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Report: #155360

Complaint Review: 1st Credit Of America - Omega Direct Reponse - ConnectOne - Scarborough Ontario

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  • Updated:
  • Reported By: houston Texas
  • Author Confirmed What's this?
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  • 1st Credit Of America - Omega Direct Reponse - ConnectOne 1457 McCowan Road, Suite 201 Scarborough, Ontario Canada

1st Credit Of America Account Now Handled By Omega Direct Reponse or ConnectOne, MyPerfectCredit scam continues RIPOFF Scarborough Toronto Ontario

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I sent letters to both MyPerfectCredit and 1st Credit of America disputing my debt, asking for verification. They were all received, but no one ever responded to my request. I also sent 1st Credit of America a cease and desist letter, which they did not comply to until weeks after it was received. I say "comply," but I read in an interview that it is their policy to "cease collection attempts and review the account" after said amount of time.

It now appears that my account has been handed off to Omega Direct Response. Though they are primarily a marketing firm, they also handle "initial collections." They never answer the phone, but do call several times a day, just like their predecessor. How clever.

Does anyone know if Canadian companies are bound by the FDCPA. If they are, is it actually enforceable? I would like to hear if anyone else has been contacted by this company.

Miss D
houston, Texas
U.S.A.

This report was posted on Ripoff Report on 08/29/2005 12:38 PM and is a permanent record located here: https://www.ripoffreport.com/reports/1st-credit-of-america-omega-direct-reponse-connectone/scarborough-ontario-m5s1k7/1st-credit-of-america-account-now-handled-by-omega-direct-reponse-or-connectone-myperfect-155360. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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