I was contacted by this company approximately around 3/10/13. I responded to their mailing on
3/15/13. I was told that I would receive a return call. On 3/21/13, I received a call from Michael Bouas who explained that Remedy Center was affiliated with my mortgage company and that they had prompted them to contact me to help in offering to lower my mortgage payments, interest rate and possibly even the principal balance. He requested that I submit paper work to him via email such as my bank statements, utility bill, hand written hardship letter, and paystubs. I submitted the paperwork. Yesterday, 4/13/13, I was contacted by his supervisor Mike Nejad after I emailed Michael Bouas and asked him to get rid of my file, that I was no longer interested (I did this after several failed telephone appointments in which Bouas would say he was going to call me and never did). Nejad proceeded to persuade me to go with the program, asked me to stop paying my mortgage, and to send them $3995 in 3 payments in order to help reduce my mortgage from $1457 to $862. He is very persuasive and has an answer for every possible question that I posed. I asked how will the money be applied and he said that it is deposited into the principal lawyer's trust account: Pamela Stacey Gressier. He prompted me to visit the California Bar Association's website to confirm that her license was active.
When I noticed that remedy group and remedy center were no where listed on her profile, he explained that she is affiliated with many firms and remedy center is just one. Nejad stated he would send FEDEX to me on Monday 4/15 to pick up 3 post dated checks, one dated 4/18 $1500, 5/15 $1500 and 6/12 $995. He emailed me some legal documents to electronically sign. I completed this process. He insisted that I not speak with my lender during the process, and not try to contact the lawyer directly. He stated that if I wanted to speak with the lawyer directly, he would schedule a telephone conference. I did not mail them any money after
conducting research and determining that this company is a fraud. The company has yet to tell me their exact address. They are to contact me tomorrow 4/15/13 to provide this and a FEDEX label for me to use to send them the 3 post dated checks. He promised to modify my mortgage payments from $1457 to about $860, reduce my interest rate from between 2% and 4% and even negotiate to lower my principal balance. These people are using remedygroup.org and remedycenter.org as their storefront on the internet. They are targeting innocent people such as my self who are struggling to keep their homes. What made me suspicious is that they said their company name is the remedy center but their documents say the remedy group. The email that they used to send me the documents is: email@example.com Nejad told me not to pay my mortgage, despite the fact that I am not behind on any payments, he encouraged me not to pay them or contact the mortgage company in anyway during the process. As we spent 2 hours on the phone, he said he was moving on to the next customer and was late for the next appointment so I know they are scamming many each and every single day!! They are duping and defrauding innocent people who are struggling to keep their homes. These people need to be stopped.
I filed complaints with the FBI, FTC, Consumer Financial Protection Bureau, California Attorney General and BBB. I am still looking for other place to file complaints and my goal now is to ensure that I let as many consumers know of this fraud scheme. Luckily, I did not send them any money but imagine those that have!!