Brendan,

We gave you a file with Excellent FICO score. You confirmed it***

We can assist you but, you only paid for file creation and not funding.

We looked at your credit and it someone sinking in debt. We tried helping get back on your feet but, you did the most evil.

First, Noone is NIGERIAN in our office - you must be delusional.

Two, We will red flag your file and add collection activities. This is a legitimate debt to signed and agreed to. We have your signature.

You want to prove you know what you are doing, how about we teach you a lesson. When signing a contract, read the fine prints.

Thanks,
Alexander

As as I mentioned before you did not perform. I was denied by 3 institutions before finally 

getting approved for a small discover card....Which I applied for myself, not you. You did not get me approved for

anything. The file you supposedly built out was garbage and NOTHING EVER POSTED TO

TRANSUNION. People stay away from good credit union...This man is either Nigerian or African

which should have raised red flags but I trusted them. BIG MISTAKE. I will be disputing

anything you attempt to post on my file....which is against the law so watch your mouth. I'm done

this is my last rebuttal. For anyone who would like to see this file he built out please 

contact me. Thak you

Brendan,

The next step will be to forward this to a collection agency and get it reported to your actual SSN. You forgot the disclosure agreement on the document you signed. Also, we have proves of the credit cards you got with te SCN. Our last communication with you was that everything was OK until you initiated a charge back. Why did you change your number? It's not about you defrauding us, it's a lesson we want you to learn. Such an action deprived others the priviledge of paying us with Credit or Debit card. What you need to focus on is how to clean up your mess because, this will follow you everywhere.

First of all, I cant believe im just now seeing this July 29th. Firstly, the address on their site is not a real address. I decided to visit, since of course I live right here in New York City. I was prepared to pay their fee of 1450 to build out a CPN with several primary/au's lines, however I just wanted to meet up with them first just to cool my own suspicions. When I called to try and set it up he relayed to me that this was not their address, in fact that it wasnt a real address at all....STILL I made the choice of working with them...it was a good deal.

2 months later I am given the worst file I have ever seen in the history of finance. None of bureaus had the same address, nothing WHATSOEVER posted to Transuion...to this day actually...There were no primary accounts whatsover...I could go on and on. 

Also, someone was using the CPN besides me...random inquires kept showing up on it ...I just stopped using it and moved on. Sad to see these guys havent. As you can see, they are hurting for 1450...They should perform and clients would not be pushed to do chargebacks. Simple as that. 

I have proof of the file if anyone wants to see it.