Hartford Auto Club, Mega Minutes saver ripoff made unauthorized debits out of my checking won't talk to me on the phone North Miami Florida

out of the blue i bounced a check so i called my bank and found out that mega minutes had made a debit from my account. i had it reversed but now today i get a letter from hartford auto saying they did an investigation and i did agree to it. they are nuts. i have a cell phone for free long distance i don't need them. they also tell me i am now a member of the hartford auto club so i guess now i will be getting a $99 debit that i didn't authorize and i will have to deal with getting that reversed. who are these people and how can they take it upon themselves to withdrawl money from my account? they need to be stopped now.

tim
winchester, Virginia