Universal Debt Clearing Inc Accusing me of owing 1140.57 for an online loan of $300, that I am unaware of!! Internet

 I received an email from a man by the name of Christopher Wilson claiming to be with the Financial Crime and Investigation department. The email does not have an address for the company or a phone number or a web address for that matter. In the email it stated that I owed 1140.57 for a $300 Internet loan that I am unaware of. He did not include the name of the company but he did have my social security number and address. He said that if I didn't pay I could face charges for theft by deception, collateral check fraud l, electronic transfer fraud, and violation of federal banking regulation. I've never in my life gotten a loan online neither have I been arrested for anything. This email scared the daylights out of me because I know I am innocent and someone appears to have my information. When he asked to reply to the email I did just that so I can know what's going on but I haven't received a reply. I am innocent and I want my name clear!!!