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Report: #1530451

Complaint Review: Generations Bank - Waterloo New York

  • Submitted:
  • Updated:
  • Reported By: Drew — Waterloo New York United States
  • Author Confirmed What's this?
  • Why?
  • Generations Bank 1865 North Road Waterloo, New York United States

Generations Bank What they don't tell you Waterloo New York

*Author of original report: How do you know?

*Consumer Comment: Complete BS!

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I opened up a checking account about a month ago.  I was not told that deposits would take nine business days to have access to funds, as compared to three days I am used to with other banks.
I mentioned that I use e-checks and was led to believe I could use them with this account.  After extensive struggling, I was informed that I cannot draw checks on the checking account.  That's right, a checking account on which I cannot draw checks.
On top of that, I requested a wire transfer of available funds to another bank. Again, I was not told there would be a delay. Now I find out that the wire transfer was cancelled without my being informed that they were going to do so or had done so.

This report was posted on Ripoff Report on 12/29/2023 04:28 PM and is a permanent record located here: https://www.ripoffreport.com/report/generations-bank/waterloo-new-york-dont-tell-1530451. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
1Author
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#2 Author of original report

How do you know?

AUTHOR: Andrew - (United States)

POSTED: Sunday, December 31, 2023

So you've seen the agreement?  You know the terms and conditions?  You work for this bank?

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#1 Consumer Comment

Complete BS!

AUTHOR: Irv - (United States)

POSTED: Saturday, December 30, 2023

 Anytime anyone opens up a checking account, they must AGREE to Terms and Conditions of the deal. ALL THOSE MATTERS which you list are covered by that AGREEMENT which YOU AGREED TO. What you're here to do is admit to the world like thousands of others with ZERO FINANCIAL COMMON SENSE that YOU didn't even bother to READ what you were agreeing to before you AGREED to it! Yes sir...highly, highly intelligent! Am I ever impressed!!!

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