AARP-Hartford Auto Insurance Raised collision insurance on my policy over 100%--while lowering the comprehensive price--is this age discrimination? Hartford Connecticut

YOU WOULD THINK THAT AN ORGANIZATION WHICH IS SUPPOSED TO BE A POLITICAL LOBBYING ORGANIZATION TO HELP SENIOR CITIZENS FIGHT ALL FORMS OF DISCRIMINATION AND BE AN ADVOCATE AND INFLUENCE LEGISLATION FAVORABLE TO SENIOR CITIZENS ISSUES WOULD BE MORE PROTECTIVE OF THEM BUT ALL I HAVE SEEN THEM DO LATELY IS RIP OFF SENIOR CITIZENS!

THE WORST RIP OFF THAT THEY HAVE DONE HERE IS HAVE THIS FAKE JOB PROGRAM WHICH SUPPOSEDLY FIND WORK FOR SENIOR CITIZENS BUT THEY WILL NOT HELP THE SENIORS WHO NEED HELP THE MOST AND THAT IS THE HOMELESS ONES. IT MIGHT BE HARD TO IMAGINE GRANDMOTHER AND GRANDFATHER TURNED OUT IN THE STREET BUT IT IS HAPPENING MORE AND MORE AND WITHOUT A PROOF OF ADDRESS, THESE PEOPLE REFUSE TO HELP YOU!

NOT ONLY THAT, THE ONLY PEOPLE I SAW BEING HELPED WERE OLDER WHITE MALES AND ONE TOKEN OLDER LADY WHO SITS IN THE OFFICE WHERE PEOPLE CAN SEE. THERE DEFINITELY APPEARS TO BE A LACK OF DIVERSITY AMONG THE PEOPLE WHO ARE SUPPOSED TO BE HELPED BUT THEN, AUSTIN, TEXAS WITH SEVERAL THOUSANDS OF COLLEGE STUDENTS HAS ALWAYS BEEN NOTORIOUS FOR EMPLOYERS WHO UNDERPAY, SCAM AND DISCRIMINATE ON THE BASIS OF AGE AND GENDER AND RACE OR ETHNICITY HERE!

THIS PROGRAM IS RECEIVING MONEY FROM THE DEPARTMENT OF LABOR AND A COUPLE OF PRIVATE FOUNDATIONS WHO WOULD REALLY BE SHOCKED IF THEY KNEW HOW THE ONLY PEOPLE BEING HELPED ARE SOME SYSTEM MANIPULATORS WHO ARE NOT DOING WHAT THEY ARE SUPPOSED TO DO.

THEY COULDN'T SHOW ME ANY HARD STATISTICS OF WHO THEY HAD HELPED HERE.

NOBODY WANTS TO SEE GRANDMA AND GRANDPA OUT IN THE STREET AND NEEDING TO WORK FOR A LIVING BECAUSE THEY ARE NOT OLD ENOUGH YET FOR SOCIAL SECURITY AND SO THEY LIKE TO GIVE MONEY BECAUSE THEY THINK THEY ARE HELPING OLDER PEOPLE WHEN ALL THEY ARE HELPING ARE THE LYING, SCAMMING VERMIN CON ARTISTS WHO ARE CLAIMING THAT THEY ARE HELPING OLD FOLKS...

I HOPE THESE PEOPLE ROT IN HELL!

Almost all (or maybe -all-) insurance companies use Age to help price a policy. There is no denying that an 18 year old driver will pay higher insurance than a 30 year old driver with the same driving history. The same applies to us older drivers. Although we may have a 100% perfect driving history there are still facts that show that as we get older there is a higher chance for accidents. I've worked looking at statistics for years, and I can understand how insurance companies use this. It may seem unfair or discriminatory, but it is how insurance companies have priced policies for years and is legally accepted. It would be unfair if they discriminated randomly, but they do use solid claim facts. That being said, if we (in my age group) had less claims, then we would have a lower premium as well. In fact, I've seen my AARP/Hartford insurance premium go up but I've never complained because I always shop around and they always have beaten the prices elsewhere. They must be doing something right if they can give me good service (though I've never had a claim) and only increase rates less than the other companies.