Today, I contacted the Michigan State Attorney Generals Office on advice of our attorney with power of attorney to file the complaint.
Feb 2007 we got fell behind in payments, we were placed on a repayment plan from 2/07 to 11/07. Charging us attorney fees, reinstatement fees and on and on. Every payment was called in immediately with Bank Tracking numbers, with funds immediately released to Melon Bank as directed. And every single time we did the INDIA agent would repeatedly chastise us.... you are on a repayment plan we can seize your house..... you did this and you did that. ( WE ARE NOT CHILDREN )
Nov. 19th, 2007 letter sent from Option One stating that 2 payments were missed. We contacted the attorney who then faxed power of attorney ( twice ) only to have been told they will not release any history and refusing to give Resolution Department phone number!!! We had to provide all information and phone numbers to attorney.
Nov 27th, 2007 Attorney contacts Option One again, they again refuse to release info, but to continue to call us everyday demanding money or seizing property ( Agent from INDIA demands $6,000.00 we tell them we have fulfilled payment arrangements. Agent then tries to negotiate " well can you send us $4,000.00 again we reiterate we have completed the payment arrangments. Agent again requests " well can you send us $3,000.00 immediately. We tell agent INDIA we have retained legal council here is his name and number. INDIA agent questions why we contacted an attorney
that we should just call these numbers to discuss our situation ( the phone numbers which they would not release to our attorney )
Please contact us for any "Class Action Suit" against this CORRUPT COMPANY
We have friends which were also with OPTION ONE and did all of these things to them, they threatened to contact the local news channel, All of a sudden their so called problem was an error they were sorry.
FYI .... OPTION ONE MORTGAGE IS OWNED BY H & R BLOCK and they were sued for fradulent tax returns