• Report: #797290

Complaint Review: people helping people

  • Submitted: Fri, November 11, 2011
  • Updated: Sun, March 10, 2013

  • Reported By: barry w — California United States of America
people helping people
Internet United States of America

People Helping People (PHP) REVIEW: PHP pledges to resolve complaints & address any inquires from the past, present & in the future. PHP is recognized by Ripoff Report as a business opportunity will worth considering. PHP takes appropriate action against representatives conducting themselves improperly.
*UPDATE: PHP pledges their commitment to Ripoff Report Corporate Advocacy, Business Remediation and Customer Satisfaction Program. A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business. PHP recognized by Ripoff Report Verified

*Consumer Comment: I've said it before, and I'll say it again.

*Author of original report: people helping people scam

*General Comment: People Helping People Scam! Do your own research.

*Consumer Comment: People Helping People is a SCAM!

*REBUTTAL Owner of company: People Helping People is a Very Credible

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SPECIAL UPDATE: March 3 2013: PHP-People Helping People remains committed to increased customer satisfaction and has improved their business practices over the years to better serve their customers. PHP-People Helping People is truly dedicated to making sure their customers are satisfied and that any complaints which do arise are addressed promptly and fairly.

To date, PHP-People Helping People has made good faith efforts to resolve all complaints reported on Rip-off Report. Based on our experience, the member business has proven to be among the top members of the Rip-off Report Corporate Advocacy Business Remediation and Customer Satisfaction Program as a Verified Safe Business.

Over time and since becoming a member, PHP-People Helping People has remained actively engaged and improving the way they address customer service complaints. As an active and current member of the Rip-off Report Corporate Advocacy Business Remediation and Customer Satisfaction Program we are happy to report that now more than ever PHP-People Helping People remains committed to improving customer satisfaction.

Remember, no company or individual can ever satisfy 100% of the people 100% of the time. There are no products or services that will always be perfect for everyone and even the best companies will receive complaints from time to time. However, by participating in the Corporate Advocacy Program, the member business has made a commitment to working with its customers to resolve complaints quickly and fairly whenever possible.

Please keep in mind that as a consumer you have some responsibilities as well. Success has many definitions that based on your past experiences, current situation and your perceived expectations. Success with any product or service is always based on the proper application and understanding. The fastest car will not run if you never turn the engine on. Look at how you used the product or service that was provided in relation with the instructions that you received. The Corporate Advocacy Business Remediation and Customer Satisfaction Program will help you get your voice heard but please be prepared with documentation and fair representation of your concern, also have an idea of how the company can fix your concern. Can they offer additional services, extend warranties, offer a fair refund or just get you talking with someone that can help. ..let them know and let us know!

*Any consumer not receiving satisfaction from a member of the Corporate Advocacy Program should email us at editor@ripoffreport.com
 PHP-People Helping People is Rip-off Report Verified

Ripoff Report Verified .. part of Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program.A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business..

Rip-off Report REVIEW:

Editors UPDATE: Positive rating and recognition has been given to People Helping People; PHP Agency for its commitment to excellence in customer service.

Ripoff Reports discussions with PHP have uncovered an ongoing commitment by the company to total client and associate satisfaction. This means that clients and associates can expect that the company will work towards finding a mutually satisfactory resolution to any complaints or concerns. PHP listens carefully to complaints and sees them as an opportunity to learn from past mistakes and become more efficient as a company in the services offered and the support for those services.

PHP is committed to mutually beneficial relationships with all of their clients and business trainees past, present and those in the future. PHP has joined the Corporate Advocacy Program because they are committed to resolve any and all client and associate issues. PHP's founder and CEO, Patrick Bet-David stated, We take it very seriously to serve the client properly 100% of the time and consider them a part of the PHP family

After speaking with the management at PHP and emailing anyone who filed a complaint in the past, Ripoff Report is proud to give PHP a positive Rating. Patrick Bet-David, the Founder and CEO of PHP, stated We carefully consider all client complaints as constructive criticism and use them as tools to improve. Our clients and associates are the face of our business and their satisfaction is of the utmost importance. We value them above all else, and look forward to continually improving so that their experiences with PHP remain strong, consistent and positive. We are not perfect and given the number of agents and clients we have, naturally there are complaints about unsuitable agent conduct but we have always and will continue to resolve such complaints and take appropriate action against any agents who are found to have conducted themselves improperly or unethically.

In an effort to minimize complaints about the $150 to get started as a PHP associate, PHP requires that all of their directors and associates reinforce that the $150 is for the initial training only. PHP also offer a 72-hour full-refund period.

Patrick Bet-David told Ripoff Report that the PHP business model to build a business is referral based. This approach to develop referrals and clients through an agents warm market has allowed the company to share information about financial concepts to a very broad group and is the core of their success. Patrick also stated they have strict restrictions on cold calling and marketing tactics to meet all compliance issues. We work hard with our agents to avoid any miscommunication that could result in a complaint.

PHP has pledged that improper or unethical behavior by their associates is severely condoned. There are bound to be instances of unsuitable agent conduct due to the number of agents and clients they have, but appropriate action is and will always be taken to resolve any complaints. Most importantly, PHP recognizes that complaints posted on Rip-off Report (whether true or not) are issues that need to be addressed, not ignored. If handled correctly, complaints can be valuable learning opportunities. With the feedback generated by Rip-off Reports Investigation PHP has made organizational changes allowing its clients and associates a more streamlined approach to problem resolution and a commitment to a positive experience.

In summary, after Ripoff Reports review, which included discussions with Patrick Bet-David and some associates, Ripoff Report is convinced that PHP is committed to quality delivery of services resulting in total client and associate satisfaction.

Read more about why consumers should feel confident when doing business with a member of Ripoff Report's Corporate Advocacy Business Remediation & Customer Satisfaction Program. Yes, its a long name for a program that does a lot for both consumers and businesses alike.

Read about Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program,.. A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business. this program works.


As a matter of policy, when a business becomes a member of the Corporate Advocacy Program they agree to allow Ripoff Report to contact every person who filed a complaint so they can make things right with them. In order to confirm that the former client or associate's complaint was resolved, Ripoff Report emailed the authors of all complaints filed about People Helping People; PHP Agency to ensure all clients and associates that contacted us back were in fact taken care of when they responded.

Be sure to see the several video testimonials about PHP can be viewed online on YouTube.


===================== people helping people php people heping people scam Internet

people helping people is a total scam and a joke. its run by a scary very strange character named patrick betdavid. they are a multi-level mktg finance co. they talk about "making history" and "changing america"....in reality they are your normal mlm financial deal with no credibility.

i was invited to a mtg given by the head cult leader betdavid. (my colleague who invited me has since quit and cancelled his super expensive cash value life insurance policy) he makes a bunch of outlandish statements about history and vision etc. the quality of the people i saw was terrible. mainly very young..very gullable .... all with these cult like stares on their faces. they drink the betdavid kool aid. they asked me for 25 names of my friends we were going to go"help" and "train me" with. what they really do is take these names and try and recruit them and sell them life insurance into the pyramid. it was very obvious most all the people there were stone broke and living off of the future promises made by the cult leader betdavid. they parade a couple paid advertisements as "endorsements" to give this ponzi scheme credibility. several companies have already stopped doing business with php...they are down to only 2 or 3 life insurance companies who even do business with them , way too many people who buy from them..end up cancelling once they find out about the scam and the expensive life insurance they sell. you are always better off buying term insurance...look at dave ramsey for good advice on life insurance.

the whole thing is wrapped in god, country and freedom..so poor these people buy that stuff instead of looking at the details of the business model. literally 99% of the people make zero money. i asked over 30 people there how much they had made...28 had made zero. 1 had made $500 in one year and the other guy left a 80k a yr job and made 14k last yr! lost his home ...very sad

if you have a family member who joined this deal. do an intervention! they are probably young and dont have any experience in business and dont know a scam when they see one.

the most disturbing part of the experience was the total lack of basic financial skill and understanding the PHP associates have. As a college economics professor, i was shocked at the lack of understanding of the licensed people. i asked basic questions about capital gains questions, investments etc and these poor people looked like deers in the headlights. NEVER buy a product from these people ....they are scary.

i have no doubt they will be out of business within 3 years, i have written a report to the california department of insurance. many people there solicit life insurance sales without licenses and openly discuss products without any idea what they are even talking about.

this place is a lawsuit waiting to happen.

so sad..to see so many poor people believing this ridiculous pitch. by every definition of the word it is a SCAM.

This report was posted on Ripoff Report on 11/11/2011 09:19 PM and is a permanent record located here: http://www.ripoffreport.com/r/people-helping-people/internet/People-Helping-People-PHP-REVIEW-PHP-pledges-to-resolve-complaints-address-any-inquir-797290. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

I've said it before, and I'll say it again.

AUTHOR: Steve - (USA)

If you join any kind of MLM, you are going to lose money. If you *stay* in an MLM, you are an idiot. It is mathematically impossible to have an MLM where anybody but the very top percent make money. Again, you WILL lose money on it.

Check out http://www.mlmwatch.org/.

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#2 Author of original report

people helping people scam

AUTHOR: barry w - (United States of America)

let me clean up the misinformation the php "owner" posted above.  PHP does not have 6000 licensed people, they dont have 500 licensed people.  they have duped 6000 good people into wasting their time and money by giving them a hiring fee and then giving them a list of all their friends and family.they are a small agency when it comes to production and licenses with a lot of unkowing young people running around without licenses, pretending to be financial professionals. 

The "founder" and "author and visionary" Patrick Betdavid comes across more like the "Borat" of financial services.  If you have seen the movie Borat , you will see it right away when you see him speak.  Hes a very weird middle eastern guy (iranian) whos always gotta a camera , and hes acting his way through the whole thing.  Hes trying so hard to be a "motivator" , and it comes off almost like theres a hidden camera. Or like an old Amway meeting, where they hold up god  and the flag and "freedom" etc..Except, this Betdavid is hard to watch.   I cant explain it , until you see it.  You would sit around and think, "are any of you people actually believing this guy"  ..i kept wanting to laugh or stand up and find the hidden camera.

dont waste your time , money and most importantly your credibility with your family and friends by going anywhere near this deal.


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#3 General Comment

People Helping People Scam! Do your own research.

AUTHOR: Paul Powers - (United States of America)

Let's stop spreading false information about a great company. If you have an issue, go to the company directly and address you issues.

Anyone that wants to get the truth about People Helping People should do their own research and verify whether these posts have any validity or not.

Below are a few links that can start you on your journey for the truth.




Have a great day!
Paul Powers
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#4 Consumer Comment

People Helping People is a SCAM!

AUTHOR: wasted my time - (United States of America)

I would agree with barry w (above), implicitly, they DO have a pyramid-based MLM structured scam which requires associates to provide a monthly quota of numerous down-line newbies like yourself in order to keep feeding the people above in the pyramid.  Supporting the upper structure of the pyramid is the sole reason you exist and it won't be disclosed to you there is a quota on how many other unfortunate newbies you must bring in until you're fully entrenched financially by initial fees (usually $100-150), members fees, internet maintenance fees, license fees, convention fees, etc.  Oh, and they'll impart this other little tidbit after a time that you must be a policy holder of their insurance in order to be able to help people not to mention they will tack on more & more fees as you get pulled in further and further.  The income/revenue for PHP is significantly based on the new associates.  The fact is in this depressed economy these cockroaches come out of the woodwork even in daylight when there are more vulnerable people searching for jobs and ways to save their family home from foreclosure, etc.

When I went to the initial meeting at PHP it was because it was falsely described by a PHP rep as a "networking" group of business people. The meeting consisted of about 75 people milling about with this loud blaring music that I surmised later to be a mind-numbing tactic that even cults use to keep you from focusing on what is really happening.  Also, most of these people are newly inducted associates and PHP veterans who are supposed to introduce themselves to newbies like myself and tell them how great it is being a member over and over, it had the opposite effect on me and which made me think think they're a bit strange & this could be Scientology or some other cult group!  A bit weird from the very beginning, but I stayed because of curiosity as to what these guys were going to pull next.  This guy came to the podium and he had way too much coffee or something! So much that I thought he was going to instruct us to do jumping-jacks any minute.  After an hour of this speakers' energetic endorsement of PHP and repeated shouting & applause from the lemming audience the "newbies" like myself were herded into smaller rooms and then were lectured by a speaker on how ridiculous it is not to be as smart & rich as he is basically.   Lastly they sent me into an individual room with an up-line associate who tells how lucky I am to be allowed into PHP and for me to give him $100 for my initial membership then sign on the last page of an agreement and doesn't give you all of it to read.  He was visibly perturbed by my questions as to other costs, commission percentages, lead lists and where is the rest of the agreement dude???  Finally he leaves the room & reluctantly gives me the remainder of the agreement and again asks that I sign it right then and there & give him the required payment! I tell him I'll look it over and wish to leave.  He asks me if he can call me tomorrow for coffee.  I say ok and he repeatedly calls me the next morning.  When I meet him for coffee he coincidentally meets another member of PHP (what a serendipity!) who also tells me what an enormous honor it is to be part of PHP...wow! After he gives me the costs  and some more bs I ask him if there are any other fees and he assures me that the initial $100 plus membership fees, license fee and convention pkg cost are everything.  I give him my ccard info, sign the agreement and 1099.  Yes...embarrassed to admit I too was ALMOST duped and feel silly for it but then AFTER ALL THAT, he tells me I am also required to carry one of PHP's insurance policies in order to begin at which point I demand the ccard info, agreement & 1099 BACK!! PLEASE Don't be scammed, they'll tell you whatever it takes to convince you to give them your money!  Be very careful of people like Charles Cieslar of Symar above who identifies himself as a company owner! This warning is so you won't waste your time like I did with this MLM (Multi-Level-Marketing) Pyramid SCAM!
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#5 REBUTTAL Owner of company

People Helping People is a Very Credible

AUTHOR: Charles Cieslar - (United States of America)

People Helping People is company that stands helping America get to a better place financially. If you open your eyes and look around at our economy people are suffering financially from the top of our government to the individual families. At PHP we believe in bringing back the free enterprise system and basic responsibilities to America, these are some of the principles that once made our nation great.

As for credibility People Helping People has been featured on Forbes, CNBC, Wall Street Journal, and Fox News as one of the fastest growing financial services companies in America today. Starting from an original 75 individuals to now having over 6,000 agents in over 33 states. Successful men such as Dudley Rutherford, Steve Wozniak (The Co Founder of Apple), and Glenn Beck support and sponsor our company, free of charge. They believe People Helping People is positioned to help the millions of American Families who have lacked a basic understanding of financial education for far too long.
Here at People Helping People we take pride in what we do for families. You say we offer expensive cash value policies and we are only down to 2 or 3 companies working with us. I'm proud to say you are wrongfully informed, we do what's best for the family 100% of the time. Based on your current circumstances we show families the pros and cons of different types of programs to find out what would be most suitable for the family. We represent certain companies like American General, Lincoln Financial, Mutual of Omaha, Fidelity and Guarantee Life, and many more. Some of these companies have an A plus rating and have been around for over 100 years.

I have personally been in the industry for several years and I can tell you that People Helping People is a company that will make history for the services we provide. We work with world class people with high integrity and we absolutely value our clients, our faith, our family, and our business. If you are someone who wants to know more about the truth of People Helping People I would be happy to explain to you in further detail about the real opportunity to make a difference in other families lives at the same time focusing on helping your family get to a better place. Take Care and God Bless everybody!
(P.S. I hope you would do your research on a more  credible site from well established people or companies, not from someone who is ill informed and very one sided.)
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