) for many years now. I contacted my state's office of Student Records in order to obtain my wife and I's attendence records, to show that the school should have never kept the tuition it was given on our behalf - I then received correspondence back stating: "Due to BCTI not keeping accurate records, we can neither confirm nor deny that these individuals ever attended schooling at this institution." I have also spoken to the DOE extensively in regards to the previous class action lawsuit that was filed against BCTI for fraudulent behavior and the fact that no one has any confirmation of my wife or I ever attending BCTI - it fell on deaf ears. Still trying to get somewhere with this mess, I then submitted confirmation to the DOE with documentation, to wit: my "Attendence Letter" from my states Student Records Department, records of the dates that I was in the hospital & what injuries I sustained - proving that I could and did not attend the school, as well as, my girlfriend/ wife had withdrawn in order to become my caregiver because of the extent of my injuries, BCTI's attendence outlines and guidlines for early withdrawl - stating that they would provide tuition refunds for certain hardships, and a letter with definitive dates and times - providing an outline as to why BCTI should be heald accountable for the money owed to the DOE and not my wife and I cause we were not there. Again, it fell on deaf ears! I received a letter stating that we still owe the money, and how did I want to pay.
BCTI CLASS ACTION: For those of you that don't know this, BCTI has already lost a class action lawsuit involving some of it's former students. Each student had their student loans erased and received a check for $8600.00 for their troubles. Anyone that tells you any diffent is lying - I personally know someone that was involved in this suit and that was what they received (I actually saw the check with my own eyes). Unfortunately, I found out when it was too late to get involved.
I have tried to get in touch with the original Attorney's firm that filed the prior class action, left messages, sent emails, etc... Nothing, no call back, not even an email stating "we can't get involved again."
HERE'S THE DEAL: I am wanting/ going to start this mess up all over again. My feelings are simple - I am tired of seeing this defaulted student loan attached to my family name and I am tired of the phone calls from the collection company. If any of you are wanting to do the same, reply to this post - make contact. I am going to seek out a good attorney that wants to help those of us that couldn't get involved the first time. Stop waiting for this to go away - it won't.......