REVIEW UPDATE: April 4 2018: Universal Coin & Buillon remains committed to increased customer satisfaction and has improved their business practices over the years to better serve their customers. Universal Coin & Buillon is truly dedicated to making sure their customers are satisfied and that any complaints which do arise are addressed promptly and fairly.

To date, Universal Coin & Buillon has made good faith efforts to resolve all complaints reported on Ripoff Report. Based on our experience, the member business has proven to be among the top members of the Ripoff Report Corporate Advocacy Business Remediation and Customer Satisfaction Program as a Verified Safe Business™.

Over time and since becoming a member, Universal Coin & Buillon has remained actively engaged and improving the way they address customer service complaints. As an active and current member of the Ripoff Report Corporate Advocacy Business Remediation and Customer Satisfaction Program we are happy to report that now more than ever Universal Coin & Buillon remains committed to improving customer satisfaction.

Remember, no company or individual can ever satisfy 100% of the people 100% of the time. There are no products or services that will always be perfect for everyone and even the best companies will receive complaints from time to time. However, by participating in the Corporate Advocacy Program, the member business has made a commitment to working with its customers to resolve complaints quickly and fairly whenever possible.

Please keep in mind that as a consumer you have some responsibilities as well. Success has many definitions that based on your past experiences, current situation and your perceived expectations. Success with any product or service is always based on the proper application and understanding. The fastest car will not run if you never turn the engine on. Look at how you used the product or service that was provided in relation with the instructions that you received. The Corporate Advocacy Business Remediation and Customer Satisfaction Program will help you get your voice heard but please be prepared with documentation and fair representation of your concern, also have an idea of how the company can fix your concern. Can they offer additional services, extend warranties, offer a fair refund or just get you talking with someone that can help. ..let them know and let us know!

*Any consumer not receiving satisfaction from a member of the Corporate Advocacy Program should email us at editor@ripoffreport.com.

Ripoff Report Verified™ REVIEW:

EDitor’s UPDATE: Positive rating and recognition has been given to Universal Coin & Bullion for its commitment to excellence in customer service.

Ripoff Report’s discussions with Universal Coin & Bullion have uncovered an ongoing commitment by the company to client satisfaction. This means that clients can expect that the company will work towards finding a mutually satisfactory resolution to any complaints or concerns. Universal Coin & Bullion listens carefully to client concerns and sees them as an opportunity to learn from past mistakes and become more efficient as a company in the services offered and the support for those services.

Universal Coin & Bullion’s President, Mike Fuljenz, has informed us that Universal Coin & Bullion is fully committed to customers the highest quality of customer service both during the transaction and after the transaction.

Universal Coin & Bullion is constantly seeking to improve in all facets of our business with a focus on satisfying the needs of their customers.

The information provided in this report below is based on comments made by Michael Fuljenz during an on-site inspection held by a third party verification company with no biases toward the Universal Coin and Bullion.


Ripoff Report Verified™ .. part of Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program.A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business..

The Universal Coin and Bullion buys and sells bullion and rare coins to collectors, investors and other businesses. It also provides leading edge acquisition strategies for gold and rare coin markets. It also provides award-winning numismatic materials, and comprehensive coin consultation services. Universal Coin and Bullion has been a national gold and silver dealer since 1994. Universal Coin and Bullion delivers the precious bullion and coins to customers via couriers such as USPS express and priority mail. Additionally, The Universal Coin and Bullion provides customers with 100% satisfaction guarantee.

According to Michael Fuljenz, the president of the company, all leads are generated through advertisements. Mr. Fuljenz stated “We advertise our business service in leading numismatic, other professional publications, and occasionally media television, blitz type of advertisement.” Universal Coin and Bullion does not participate in “cold calling” of any kind. Potential clients will indicate interest by calling the company to inquire about or products and services. After there is client interest in Universal Coin and Bullions products/services, by calling the company, Universal Coin and Bullion’s staff will explain the company’s products and services and answer any and all questions that the person may have.

Typically after a potential client calls the sales office to inquire about products and services the staff will help the customer make decisions. The goal is to help the customer decide about the products and services that might fit their individual circumstances and needs. According to Mr.Fuljenz, “Trust and being comfortable with every detail of any transaction is our ultimate goal.” Universal Coin and Bullion is focused on providing the highest quality customer service after the transaction as well. Customers can turn to their account representative or managers for continued information and guidance related to their coin purchases.



Universal Coin & Bullion Customer Care & Complaint Resolution

Occasionally, the client will not be satisfied with a particular coin that was purchased. In that case, Universal Coin and Bullion heard the complaint and was able to accommodate to the clients desire. Ultimately, obtaining another that is a more suitable item. This type of incident is actually a very rare occurrence. Universal Coin and Bullion take all concerns and complaints seriously. “As a company we want to assure the consumer that we are not only extremely willing but very capable of addressing and resolving concerns” states Mr. Fuljenz . Universal Coin and Bullion’s customer service department is well trained and can quite an individual to a resolution or go to any avenue that will strive to reach a satisfactory outcome. Furthermore, Mr. Fuljenz stated “We are a respected industry leader and obtained our great reputation by being honest, and holding customer service and satisfaction in the very highest regard.”

After an issue is resolved, the client was checked on. The client receives a follow up from the personal associate assigned to the account. Additionally, there is an account manager as well as customer service representative involved in the follow up interaction. The client was very pleased with not only the coin that was sent but the quick attention he was shown. He was provided the help to completely resolve the issues and has, since then, wen to on to do business with Universal Coin and Bullion.

Universal Coin and Bullion has “On five occasions been recognized as the best in the industry by the Numismatic Literary Guild.” The company also holds an A+rating with the better business bureau. Universal Coin and Bullion has been voted Best Gold Buyer and Seller in a survey done by the Beaumont Enterprise, a regional daily newspaper. On five occasions the Numismatic Literary Guild has recognized Universal Coin & Bullion’s dealer publications as the best in the industry. Universal Coin has also holds memberships in PCGS, NGC, ICTA, and NRA Business Alliance. Mr. Fuljenz stated “Locally, I currently participate on the Board of Beaumont Crime Stoppers. I have about 40 years’ experience in the coin industry and I serve on multiple industry boards. I have more than 50 national awards from the Numismatic Literary Guild, American Numismatic Association and Press Club of Southeast Texas for seminars, books, columns and media appearances on rare coins, precious metals and consumer protection issues.” Mr. Fuljenz wanted to relay the information that Universal Coin and Bullion has highly trained sales and sales protocol. The company’s’ interactions are always recorded to assure and guarantee that the customer is satisfied and receives a very positive experience. Each interaction is reviewed for any signs that the customer is not completely satisfied. As a company the want to be absolutely certain that no individual feels or perceives pressure. Our extensive training for our sales staff makes this a top priority. Customers can turn to their account representative or managers for continued information and guidance related to their purchases. Universal Coin & Bullion also prominently displays and advertises a separate Customer Service Department and Customer Service Hotline (877) 899-8380 for customers that need additional questions, concerns or complaints to be addressed.

Mr. Fuljenz says that as a result of the complaints, the Universal Coin and Bullion has strived to continue to be among the leaders in customer satisfaction. “We have joined the Corporate Advocacy Business Remediation and Customer Satisfaction Program to assure consumers that we will continue to make customer confidence and satisfaction our top priority” states Mr. Fuljenz.

Mr. Fuljenz and his team recognize the value of working with Ripoff Report and the Corporate Advocacy Business Remediation and Customer Satisfaction Program, and the platform it provides for businesses and clients to interact and resolve issues. He stated that he welcomes the opportunity to address and offer feedback and real solutions to any concerns that may occur.

Universal Coin & Bullion / Statements from the owner.

"I am Mike Fuljenz, the President of Universal Coin & Bullion. We formed Universal Coin & Bullion in 1994 and we have been Better Business Bureau accredited since 1995. We have an A+ rating with the BBB. I am personally involved in all of the leading industry organizations. I am a member of the Professional Numismatic Guild (PNG) and all members of the PNG are required to adhere to a very strict Code of Ethics. I also serve on the board of the Industry Council of Tangible Assets (ICTA) and the Numismatic Literary Guild (NLG) and am the only area contributor to the leading price guides. From 1982-1998, I was chosen to teach grading and counterfeit detection seminars for the American Numismatic Association. Customers can be assured their coins are being selected by a nationally recognized expert.

I have 40 years of experience in the coin industry and have been fortunate to be honored with more than 50 national industry awards from the NLG, American Numismatic Association (ANA) and Press Club of Southeast Texas for my books, seminars, columns and media appearances on rare coins, precious metals and consumer protection issues. In 2013, the Numismatic Literary Guild presented me with their top award, “The Clemy.” For the entire 20 years Universal Coin & Bullion has been in business, we have had an unwavering commitment to customer satisfaction. The Numismatic Crime Information Center had me teach continuing education classes to law enforcement personnel at state seminars in Texas and Florida and I am on the Board of the area Crime Stoppers.”



Universal Coin & Bullion – Who They Are & What They Do For Customers

"Since 1994 our company has been a leader in the bullion and rare coin market. We buy and sell bullion and rare coins to collectors, investors and other businesses. Our President and Numismatic expert, Mike Fuljenz, has approximately 40 years’ experience in the coin industry and serves on multiple industry boards.

Respect for our business is shown by our peers and customers and is demonstrated by numerous awards we have received and the numerous boards we have been asked to serve on locally, statewide and nationally. We are also registered to lawfully do business in our city and state which is not the case for many competitors. We are also asked routinely to contribute to industry guides and prominent media reports on our industry. Please go to MikeFuljenz.com or universalcoin.com for more information regarding our expertise and commitment to our customers and industry.

An example of our commitment to consumer protection is the requests for us to serve on boards of Crime Stoppers and State Bar of Texas Advertising Review Committee."



STATED IMPROVEMENTS FROM Universal Coin & Bullion.

"Our company is fully committed to provide our customer the highest quality of service both during the transaction process and after the transaction. When we are made aware of customer issues through our representatives or Customer Service Department, we attempt to address the concerns directly with the customer. Our goal is to resolve any reasonable customer issue. However, we cannot address an issue submitted by an anonymous person. If an actual customer has an issue, concern or complaint, we ask that they call our Customer Service Hotline at (877) 899-8380. A customer service representative will listen to your concerns, and will address the issue with the appropriate department.

Our company is constantly seeking to improve in all facets of our business with a focus on satisfying the needs of our customers. We have now posted our Customer Service Hotline in another prominent location on the homepage of our website and made more customer education videos accessible through the homepage of the website.

Our company is a consumer oriented business. Consequently, we occasionally have customer complaints regarding various issues such as delivery time, product returns, pricing and other issues. We always strive to address all customer issues expeditiously to the satisfaction of the customer. We have a customer service department whose toll free number is prominently displayed on invoices, brochures and the homepage of our website (recently added second bold and conspicuous reference on the homepage in the right hand margin). If a customer calls the customer service department, their issues will be addressed to the best of our ability. Additionally, all transactions are verified through a lengthy recorded verification script. The recordings are independently reviewed by a separate department to ensure the customer acknowledges they are suitable for the transaction, comfortable with the entire transaction process, and are agreeable to being called in the future.

We believe our customer service department and verification process provide a structure that addresses customer issues in a manner far superior to our industry competitors.

We are constantly working to improve customer satisfaction by verification of transactions by separate representatives; mandatory verification scripts to ensure customer satisfaction, review of verifications by a separate department and a proactive customer service department.

We take customer service very seriously and have many safeguards in place to ensure a pleasant transaction process. Your Corporate Advocacy Program will provide a vehicle to make the public aware of our commitment to customer service."

In summary, after our review, which included discussions with Mike Fuljenz, Ripoff Report is convinced that Universal Coin & Bullion is committed to quality delivery of services resulting in total client satisfaction.

Read more about why consumers should feel confident when doing business with a member of Rip-off Report's Corporate Advocacy Business Remediation & Customer Satisfaction Program. Yes, it’s a long name for a program that does a lot for both consumers and businesses alike.

Read about Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program, a program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business. this program works.

As a matter of policy, when a business becomes a member of the Corporate Advocacy Program they agree to allow Ripoff Report to contact every client who filed a complaint so they can make things right with them. In order to confirm that the complaints were resolved, Ripoff Report is copied on all responses so we can insure that the member business did right by their customer.

NOW TO THE ORIGINAL REPORT THAT WAS FILED

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