Report: #378435

Complaint Review:, Inc

  • Submitted: Sun, October 05, 2008
  • Updated: Tue, October 07, 2008
  • Reported By: BROOKLYN CENTER Minnesota
  •, Inc
    110 W.Ninth St Suite 581
    Wilmington, Delaware
    U.S.A., Inc Charged me a $19 prepayment fee but I never received the loan. Wilmington Delaware

*Consumer Comment: READ before you apply!

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I applied for a new loan on Sept 19th. On Sept 24th they charged my bank account the $19.00 prepayment fee. I was supposed to have the $200 loan in my bank the next day. As of today, Oct 5th, I still have not received the loan.

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This report was posted on Ripoff Report on 10/05/2008 04:10 AM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

READ before you apply!

AUTHOR: Debbie - (U.S.A.)

I'm a frequent visitor to ROR, and I see reports on ALL the time. They all say the same thing, that this place took $19 from their accounts and it's a ripoff.


I'm not familiar with payday loans, so I jumped over to's website to see if they disclose anything about why they would take $19 from someone looking for money.

It took me all of 10 seconds to find the answer. This is right from their website, under the FAQs:
"Frequently Asked Questions

What is a payday advance
A payday advance is a short term loan to tide you over until your next payday.

What does it cost to take out a cash advance loan
The cost for a $200 loan for up to 15 days is only $60. In addition, first time applicants must cover a $19.00, one-time only, non-refundable application fee, payable on the submission of the application. Once your account is approved, and stays in good standing you can get new loans anytime. "

See that? $19 NON-REFUNDABLE APPLICATION FEE. It says it right there folks! WHY are people surprised when they take it out of their accounts? Its non-refundable, meaning whether you get the loan or not, they get your $19.

Guess that's just the price you pay for needing money quick.

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