First Premier Bank Credit Cards First Premier failed to tell me that there is an annual fee of $144.00 or $12.00 a month! Sioux Falls SD

First of all, I was unaware of the $144.00 annual fee because they do it so slyly that you would never notice. First Premier, tells you after a while, that you are eligible for a credit increase. They say you are eligable for a $100.00 increase and then tell you that you will pay only $25.00. So, you think nothing of it and think you are getting something good, when in reality, they are hitting you over the head with more fees! I have been on the phone with them several times and have spoken to a few supervisors that were dumbfounded and did not know how to answer me when I told them I was NOT informed of this fee. One of them said I should have read the terms and conditions. I told him, that I received new cards in the mail (yes, I have two accounts with them) and no one asked me if I wanted to accept the NEW terms and conditions of the NEW cards. Everytime  they renew your card, they must inform you of the terms and conditions, which First Premier did NOT do! First Peremier should have sent me an email asking me. "NOTICE OF CHANGES TO YOUR ACCOUNT." They did NOT do this! But one credit card company , a different one, had the courtesy to ask me in an email if  I would accept the new terms or decline. I declined, and they closed my account. When I told this so-called supervisor at First Premier, that he should have FLAGGED me down, the way the other credit card company did in an email and asked me if I wanted to renew at these new terms, he went silent and did not know how to answer me. The only thing he did was repeated what he said before about reading a contract, that was sent to me in 2009! First Permier should NOT get away with this bad behavior. I wanted to cancel both FP cards, but if I did that, they would charge me the entire balance of their stupid cards! ----DO NOT ACCEPT FIRST PREMIER AS YOUR CREDIT CARD COMPANY!---I AM STILL FIGHTING THIS AND WILL NOT STOP!---