Specialty Risk, Specialty Risk Services, SRS, S.R.S Specialty Risk Service, Do NOT get hurt if this company is your WC carrier. Hunt Valley Maryland

Dear Joseph,
I was in an auto accident in Jan 2004. My vehicle hit a patch of ice, smashed into a guard rail. This caused the  pickup to spin around, flipping and landing on the roof. I sustained, dislocated hip, a broken pelvis in three places, five crushed disks, nerve and muscle damage, and a shattered left knee. I am fully disabled and Specialty Risk, said, they would pay me 2 weeks wages, until they find me a job. They have denied, pain medications, a tens unit and visits to a spine specialist. The worst, they stopped my benefits checks, over the years. Approx 3 times a year, for over 6 weeks at a time. What Specialty Risk used to do is, send 4-5 checks in one envelope, 6 weeks later. The worst was, I was never paid, from the beginning of Nov, until Dec 27th. Leaving us with no money over Christmas. This has s****.>

I had a work injury due to employers neg. over 1 year ago. Surgery was earlier this year. The week prior to the surgery I was told what really needed to be done but SRS would only allow him to do a small part of the surgery. The Dr. told me I would "most likely need another surgery but he could not do everything now because SRS would not allow it(pay for it)". It took 8 mons. to get Physical Therapy. The pain increased 100% after the surgery. After 11 months I can barley move around sometimes. I walk with a cain. The current Doctor which SRS sent me to has requested on several occasions to do surgery. An IME doc said the same thing in his reports. I even went as far as to get a third opinion and that doc said the same thing. SRS refuses to allow surgery or any meds I have been prescribed for pain and daily needs. SRS sent me to their doc which did not specialize in my medical condition. He spent less than 15 min. with me and never once addressed the problem. I asked him 5 times why he wasn't checking my problem. He told me he was done and I could leave his office. But he did manage to let me know directly that he doesn't need to practice anymore, he only works for attorneys and insurance companies. Since he said I was less than 15% disabled I could go back to work. This is what SRS is going by. They don't care what anyone said except the doc they paid who doesn't even specialize in my condition. When you break your leg you don't go to a dentist to get it fixed. Get the point?

Meanwhile I am laid up at home in a tremendous amount of pain, taking pain medication until it runs out and I can't afford to buy it on my own and I am unable to work. Heck at this point it's a struggle to keep our home, take care of my 3 children and just pay the basics. This Christmas was the worse I had in my entire life. I felt so bad for my family because I could not play with my kids and their toys. It was a very small Chrismas this year. We have used our entire savings over the past 15 months. Does anyone have any suggestions? I am very dissappointed in my attorney as well.

My Mother was injured at Pactiv Co. in Temple Texas in Dec. of 2005.
They have SRS as their Workers Comp insurance company also and we have been going through the motions of denial for years.
We have been sent to "doctors" in the "network" and "lawyers" that worked for the "doctors" in the "network" and nothing has been done.
The crush injury that occured in 2005 led to chronic pain syndrome that she lives with every day. She is always in pain and swollen. She can't gain employment because of this injury - and I am sick of it all.
Is there anything that you can suggest?
You may contact me via email at (((ROR REDACTED)))
Thank you,
Kerri L. Mayer

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