Wachovia Bank Fee to cash checks drawn on Wachovia Lancaster Pennsylvania

I am not missing the point that the person cashing the check is not a customer. The person that issued the check is your customer!

It would be like charging the recipient of a letter again after the sender has already paid the postage.

I know banks do it, some don't. It does not make it right. I might be legal, it might be in the fine print but it does not make it right.

The taker of a check should not be herassed to open an account have an account or anything. Just give him the money like your customer (the issuer of the check) has asked you to do. If it is such a burden tell your customer upfront: We do not want to cash your checks!

is the fact that the person cashing the check is not a Wachovia customer. The person with the account is a customer. If the OP wanted to, they could have deposited the check into their account and not been charged the fee. And just because others banks charge this fee does not make it wrong. It is a standard fee charged by most if not all banks to cash checks for nonaccount holders. The OP was told of the fee before cashing the check and accepted the fee by cashing the check. No ripoff, nothing wrong.

is the fact that the person cashing the check is not a Wachovia customer. The person with the account is a customer. If the OP wanted to, they could have deposited the check into their account and not been charged the fee. And just because others banks charge this fee does not make it wrong. It is a standard fee charged by most if not all banks to cash checks for nonaccount holders. The OP was told of the fee before cashing the check and accepted the fee by cashing the check. No ripoff, nothing wrong.

The wachovia employee comment cracks me up. Because a lot of banks charge a fee does not make it right.

The contract between the issuer of the check and the bank it is drawn on can't be any clearer. Pay to the order of... there is nothing to be questioned.

Any fees should be between the account holder and the bank.

It is this split personality of banks to on one hand abandon low-icome and minority communities and on the other hand to profit in fringe-banking like cash checking. If banks don't want to cash checks anymore tell your account holders so and print in big letters on top of the check: For deposit only, Not to be cashed. In Europe this is very common and nobody can say: I did not know....

I understand if there was a limited amount per person per check and if the bank would ask for a 24 hour notice if it were to exceeded.

The wachovia employee comment cracks me up. Because a lot of banks charge a fee does not make it right.

The contract between the issuer of the check and the bank it is drawn on can't be any clearer. Pay to the order of... there is nothing to be questioned.

Any fees should be between the account holder and the bank.

It is this split personality of banks to on one hand abandon low-icome and minority communities and on the other hand to profit in fringe-banking like cash checking. If banks don't want to cash checks anymore tell your account holders so and print in big letters on top of the check: For deposit only, Not to be cashed. In Europe this is very common and nobody can say: I did not know....

I understand if there was a limited amount per person per check and if the bank would ask for a 24 hour notice if it were to exceeded.

The wachovia employee comment cracks me up. Because a lot of banks charge a fee does not make it right.

The contract between the issuer of the check and the bank it is drawn on can't be any clearer. Pay to the order of... there is nothing to be questioned.

Any fees should be between the account holder and the bank.

It is this split personality of banks to on one hand abandon low-icome and minority communities and on the other hand to profit in fringe-banking like cash checking. If banks don't want to cash checks anymore tell your account holders so and print in big letters on top of the check: For deposit only, Not to be cashed. In Europe this is very common and nobody can say: I did not know....

I understand if there was a limited amount per person per check and if the bank would ask for a 24 hour notice if it were to exceeded.

The wachovia employee comment cracks me up. Because a lot of banks charge a fee does not make it right.

The contract between the issuer of the check and the bank it is drawn on can't be any clearer. Pay to the order of... there is nothing to be questioned.

Any fees should be between the account holder and the bank.

It is this split personality of banks to on one hand abandon low-icome and minority communities and on the other hand to profit in fringe-banking like cash checking. If banks don't want to cash checks anymore tell your account holders so and print in big letters on top of the check: For deposit only, Not to be cashed. In Europe this is very common and nobody can say: I did not know....

I understand if there was a limited amount per person per check and if the bank would ask for a 24 hour notice if it were to exceeded.

isn't very good, as most banks do charge non account holders to cash checks.
As far as violating the items you mentioned, nope doesn't fit.
#3 Paid when you demanded, that is when you went in to cash it.
#4 Made out to you, so you could cash it.
#5 the "instument" is the check. The check did not demand you do anything further to receive your money.
Should have cashed it through your account and then you would not have been charged this fee.

isn't very good, as most banks do charge non account holders to cash checks.
As far as violating the items you mentioned, nope doesn't fit.
#3 Paid when you demanded, that is when you went in to cash it.
#4 Made out to you, so you could cash it.
#5 the "instument" is the check. The check did not demand you do anything further to receive your money.
Should have cashed it through your account and then you would not have been charged this fee.

isn't very good, as most banks do charge non account holders to cash checks.
As far as violating the items you mentioned, nope doesn't fit.
#3 Paid when you demanded, that is when you went in to cash it.
#4 Made out to you, so you could cash it.
#5 the "instument" is the check. The check did not demand you do anything further to receive your money.
Should have cashed it through your account and then you would not have been charged this fee.

isn't very good, as most banks do charge non account holders to cash checks.
As far as violating the items you mentioned, nope doesn't fit.
#3 Paid when you demanded, that is when you went in to cash it.
#4 Made out to you, so you could cash it.
#5 the "instument" is the check. The check did not demand you do anything further to receive your money.
Should have cashed it through your account and then you would not have been charged this fee.