Geico Auto Ins Raised my Auto Ins for because of an accident that was NOT my fault

Geico decided that it would be cheaper for them to charge me with the accident rather than charge a person who turned right, in front of me, in order to turn into a parking lot of a business.   I had minor damage to my left front bumper as it scratched the other vehicles passenger side front and back doors.

I did not file a claim as the damage to my vehicle was slight.  I was told that if they fought this with the other insurance company, it could cost THEM more money in litigation.  The agent told me it would probably be less expensive for THEM to put the blame on me rather than go to litigation.   She then went on to say "that's why you have insurance"

I just got my renewal bill and the rate went up 100%.    This is SO UNFAIR and SO UNETHICAL to treat a customer like this. I have always known that Auto Ins companies ripped us off and we are stuck with their pathetic employee interpretations of how an accident happened.  So now, I have to pay a MUCH higher premium becasue of this horrible action on their part.

Stay away from GEICO at all costs.