ARA (Terry Bradley Called my wife, stated that I am wanted for fraud and writing a false check and deception

My wife called me at work and asked me what type of trouble I was in, I asked her what she was talking about, she said a company called ARA an arbitration company told her that charges were pending against me for false check writing and deception along with fraud, I said what? I assured my wife that nothing was going on and I asked her for the number to this company and that I would call them. I called the number given to me by my wife, a person answered by the name of Terry Bradley, I asked why were they calling my wife and making threatening statements about me.

This person stated that I had stopped paying a loan over two years ago and that I had comitted fraud and that they (ARA) were going to forward this to the judge if I did not pay 1000 dollars today. When I started to ask questions, the individual raised their voice and told me not to argue with them and that they would call my work, they also had my personal information including soc sec number. I notified my bank to not allow any type of withdrawl from my checking account, needless to say this company was very threatening.

I did a call back to ask for the company name and the person answering the phone replied ARA, I asked what did that stand for and they stated, I told you what the company name was and hung up on me.