Actuarial Consulting Group (ACG): Hal Butler: Carmen Davis: Amy Hawks: Ripoff Liars: Lebanon Tennessee

I am writing this report against Actuarial Consulting Group (ACG) to prevent future job-seekers from getting scammed by this company. I initially came across ACG on an online job board (indeed.com). They posted advertisements for "Entry Level Actuary Analysts", and I talked with Hal Butler about the opportunity. He told me that I had to take a mandatory online class (which was apparently being offered to me at a great discount) and pass the first Actuary exam on my first attempt. Then, they would reimburse me for the class and any books that I used if I passed the exam. Once I passed on my first attempt, they would present me with job opportunities, and Hal said I had a good shot with my skill sets and resume. I was reluctant and told them that I would think about it. ACG called me a few days later right on schedule to try to talk me into taking the class again. As a desperate student in need of job experience and finding zero complaints about the company, I trusted ACG and gave it a shot. They had me sign and send a contract outlining the details on classes and agreement on payments.

Now about the online course led by a PhD professor. Let me tell you: The class is a JOKE. I had already finished studying for the first exam before taking the course, and I could not see how it could be helpful to anyone who was just starting to study. They posted outlines and summaries of each section. There were no practice exams, and it had AT MOST 100 practice questions (10 per section) which were much easier than the ones in the book. The saddest part was that there were many, many people signed up for the online course, and I started to get the feeling that ACG was trying to make money off of people paying for this horrid website they call a class.

I passed my test on the first try with flying colors and contacted ACG right away. Carmen Davis told me to email them my preliminary test results, resume, testimonial about ACG, and an essay about my journey of becoming an actuary. They said that they would get my file together and send it out to companies in two weeks. No response after two weeks. I called them again and Carmen Davis asked for the same documents. When I told her that I had already done so and that I was waiting on job opportunities, she would come up with some kind of excuse. Every time I called (and I called regularly), Carmen Davis would say "What's your name? What's your phone number? We will check that we have your file and send it out soon." Other times she would say that Amy was sick and probably didn't have time to check her emails (although I ALREADY checked with them ONE MONTH BEFORE that they had my documents). Just ridiculous. This has been going on for FOUR months now.

When I told Carmen Davis that I wanted a reimbursement for the class and books, terms had changed. She said that they would only give it to me if I landed a job. Are you kidding me? Maybe I'll get a chance if you send out my d**n files. At this point, I was so tired of them acting like they had heard my name for the first time and had never talked to me before. I felt stupid for falling for their obvious scam, forgot about them, and left it at that.

However, today I decided that I needed to say SOMETHING or more people will pay ACG for nothing. ACG has been posting more and more job posts for entry level actuarial positions on indeed.com these days, and I am enraged that they would continue to try to scam people looking for honest work. Hal Butler, Carmen Davis, and Amy Hawk - you all should be ashamed. 

I know it's a tough job market out there, but please don't make the mistake that I did - STAY AWAY from ACG!